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IDFC Banking & PSU Debt Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : IDFC Mutual Fund
  • NAV
    : ₹ 19.7243 0.01%
    (as on 14th October, 2021)
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Crisil Rank
Average performance among peers
Risk-O-Meter
Low to Moderate

Fund has 96.15% investment in Debt of which 11.54% in Government securities, 84.61% in funds invested in very low risk securities..

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

This Scheme
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  • CRISIL 10 Year Gilt Index
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Returns (NAV as on 14th October, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Oct-21 10015.30 0.15% - 0.09% 7/23
1 Month 14-Sep-21 10006.80 0.07% - 0.11% 15/23
3 Month 14-Jul-21 10104.00 1.04% - 1.30% 19/23
6 Month 12-Apr-21 10227.30 2.27% - 2.48% 16/23
YTD 01-Jan-21 10282.30 2.82% - 2.85% 11/22
1 Year 14-Oct-20 10421.60 4.22% 4.22% 4.26% 11/20
2 Year 14-Oct-19 11607.20 16.07% 7.73% 7.35% 7/19
3 Year 12-Oct-18 13123.80 31.24% 9.46% 8.41% 2/18
5 Year 14-Oct-16 14569.20 45.69% 7.81% 7.35% 3/18
Since Inception 07-Mar-13 19724.30 97.24% 8.21% 7.18% 8/23

SIP Returns (NAV as on 14th October, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 14-Oct-20 12000 12272.48 2.27 % 4.23 %
2 Year 14-Oct-19 24000 25565.75 6.52 % 6.2 %
3 Year 12-Oct-18 36000 40404.62 12.24 % 7.63 %
5 Year 14-Oct-16 60000 73518.35 22.53 % 8.06 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2021)

No of Debt Holding 191 (Category Avg - 73.00) | Modified Duration 1.35 Years (Category Avg - 2.45)| Yield to Maturity 4.49% (Category Avg - 4.95%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 11.54% 14.38%
CD 4.96% 4.15%
T-Bills 0.00% 0.57%
NCD & Bonds 78.48% 82.43%
CP 1.17% 3.01%
PTC 0.00% 0.00%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 11.54% 14.94%
Low Risk 84.61% 87.92%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 3.20%
TREPS TREPS 0.65%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2021)

  • Standard Deviation

    High volatility
    2.64vs2.05
    Category Avg
  • Beta

    Low volatility
    0.01vs0.64
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    2.23vs1.41
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    3.97vs0.92
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    5.66vs0.41
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth 5 458.06 0.01 2.05 2.91 5.33 10.51
ICICI Prudential Banking & PSU Debt Fund - Growth 5 13949.79 0.26 1.73 2.97 5.18 8.26
Kotak Banking and PSU Debt Fund - Growth 4 9332.04 0.35 1.83 3.16 5.00 9.14
HDFC Banking & PSU Debt Fund - Regular Plan - Growth 3 9527.79 0.14 1.31 2.61 4.73 8.83
Nippon India Banking & PSU Debt Fund - Regular Plan - Growth 3 6697.21 0.15 1.47 2.61 4.66 9.14
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - Growth 4 15823.35 0.11 1.34 2.70 4.62 8.77
PGIM India Banking & PSU Debt Fund - Growth 4 78.72 0.19 1.41 2.88 4.53 8.70
Tata Banking & PSU Debt Fund - Regular Plan - Growth 2 494.39 0.15 1.45 2.90 4.47 0.00
Franklin India Banking & PSU Debt Fund - Regular Plan - Growth 2 840.71 0.09 1.21 2.47 4.28 8.86
L&T Banking and PSU Debt Fund - Growth 3 4963.00 0.02 1.07 2.37 4.12 8.05

More Funds from IDFC Mutual Fund

Out of 59 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 6 is/are ranked 4 * , 9 is/are ranked 3 * , 7 is/are ranked 2 * , 1 is/are ranked 1 * , and 31 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Corporate Bond Fund - Regular Plan - Growth 4 20868.94 0.03 1.48 2.88 4.90 8.49
IDFC Banking & PSU Debt Fund - Regular Plan - Growth 3 19205.19 0.07 1.04 2.27 4.22 9.46
IDFC Bond Fund - Short Term - Regular Plan - Growth 3 12708.19 0.17 1.15 2.34 3.90 8.23
IDFC Low Duration Fund - Regular Plan - Growth 4 8617.05 0.19 0.90 1.92 3.75 6.66
IDFC Cash Fund - Regular Plan - Growth 3 7605.76 0.26 0.81 1.62 3.17 4.81
IDFC Arbitrage Fund - Regular Plan - Growth 3 6639.85 0.19 0.72 1.77 3.54 4.67
IDFC Flexi Cap Fund - Regular Plan - Growth 2 5944.42 5.77 14.58 28.88 59.25 17.98
IDFC Ultra Short Term Fund - Regular Plan - Growth 4 4728.62 0.22 0.83 1.71 3.32 6.05
IDFC Sterling Value Fund - Regular Plan - Growth 5 4113.91 6.96 13.65 37.38 100.11 23.22
IDFC Bond Fund - Medium Term Plan - Regular Plan - Growth 5 4018.83 0.19 1.27 2.61 3.54 8.18

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