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Kotak Banking and PSU Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
  • NAV
    : ₹ 57.8417 -0.02%
    (as on 26th May, 2023)
Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderate

The fund has 93.74% investment in Debt, of which 17.76% in Government securities, 75.98% is in Low Risk securities.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 26th May, 2023)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 19-May-23 10011.80 0.12% - 0.15% 22/23
1 Month 26-Apr-23 10073.80 0.74% - 0.72% 10/23
3 Month 24-Feb-23 10264.90 2.65% - 2.63% 11/23
6 Month 25-Nov-22 10383.90 3.84% - 3.91% 16/23
YTD 30-Dec-22 10335.90 3.36% - 3.34% 12/23
1 Year 26-May-22 10720.10 7.20% 7.20% 6.80% 4/22
2 Year 25-May-21 11085.40 10.85% 5.28% 4.78% 3/22
3 Year 26-May-20 11865.40 18.65% 5.87% 5.43% 4/18
5 Year 25-May-18 14597.60 45.98% 7.85% 7.36% 3/17
10 Year 24-May-13 21895.70 118.96% 8.14% 7.71% 2/11
Since Inception 02-Jan-13 22824.70 128.25% 8.26% 7.08% 3/23

SIP Returns (NAV as on 26th May, 2023)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 26-May-22 12000 12518.19 4.32 % 8.13 %
2 Year 25-May-21 24000 25521.94 6.34 % 6.05 %
3 Year 26-May-20 36000 39228.35 8.97 % 5.67 %
5 Year 25-May-18 60000 71234.64 18.72 % 6.8 %
10 Year 24-May-13 120000 177865.19 48.22 % 7.64 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2023)

No of Debt Holding 64 (Category Avg - 50.87) | Modified Duration 2.77 Years (Category Avg - 2.43)| Yield to Maturity 7.79% (Category Avg - 7.40%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 17.76% 17.94%
CD 4.04% 10.36%
T-Bills 0.00% 0.02%
CP 0.23% 1.32%
NCD & Bonds 71.71% 70.55%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 17.76% 17.96%
Low Risk 75.98% 82.23%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 5.97%
TREPS TREPS 0.29%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2023)

  • Standard Deviation

    High volatility
    1.39vs1.3
    Category Avg
  • Beta

    High volatility
    0.68vs0.6
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    -0.72vs-1.22
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    -0.01vs7.5
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.13vs-0.63
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Banking and PSU Debt Fund - Direct Plan - Growth 3 364.44 0.88 3.51 4.41 8.51 5.87
UTI-Banking & PSU Debt Fund - Direct Plan - Growth 3 858.78 0.78 3.04 4.07 7.51 7.05
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 5 7950.56 0.78 2.43 3.88 7.39 6.08
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 3 5255.32 0.77 2.74 4.13 7.05 5.68
Tata Banking & PSU Debt Fund - Direct Plan - Growth 4 261.72 0.64 2.63 4.05 6.85 5.68
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 8258.24 0.76 2.50 3.94 6.84 5.75
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 4 5831.17 0.73 2.51 3.93 6.80 5.81
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth 3 711.93 0.65 2.53 3.85 6.75 5.23
Bandhan Banking & PSU Debt Fund - Direct Plan - Growth 5 15136.52 0.69 2.72 4.06 6.73 5.52
Mirae Asset Banking and PSU Debt Fund - Direct Plan - Growth 3 91.84 0.79 2.69 4.03 6.72 0.00

More Funds from Kotak Mahindra Mutual Fund

Out of 58 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 7 is/are ranked 4 * , 10 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 34 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Flexi Cap Fund - Direct Plan - Growth 3 37216.56 4.46 6.82 2.61 18.45 26.66
Kotak Liquid Fund - Direct Plan - Growth 2 29684.43 0.58 1.78 3.47 6.26 4.35
Kotak Emerging Equity Fund - Direct Plan - Growth 4 25971.71 5.05 5.59 4.08 20.95 37.40
Kotak Equity Arbitrage Fund - Direct Plan - Growth 3 20587.12 0.71 1.96 4.09 6.40 5.04
Kotak Money Market Fund - Direct Plan - Growth 3 15653.51 0.62 2.09 3.81 6.66 4.89
Kotak Balanced Advantage Fund - Direct Plan - Growth NA 14422.30 2.87 4.40 4.48 13.02 18.51
Kotak Bond Short Term Plan - Direct Plan - Growth 3 12537.12 0.74 2.69 3.85 6.96 5.77
Kotak Equity Opportunities Fund - Direct Plan - Growth 4 12513.67 4.63 6.91 4.01 21.29 30.29
Kotak Savings Fund - Direct Plan - Growth 3 10606.04 0.60 2.03 3.72 6.56 4.93
Kotak Corporate Bond Fund - Direct Plan - Growth 2 10245.21 0.71 2.60 3.81 6.79 5.79

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