IDFC Sterling Value Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Value Fund

Fund House : IDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 73.84 0.93%
(as on 05th May, 2021)

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Crisil Rank

Very good performance among peers

Fund Size

: ₹ 3208.06 Cr

(5.66% of Investment in Category)

Expense Ratio

: 0.91%

(1.1% Category average)

Risk-O-Meter

Moderately High

Value Fund :Value Fund : Fund has 96.79% investment in indian stocks of which 12.1% is in large cap stocks, 25.97% is in mid cap stocks, 51% in small cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 5 in the previous quarter.

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This Scheme

VS

Nifty 50

3.41%

10.68%

40.56%

96.18%

22.38%

15.96%

15.29%
NA
2.29%

3.39%

31.75%

69.12%

14.4%

13.94%

12.64%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 04th May, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27-Apr-21	10079.90	0.80%	-	0.30%	9/24
1 Month	01-Apr-21	10275.30	2.75%	-	-0.33%	3/24
3 Month	04-Feb-21	11290.10	12.90%	-	2.10%	1/24
6 Month	04-Nov-20	14744.10	47.44%	-	32.61%	3/23
YTD	01-Jan-21	12238.20	22.38%	-	11.62%	2/24
1 Year	04-May-20	20766.40	107.66%	107.66%	65.64%	2/23
2 Year	03-May-19	13570.80	35.71%	16.45%	13.80%	6/23
3 Year	04-May-18	12215.10	22.15%	6.89%	8.45%	13/19
5 Year	04-May-16	21106.90	111.07%	16.10%	13.71%	2/12
Since Inception	02-Jan-13	33208.80	232.09%	15.48%	12.37%	5/23

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 04th May, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	04-May-20	12000	17640.53	47 %	97.42 %
2 Year	03-May-19	24000	35847.96	49.37 %	44.01 %
3 Year	04-May-18	36000	52031.29	44.53 %	25.45 %
5 Year	04-May-16	60000	90269.4	50.45 %	16.35 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Mar,2021)

Portfolio Turnover Ratio : 18.00% | Category average turnover ratio is 60.26%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.79% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.79%

No of Stocks : 59 (Category Avg - 44.88) | Large Cap Investments : 12.1%| Mid Cap Investments : 25.97% | Small Cap Investments : 51% | Other : 7.72%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Deepak Nitrite Ltd.	Chemicals - speciality	1490.9	4.65%	0.50%	4.65% (Mar 2021)	3.05% (Jun 2020)	9.00 L	-0.62 L
ICICI Bank Ltd.	Banks	1280.6	3.99%	-0.16%	4.15% (Feb 2021)	2.97% (Sep 2020)	22.00 L	0.00
J.K. Cement Ltd.	Cement	1079.8	3.37%	0.12%	3.44% (Jul 2020)	2.66% (Dec 2020)	3.73 L	-0.10 L
Gujarat Gas Ltd.	Gas transmission/marketing	1070.3	3.34%	0.30%	3.34% (Mar 2021)	2.37% (Oct 2020)	19.48 L	-1.98 k
Jindal Steel & Power Ltd.	Steel	1030.8	3.21%	0.03%	3.21% (Mar 2021)	1.83% (Apr 2020)	30.00 L	0.00
KEC International Ltd.	Engineering, designing, construction	965.5	3.01%	-0.39%	3.52% (Sep 2020)	2.42% (Apr 2020)	23.50 L	-1.50 L
NCC Ltd.	Engineering, designing, construction	869	2.71%	-0.38%	3.09% (Feb 2021)	1.02% (May 2020)	1.10 Cr	0.00
Emami Ltd.	Personal care	826.2	2.58%	0.14%	2.87% (Jan 2021)	1.12% (Apr 2020)	17.00 L	0.00
Minda Industries Ltd.	Auto ancillaries	813.2	2.53%	-0.15%	2.68% (Feb 2021)	1.63% (Jun 2020)	15.00 L	0.00
Voltas Limited	Engineering, designing, construction	801.6	2.50%	-0.07%	2.62% (Jan 2021)	2.1% (Jun 2020)	8.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.20%
Margin	Margin	0.04%
Cash and Bank	Cash and Bank	0.01%
Net Receivables	Net Receivables	-0.04%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

21.22vs18.42

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.91vs0.78

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.18vs0.25

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.04vs0.06

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

-0.66vs-1.27

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Templeton India Value Fund - Direct - Growth	3	507.07	0.07	0.50	38.48	85.17	6.26
Aditya Birla Sun Life Pure Value Fund - Direct Plan - Growth	1	4049.21	4.94	8.40	36.04	78.21	0.90
Nippon India Value Fund - Direct Plan - Growth	3	3517.01	1.92	2.94	29.93	73.58	10.26
L&T India Value Fund - Direct Plan - Growth	3	6741.24	1.78	3.46	27.60	71.76	8.35
ICICI Prudential Value Discovery Fund - Direct Plan - Growth	4	17798.55	3.92	5.72	31.39	70.95	12.46
JM Value Fund - (Direct) - Growth	3	136.63	0.22	0.29	29.34	69.71	10.23
Quantum Long Term Equity Value Fund - Direct Plan - Growth	2	851.63	1.11	0.48	25.88	67.02	8.35
HDFC Capital Builder Value Fund - Direct Plan - Growth	2	4444.82	0.81	0.08	24.48	66.53	6.91
UTI Value Opportunities Fund - Direct Plan - Growth	4	5514.54	1.36	0.36	25.45	66.30	12.54
IDBI Long Term Value Fund - Direct Plan - Growth	NA	102.02	2.32	4.58	25.60	61.06	0.00

Detailed Comparison

More Funds from IDFC Mutual Fund

Out of 51 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 5 is/are ranked 4 * , 9 is/are ranked 3 * , 4 is/are ranked 2 * , and 28 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDFC Corporate Bond Fund - Direct Plan - Growth	4	22942.72	0.79	2.03	2.25	9.71	8.85
IDFC Banking & PSU Debt Fund - Direct Plan - Growth	4	17763.88	0.58	1.81	2.15	8.81	9.92
IDFC Bond Fund - Short Term - Direct Plan - Growth	3	12981.43	0.61	1.69	2.00	8.22	8.95
IDFC Cash Fund - Direct Plan - Growth	4	8142.30	0.25	0.79	1.54	3.32	5.48
IDFC Low Duration Fund - Direct Plan - Growth	3	6881.15	0.41	1.29	1.96	6.00	7.38
IDFC Arbitrage Fund - Direct Plan - Growth	3	6755.62	0.29	1.05	1.98	3.81	5.82
IDFC Flexi Cap Fund - Direct Plan - Growth	2	5288.99	1.22	0.87	21.81	52.57	6.47
IDFC Ultra Short Term Fund - Direct Plan - Growth	5	5019.95	0.32	0.96	1.69	4.63	0.00
IDFC Bond Fund - Medium Term Plan - Direct Plan - Growth	5	4713.11	0.67	1.34	1.45	6.95	9.06
IDFC Dynamic Bond Fund - Direct Plan - Growth	5	3951.99	0.73	1.18	0.80	6.22	10.78