IDFC Sterling Value Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Value Fund

Fund House : IDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 103.049 0.22%
(as on 25th November, 2022)

Crisil Rank

Very good performance among peers

Fund Size

: ₹ 5097.86 Cr

(7.15% of Investment in Category)

Expense Ratio

: 0.84%

(1.11% Category average)

Risk-O-Meter

Very High

Value Fund :Value Fund : The fund has 93.16% investment in domestic equities of which 37.37% is in Large Cap stocks, 13.06% is in Mid Cap stocks, 29.62% in Small Cap stocks.The fund has 0.48% investment in Debt, of which 0.48% in Government securities.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

Benchmark
S&P BSE 500 TRI

3.85%

4.31%

16.77%

5.57%

23.76%

12.76%

15.62%
NA
3.58%

6.26%

18.25%

6.98%

26.89%

10.74%

15.6%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 25th November, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18-Nov-22	10161.60	1.62%	-	1.57%	8/19
1 Month	25-Oct-22	10144.20	1.44%	-	3.58%	19/19
3 Month	25-Aug-22	10439.60	4.40%	-	6.26%	18/19
6 Month	25-May-22	11564.20	15.64%	-	18.25%	15/19
YTD	31-Dec-21	10472.50	4.72%	-	8.24%	16/19
1 Year	25-Nov-21	10897.70	8.98%	8.98%	6.98%	4/18
2 Year	25-Nov-20	19086.70	90.87%	38.15%	26.89%	1/14
3 Year	25-Nov-19	20454.30	104.54%	26.91%	20.06%	1/14
5 Year	24-Nov-17	17429.00	74.29%	11.74%	10.74%	5/12
Since Inception	02-Jan-13	46776.00	367.76%	16.86%	15.60%	4/17

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 25th November, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	25-Nov-21	12000	13007.8	8.4 %	15.84 %
2 Year	25-Nov-20	24000	30000.43	25 %	23.04 %
3 Year	25-Nov-19	36000	58589.91	62.75 %	34.29 %
5 Year	24-Nov-17	60000	104309.11	73.85 %	22.26 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Oct,2022)

Portfolio Turnover Ratio : 24.00% | Category average turnover ratio is 152.07%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 93.16% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 93.16%

No of Stocks : 56 (Category Avg - 49.89) | Large Cap Investments : 37.37%| Mid Cap Investments : 13.06% | Small Cap Investments : 29.62% | Other : 13.11%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Banks	2635.2	5.17%	0.06%	5.24% (Aug 2022)	4.34% (Dec 2021)	29.00 L	0.00
Axis Bank Ltd.	Banks	1902.6	3.73%	0.66%	3.73% (Oct 2022)	2.47% (Nov 2021)	21.00 L	50.00 k
Jindal Steel & Power Ltd.	Steel	1563.5	3.07%	0.09%	4.01% (Mar 2022)	2.63% (Jun 2022)	34.00 L	0.00
CG Power and Industrial Solutions Ltd.	Power equipment	1560	3.06%	0.17%	3.06% (Oct 2022)	2.21% (Nov 2021)	60.00 L	0.00
State Bank Of India	Banks	1434.5	2.81%	0.10%	2.99% (Jan 2022)	2.28% (Dec 2021)	25.00 L	0.00
Magma Fincorp Ltd.	Nbfc	1289	2.53%	-0.03%	2.71% (Apr 2022)	1.85% (Nov 2021)	41.00 L	0.00
Minda Industries Ltd.	Auto ancillaries	1288.1	2.53%	-0.21%	3.79% (Dec 2021)	2.47% (Apr 2022)	24.00 L	0.00
Indian Hotels Company Limited	Hotels/resorts	1268.4	2.49%	-0.09%	2.8% (Mar 2022)	2.06% (Nov 2021)	38.00 L	0.00
VRL Logistic Ltd.	Logistics solution provider	1264.3	2.48%	-0.12%	3.2% (May 2022)	2.03% (Dec 2021)	20.85 L	0.00
HDFC Bank Ltd.	Banks	1197.4	2.35%	0.03%	2.45% (Jul 2022)	0% (Nov 2021)	8.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.37) | Modified Duration 0.00 Years (Category Avg - 1.14)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.48%	0.12%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.48%	0.12%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	6.46%
Margin	Margin	0.09%
Cash and Bank	Cash and Bank	0.01%
Net Receivables	Net Receivables	-0.20%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

21.46vs18.4

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.91vs0.76

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.88vs0.54

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.21vs0.13

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

6.93vs1.27

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Canara Robeco Value Fund - Direct Plan - Growth	NA	776.16	3.54	8.03	21.38	15.30	0.00
Templeton India Value Fund - Direct - Growth	4	806.99	4.06	8.13	22.67	14.01	25.04
ICICI Prudential Value Discovery Fund - Direct Plan - Growth	4	26749.96	4.58	7.41	15.38	13.70	25.61
Tata Equity PE Fund - Direct Plan - Growth	2	5356.63	3.41	5.48	17.64	7.87	16.89
L&T India Value Fund - Direct Plan - Growth	3	8013.55	3.50	6.83	18.74	7.02	20.62
HDFC Capital Builder Value Fund - Direct Plan - Growth	2	5612.29	3.36	7.39	19.76	6.59	18.44
Nippon India Value Fund - Direct Plan - Growth	3	4865.68	3.06	5.48	18.57	6.44	21.16
IDBI Long Term Value Fund - Direct Plan - Growth	3	100.65	5.15	6.29	18.16	6.04	18.29
Union Value Discovery Fund - Direct Plan - Growth	4	147.71	3.02	5.08	17.72	5.93	19.20
Quantum Long Term Equity Value Fund - Direct Plan - Growth	1	884.76	4.05	4.54	15.12	5.62	15.66

Detailed Comparison

More Funds from IDFC Mutual Fund

Out of 44 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 2 is/are ranked 4 * , 8 is/are ranked 3 * , 7 is/are ranked 2 * , 2 is/are ranked 1 * , and 21 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDFC Corporate Bond Fund - Direct Plan - Growth	2	16418.15	0.74	1.07	2.52	2.55	6.17
IDFC Banking & PSU Debt Fund - Direct Plan - Growth	5	14964.13	0.59	1.26	2.58	3.57	6.10
IDFC Cash Fund - Direct Plan - Growth	4	11965.42	0.55	1.48	2.74	4.57	4.04
IDFC Bond Fund - Short Term - Direct Plan - Growth	5	9652.77	0.95	1.12	2.73	2.98	5.65
IDFC CRISIL Gilt 2027 Index Fund - Direct Plan - Growth	NA	6499.93	1.33	1.22	3.16	1.67	0.00
IDFC Flexi Cap Fund - Direct Plan - Growth	3	5903.79	1.95	3.35	18.61	3.12	14.98
IDFC Low Duration Fund - Direct Plan - Growth	1	5682.74	0.69	1.24	2.64	3.95	4.97
IDFC Sterling Value Fund - Direct Plan - Growth	5	5097.86	1.44	4.40	15.64	8.98	26.91
IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth	5	3986.13	2.64	5.55	17.60	7.70	24.72
IDFC Arbitrage Fund - Direct Plan - Growth	3	3853.11	0.36	1.26	2.17	4.22	4.41