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Kotak Banking and PSU Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
  • NAV
    : ₹ 55.8155 -0.01%
    (as on 06th December, 2022)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate

The fund has 94.9% investment in Debt, of which 21.54% in Government securities, 73.36% is in Low Risk securities.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 4 in the previous quarter.

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 06th December, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 29-Nov-22 10012.60 0.13% - 0.16% 20/23
1 Month 04-Nov-22 10092.20 0.92% - 0.85% 6/23
3 Month 06-Sep-22 10156.70 1.57% - 1.16% 1/23
6 Month 06-Jun-22 10367.80 3.68% - 3.12% 3/22
YTD 31-Dec-21 10376.00 3.76% - 3.37% 5/22
1 Year 06-Dec-21 10394.50 3.95% 3.94% 3.46% 5/22
2 Year 04-Dec-20 10866.30 8.66% 4.23% 3.80% 4/20
3 Year 06-Dec-19 12067.70 20.68% 6.46% 6.04% 4/18
5 Year 06-Dec-17 14284.00 42.84% 7.39% 6.90% 3/17
Since Inception 02-Jan-13 22025.20 120.25% 8.28% 6.78% 3/23

SIP Returns (NAV as on 06th December, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 06-Dec-21 12000 12342.06 2.85 % 5.31 %
2 Year 04-Dec-20 24000 25173.44 4.89 % 4.66 %
3 Year 06-Dec-19 36000 38972.49 8.26 % 5.22 %
5 Year 06-Dec-17 60000 71129.72 18.55 % 6.74 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2022)

No of Debt Holding 60 (Category Avg - 53.00) | Modified Duration 1.94 Years (Category Avg - 1.84)| Yield to Maturity 7.67% (Category Avg - 7.33%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 18.22% 17.66%
CD 21.14% 12.18%
T-Bills 3.32% 0.54%
NCD & Bonds 51.45% 68.59%
CP 0.77% 0.78%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 21.54% 18.20%
Low Risk 73.36% 81.56%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 3.12%
Net Receivables Net Receivables 1.98%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th November, 2022)

  • Standard Deviation

    High volatility
    2.27vs2.1
    Category Avg
  • Beta

    High volatility
    0.8vs0.76
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    -0.05vs-0.17
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.18vs-0.19
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI-Banking & PSU Debt Fund - Direct Plan - Growth 3 519.30 1.18 0.94 3.94 10.49 7.50
ITI Banking & PSU Debt Fund - Direct Plan - Growth NA 27.44 0.72 1.35 2.94 4.51 0.00
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 5 7552.91 0.58 1.47 3.65 4.28 6.54
Axis Banking & PSU Debt Fund - Direct Plan - Growth 3 13252.93 0.86 1.16 2.65 4.01 5.85
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 8234.27 0.81 1.26 3.09 3.77 6.37
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 5 14964.13 0.60 1.27 2.70 3.66 6.21
LIC MF Banking & PSU Debt Fund - Direct Plan - Growth 3 1281.11 0.82 1.09 2.62 3.51 5.29
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth 3 720.82 0.97 1.07 3.09 3.44 5.76
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 3 4943.88 0.72 1.25 3.09 3.43 6.29
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 3 4104.29 0.92 1.24 3.21 3.41 6.42

More Funds from Kotak Mahindra Mutual Fund

Out of 46 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 9 is/are ranked 4 * , 9 is/are ranked 3 * , 2 is/are ranked 2 * , and 22 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Flexi Cap Fund - Direct Plan - Growth 3 37766.26 2.01 4.62 14.72 11.81 16.29
Kotak Liquid Fund - Direct Plan - Growth 2 29590.00 0.53 1.47 2.76 4.64 4.09
Kotak Emerging Equity Fund - Direct Plan - Growth 4 22540.00 1.26 0.95 15.32 10.99 26.79
Kotak Equity Arbitrage Fund - Direct Plan - Growth 4 22081.95 0.47 1.25 2.38 4.55 4.68
Kotak Balanced Advantage Fund - Direct Plan - Growth NA 14553.48 1.63 2.28 7.71 6.89 12.07
Kotak Overnight Fund - Direct Plan - Growth NA 13354.84 0.47 1.43 2.68 4.51 3.71
Kotak Money Market Fund - Direct Plan - Growth 4 13193.08 0.62 1.40 2.82 4.73 4.78
Kotak Savings Fund - Direct Plan - Growth 4 12779.34 0.61 1.38 2.79 4.68 4.92
Kotak Bond Short Term Plan - Direct Plan - Growth 3 12372.91 0.99 1.41 3.41 3.68 6.30
Kotak Equity Opportunities Fund - Direct Plan - Growth 3 11370.29 1.17 3.36 15.32 13.97 20.60

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