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IDFC Banking & PSU Debt Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : IDFC Mutual Fund
  • NAV
    : ₹ 20.1438 0.01%
    (as on 12th August, 2022)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Low to Moderate

The fund has 94.54% investment in Debt, of which 9.13% in Government securities, 85.41% is in Low Risk securities.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 12th August, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 05-Aug-22 10011.50 0.11% - 0.22% 23/23
1 Month 12-Jul-22 10039.40 0.39% - 0.63% 23/23
3 Month 12-May-22 10117.00 1.17% - 1.37% 19/23
6 Month 11-Feb-22 10116.80 1.17% - 1.06% 6/23
YTD 31-Dec-21 10159.60 1.60% - 1.40% 6/23
1 Year 12-Aug-21 10268.60 2.69% 2.69% 2.84% 12/23
2 Year 12-Aug-20 10776.30 7.76% 3.81% 3.76% 11/20
3 Year 09-Aug-19 12028.90 20.29% 6.33% 5.96% 3/18
5 Year 11-Aug-17 14083.80 40.84% 7.08% 6.50% 2/18
Since Inception 07-Mar-13 20143.80 101.44% 7.70% 6.67% 7/23

SIP Returns (NAV as on 12th August, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 12-Aug-21 12000 12174.53 1.45 % 2.71 %
2 Year 12-Aug-20 24000 24816.67 3.4 % 3.25 %
3 Year 09-Aug-19 36000 38635.2 7.32 % 4.64 %
5 Year 11-Aug-17 60000 70700.85 17.83 % 6.5 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Jul,2022)

No of Debt Holding 161 (Category Avg - 56.91) | Modified Duration 0.73 Years (Category Avg - 1.64)| Yield to Maturity 6.17% (Category Avg - 6.49%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 7.54% 17.24%
CD 24.53% 11.69%
T-Bills 1.59% 0.81%
NCD & Bonds 59.19% 67.76%
CP 1.69% 1.35%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 9.13% 18.05%
Low Risk 85.41% 80.80%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 3.00%
Net Receivables Net Receivables 2.46%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

  • Standard Deviation

    High volatility
    2.44vs2.13
    Category Avg
  • Beta

    Low volatility
    0.79vs0.9
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.6vs0.33
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs0.17
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.65vs0.6
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI-Banking & PSU Debt Fund - Growth 3 403.30 1.01 2.16 8.11 9.72 7.05
ICICI Prudential Banking & PSU Debt Fund - Growth 4 8487.29 0.64 1.13 1.55 3.53 6.07
ITI Banking & PSU Debt Fund - Regular Plan - Growth NA 28.48 0.57 1.36 1.84 3.51 0.00
Kotak Banking and PSU Debt Fund - Growth 3 6958.63 0.64 1.30 0.90 3.23 6.26
Axis Banking & PSU Debt Fund - Growth 5 14170.52 0.44 1.24 1.61 3.16 6.02
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - Growth 3 10061.01 0.56 1.33 1.24 3.07 6.25
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth 2 394.81 1.00 2.05 0.47 3.06 6.90
Franklin India Banking & PSU Debt Fund - Regular Plan - Growth 3 734.72 0.77 1.59 1.12 3.00 5.93
PGIM India Banking & PSU Debt Fund - Growth 4 68.50 0.54 1.22 1.16 2.92 6.06
HDFC Banking & PSU Debt Fund - Regular Plan - Growth 3 5370.24 0.54 1.19 1.03 2.79 6.24

More Funds from IDFC Mutual Fund

Out of 47 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 5 is/are ranked 4 * , 10 is/are ranked 3 * , 10 is/are ranked 2 * , and 20 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Corporate Bond Fund - Regular Plan - Growth 2 16629.45 0.62 1.38 0.38 2.14 6.17
IDFC Banking & PSU Debt Fund - Regular Plan - Growth 4 16161.77 0.39 1.17 1.17 2.69 6.33
IDFC Cash Fund - Regular Plan - Growth 4 11243.08 0.40 1.19 2.05 3.75 3.93
IDFC Bond Fund - Short Term - Regular Plan - Growth 3 10181.29 0.89 1.68 0.63 2.49 5.70
IDFC Low Duration Fund - Regular Plan - Growth 2 5898.59 0.49 1.33 1.55 3.24 5.03
IDFC Flexi Cap Fund - Regular Plan - Growth 3 5693.13 10.91 16.26 1.20 8.59 16.05
IDFC CRISIL Gilt 2027 Index Fund - Regular Plan - Growth NA 5562.69 1.29 2.06 -0.08 2.50 0.00
IDFC CRISIL Gilt 2027 Index Fund - Regular Plan - Growth NA 5562.69 1.22 1.93 -0.25 2.12 0.00
IDFC Sterling Value Fund - Regular Plan - Growth 5 4685.59 7.78 10.69 -0.04 11.84 25.63
IDFC Arbitrage Fund - Regular Plan - Growth 3 4266.39 0.20 0.66 1.40 3.13 3.73

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