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Kotak Banking and PSU Debt Fund - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
  • NAV
    : ₹ 53.0513 0.04%
    (as on 12th August, 2022)
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Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate

The fund has 97.65% investment in Debt, of which 27.86% in Government securities, 69.79% is in Low Risk securities.

This Scheme
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  • CRISIL 10 Year Gilt Index
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Returns (NAV as on 12th August, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 05-Aug-22 10026.00 0.26% - 0.22% 9/23
1 Month 12-Jul-22 10063.90 0.64% - 0.63% 9/23
3 Month 12-May-22 10130.40 1.30% - 1.37% 11/23
6 Month 11-Feb-22 10089.50 0.90% - 1.06% 19/23
YTD 31-Dec-21 10129.70 1.30% - 1.40% 18/23
1 Year 12-Aug-21 10322.70 3.23% 3.23% 2.84% 13/23
2 Year 12-Aug-20 10824.10 8.24% 4.04% 3.76% 10/20
3 Year 09-Aug-19 12007.40 20.07% 6.26% 5.96% 11/18
5 Year 11-Aug-17 13914.60 39.15% 6.82% 6.50% 7/18
10 Year 10-Aug-12 21509.40 115.09% 7.95% 7.68% 4/9
Since Inception 29-Dec-98 53051.30 430.51% 7.32% 6.67% 14/23

SIP Returns (NAV as on 12th August, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 12-Aug-21 12000 12175.04 1.46 % 2.71 %
2 Year 12-Aug-20 24000 24871.53 3.63 % 3.47 %
3 Year 09-Aug-19 36000 38705.45 7.52 % 4.76 %
5 Year 11-Aug-17 60000 70493.89 17.49 % 6.38 %
10 Year 10-Aug-12 120000 175619.53 46.35 % 7.39 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Jul,2022)

No of Debt Holding 58 (Category Avg - 55.64) | Modified Duration 1.86 Years (Category Avg - 1.64)| Yield to Maturity 6.74% (Category Avg - 6.49%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 21.29% 16.20%
CD 27.42% 11.09%
T-Bills 6.57% 0.81%
NCD & Bonds 39.91% 64.98%
CP 2.46% 1.35%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 27.86% 17.02%
Low Risk 69.79% 77.42%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 1.91%
TREPS TREPS 0.44%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

  • Standard Deviation

    High volatility
    2.31vs2.13
    Category Avg
  • Beta

    High volatility
    10.07vs0.9
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.55vs0.33
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    6.87vs0.6
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI-Banking & PSU Debt Fund - Growth 3 403.30 1.01 2.16 8.11 9.72 7.05
ICICI Prudential Banking & PSU Debt Fund - Growth 4 8487.29 0.64 1.13 1.55 3.53 6.07
ITI Banking & PSU Debt Fund - Regular Plan - Growth NA 28.48 0.57 1.36 1.84 3.51 0.00
Axis Banking & PSU Debt Fund - Growth 5 14170.52 0.44 1.24 1.61 3.16 6.02
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - Growth 3 10061.01 0.56 1.33 1.24 3.07 6.25
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth 2 394.81 1.00 2.05 0.47 3.06 6.90
Franklin India Banking & PSU Debt Fund - Regular Plan - Growth 3 734.72 0.77 1.59 1.12 3.00 5.93
PGIM India Banking & PSU Debt Fund - Growth 4 68.50 0.54 1.22 1.16 2.92 6.06
HDFC Banking & PSU Debt Fund - Regular Plan - Growth 3 5370.24 0.54 1.19 1.03 2.79 6.24
Nippon India Banking & PSU Debt Fund - Regular Plan - Growth 3 4150.30 0.64 1.33 0.82 2.74 6.26

More Funds from Kotak Mahindra Mutual Fund

Out of 61 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 9 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 34 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Flexi Cap Fund - Growth 3 36316.01 10.49 13.10 1.15 6.32 16.03
Kotak Liquid Fund - Regular Plan - Growth 3 29482.62 0.39 1.16 2.01 3.69 3.95
Kotak Equity Arbitrage Fund - Growth 4 24542.53 0.21 0.76 1.67 3.62 4.17
Kotak Emerging Equity Fund - Growth 4 20619.12 10.46 14.45 6.59 12.49 27.52
Kotak Money Market Fund - Growth 4 14576.16 0.41 1.30 2.10 3.96 4.83
Kotak Balanced Advantage Fund - Growth NA 14157.16 5.10 7.21 2.49 5.42 11.94
Kotak Bond Short Term Plan - Growth 2 13157.52 0.71 1.33 0.66 2.52 5.71
Kotak Savings Fund - Growth 3 11486.96 0.38 1.23 1.87 3.51 4.63
Kotak Overnight Fund - Regular Plan - Growth NA 10768.60 0.41 1.12 1.96 3.59 3.55
Kotak Equity Opportunities Fund - Growth 3 10286.06 9.94 12.98 3.75 9.02 20.82

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