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IDFC Banking & PSU Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : IDFC Mutual Fund
  • NAV
    : ₹ 20.2991 0.05%
    (as on 17th May, 2022)
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Crisil Rank
Average performance among peers
Risk-O-Meter
Low to Moderate

Fund has 96.89% investment in Debt of which 9.49% in Government securities, 87.4% in funds invested in very low risk securities..

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 13th May, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 06-May-22 9998.00 -0.02% - 0.11% 21/22
1 Month 13-Apr-22 9964.80 -0.35% - -0.23% 10/22
3 Month 11-Feb-22 10003.10 0.03% - -0.35% 7/22
6 Month 12-Nov-21 10090.50 0.91% - 0.51% 4/22
YTD 31-Dec-21 10049.00 0.49% - 0.13% 5/22
1 Year 12-May-21 10295.70 2.96% 2.95% 2.87% 10/22
2 Year 13-May-20 11131.70 11.32% 5.51% 5.09% 8/18
3 Year 13-May-19 12519.80 25.20% 7.77% 7.22% 4/17
5 Year 12-May-17 14410.70 44.11% 7.57% 7.07% 2/17
Since Inception 07-Mar-13 20289.90 102.90% 8.00% 7.02% 11/22

SIP Returns (NAV as on 13th May, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 12-May-21 12000 12126.07 1.05 % 1.96 %
2 Year 13-May-20 24000 24871.16 3.63 % 3.48 %
3 Year 13-May-19 36000 39042.55 8.45 % 5.34 %
5 Year 12-May-17 60000 71688.48 19.48 % 7.06 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2022)

No of Debt Holding 173 (Category Avg - 60.18) | Modified Duration 0.88 Years (Category Avg - 1.96)| Yield to Maturity 5.06% (Category Avg - 5.44%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 8.99% 11.03%
CD 17.53% 11.33%
T-Bills 0.50% 1.96%
NCD & Bonds 68.72% 73.49%
CP 1.15% 1.32%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 9.49% 12.99%
Low Risk 87.40% 85.55%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.38%
TREPS TREPS 0.73%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th April, 2022)

  • Standard Deviation

    High volatility
    2.49vs2.04
    Category Avg
  • Beta

    Low volatility
    0.01vs0.73
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.47vs1.03
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    3.03vs0.63
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    3.54vs0.14
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI-Banking & PSU Debt Fund - Direct Plan - Growth 1 293.13 5.75 5.68 6.61 8.44 7.77
ITI Banking & PSU Debt Fund - Direct Plan - Growth NA 23.17 0.12 0.53 1.50 3.96 0.00
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 2 10509.97 0.13 0.41 0.74 3.91 7.41
Kotak Banking and PSU Debt Fund - Direct Plan - Growth 4 7844.69 -0.38 -0.38 0.44 3.50 7.59
Axis Banking & PSU Debt Fund - Direct Plan - Growth 5 15080.80 -0.07 0.36 1.28 3.31 7.14
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth 3 10940.77 -0.24 -0.12 0.82 3.31 7.51
PGIM India Banking & PSU Debt Fund - Direct Plan - Growth 5 73.34 -0.17 -0.03 0.77 3.23 7.50
HDFC Banking & PSU Debt Fund - Direct Plan - Growth 2 6563.98 -0.29 -0.27 0.52 3.10 7.44
Nippon India Banking & PSU Debt Fund - Direct Plan - Growth 3 4320.94 -0.49 -0.56 0.43 2.98 7.72
Tata Banking & PSU Debt Fund - Direct Plan - Growth 4 315.14 -0.57 -0.64 0.26 2.92 0.00

More Funds from IDFC Mutual Fund

Out of 43 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 4 is/are ranked 4 * , 6 is/are ranked 3 * , 7 is/are ranked 2 * , and 20 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Corporate Bond Fund - Direct Plan - Growth 4 17597.07 -0.83 -1.05 -0.08 2.29 6.86
IDFC Banking & PSU Debt Fund - Direct Plan - Growth 3 17075.76 -0.35 -0.08 0.86 2.96 7.70
IDFC Cash Fund - Direct Plan - Growth 4 11871.20 0.27 0.87 1.75 3.45 4.13
IDFC Bond Fund - Short Term - Direct Plan - Growth 5 11133.75 -0.65 -0.95 0.01 2.26 6.76
IDFC Low Duration Fund - Direct Plan - Growth 2 6250.62 -0.17 0.20 1.14 3.05 5.65
IDFC Flexi Cap Fund - Direct Plan - Growth 2 5644.87 -11.89 -11.98 -15.58 6.83 11.27
IDFC Arbitrage Fund - Direct Plan - Growth 3 4917.18 0.39 0.89 2.01 4.29 4.83
IDFC Ultra Short Term Fund - Direct Plan - Growth 2 4694.72 -0.01 0.55 1.49 3.27 5.08
IDFC Sterling Value Fund - Direct Plan - Growth 5 4635.91 -10.10 -6.59 -7.28 21.39 20.65
IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth 5 3741.56 -10.65 -7.60 -10.24 15.27 19.53

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