ICICI Prudential Equity & Debt Fund - Direct Plan - IDCW - Half Yearly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : ICICI Prudential Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 30.24 -0.26%
(as on 14th October, 2025)

Crisil Rating

Above average performance among peers

Fund Size

: ₹ 46392.05 Cr

(19.21% of Investment in Category)

Expense Ratio

: 0.96%

(0.82% Category average)

Risk-O-Meter

Very High Risk

Aggressive Hybrid Fund :Aggressive Hybrid Fund : The fund has 72.12% investment in domestic equities of which 54.25% is in Large Cap stocks, 6.06% is in Mid Cap stocks, 2.82% in Small Cap stocks.The fund has 21.41% investment in Debt, of which 10.71% in Government securities, 9.38% is in Low Risk securities.

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This Scheme

VS

CRISIL Hybrid 35+65 - Aggressive Index

0.36%

0.45%

8.4%

2.12%

13.66%

14.74%

17.41%
NA
0.32%

0.69%

10.63%

1.8%

16.09%

18.39%

14.14%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 13th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	06-Oct-25	10043.10	0.43%	-	0.37%	12/29
1 Month	12-Sep-25	10077.10	0.77%	-	0.67%	8/29
3 Month	11-Jul-25	10284.20	2.84%	-	1.14%	3/29
6 Month	11-Apr-25	11098.60	10.99%	-	11.02%	12/29
YTD	01-Jan-25	11071.40	10.71%	-	5.12%	2/29
1 Year	11-Oct-24	10599.50	6.00%	5.96%	2.58%	3/29
2 Year	13-Oct-23	14321.20	43.21%	19.64%	16.33%	1/29
3 Year	13-Oct-22	17634.60	76.35%	20.79%	16.86%	2/29
5 Year	13-Oct-20	32586.30	225.86%	26.63%	18.53%	1/28
10 Year	13-Oct-15	46584.20	365.84%	16.62%	13.02%	1/20
Since Inception	22-Sep-14	51335.80	413.36%	15.93%	14.21%	2/27

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 13th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	11-Oct-24	12000	12930.22	7.75 %	14.63 %
2 Year	13-Oct-23	24000	27671.35	15.3 %	14.32 %
3 Year	13-Oct-22	36000	47188.2	31.08 %	18.37 %
5 Year	13-Oct-20	60000	98369.16	63.95 %	19.85 %
10 Year	13-Oct-15	120000	314101.58	161.75 %	18.29 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 72.12% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 72.12%

No of Stocks : 100 (Category Avg - 58.59) | Large Cap Investments : 54.25%| Mid Cap Investments : 6.06% | Small Cap Investments : 2.82% | Other : 9.05%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# National Thermal Power Corporation Ltd.	Power generation	25899.7	5.58%	0.00%	6.72% (Sep 2024)	5.28% (May 2025)	7.61 Cr	15.00 L
# ICICI Bank Ltd.	Private sector bank	24681.7	5.32%	0.00%	6.93% (May 2025)	5.67% (Aug 2025)	1.83 Cr	0.00
# Reliance Industries Ltd.	Refineries & marketing	21412.2	4.62%	0.00%	4.62% (Jul 2025)	2.6% (Dec 2024)	1.57 Cr	3.60 L
# Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	21323.1	4.60%	0.00%	4.49% (Jul 2025)	3.69% (Apr 2025)	1.34 Cr	11.04 L
# HDFC Bank Ltd.	Private sector bank	18426.5	3.97%	0.00%	6.86% (Feb 2025)	4.08% (Aug 2025)	1.94 Cr	0.00
# Axis Bank Ltd.	Private sector bank	16729.9	3.61%	0.00%	3.78% (May 2025)	1.6% (Sep 2024)	1.48 Cr	-7.50 L
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	14470.5	3.12%	0.00%	5.21% (Jan 2025)	4.04% (Aug 2025)	9.03 L	-3.31 L
# Infosys Ltd.	Computers - software & consulting	14040.3	3.03%	0.00%	2.76% (Aug 2025)	0.94% (Mar 2025)	97.38 L	12.50 L
# TVS Motor Company Ltd.	2/3 wheelers	13797.4	2.97%	0.00%	2.91% (Aug 2025)	2.43% (Feb 2025)	40.12 L	0.00
# Avenue Supermarts Ltd.	Diversified retail	13259.6	2.86%	0.00%	3.25% (Aug 2025)	0.96% (Sep 2024)	29.63 L	-1.28 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 89 (Category Avg - 36.38) | Modified Duration 2.35 Years (Category Avg - 3.65)| Yield to Maturity 6.98% (Category Avg - 6.87%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	9.86%	8.58%
CD	2.29%	0.53%
T-Bills	0.85%	0.63%
CP	0.00%	0.61%
NCD & Bonds	6.83%	11.54%
PTC	1.56%	0.31%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	10.71%	9.21%
Low Risk	9.38%	12.65%
Moderate Risk	0.38%	0.17%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.92%	0.17%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.01%
TREPS	TREPS	1.82%
Embassy Office Parks Reit	InvITs	1.16%
Mindspace Business Parks REIT	InvITs	0.56%
Margin	Margin	0.39%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

8vs8.45

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.8vs0.94

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.61vs0.93

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.16vs0.09

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

7.37vs2.26

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Equity Hybrid Fund - Direct Plan - Growth	3	79008.05	1.44	1.02	11.24	8.58	15.32
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	4	46392.05	0.66	2.73	10.86	5.95	20.89
Bandhan Aggressive Hybrid Fund - Direct plan - Growth	3	1224.01	1.13	3.26	14.33	5.92	17.68
PGIM India Aggressive Hybrid Equity Fund - Direct Plan - Growth	5	215.51	-0.35	0.92	10.24	5.58	15.55
Mahindra Manulife Aggressive Hybrid Fund - Direct Plan - Growth	4	1876.07	-0.60	0.34	10.14	3.63	19.28
Kotak Aggressive Hybrid Fund - Direct Plan - Growth	3	8116.15	1.21	2.54	14.71	3.26	18.07
Edelweiss Aggressive Hybrid Fund - Direct Plan - Growth	5	3161.22	0.41	1.01	10.72	3.19	19.76
HDFC Hybrid Equity Fund - Direct Plan - Growth	2	24080.88	0.36	-0.64	8.35	3.02	14.09
Union Aggressive Hybrid Fund - Direct Plan - Growth	3	654.43	0.16	0.21	11.32	2.84	14.82
Mirae Asset Aggressive Hybrid Fund - Direct Plan - Growth	2	9128.00	0.36	0.46	11.10	2.82	15.75

Detailed Comparison

More Funds from ICICI Prudential Mutual Fund

Out of 108 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 6 is/are ranked 4 * , 13 is/are ranked 3 * , 4 is/are ranked 2 * , 4 is/are ranked 1 * , and 77 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Large Cap Fund - Direct Plan - Growth	5	73034.52	0.48	1.31	11.95	3.09	20.16
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	67999.63	2.16	4.37	11.66	11.41	21.53
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	NA	66750.51	0.68	2.81	10.03	7.47	14.40
ICICI Prudential Value Fund - Direct Plan - Growth	4	55444.54	0.39	1.15	12.18	3.72	23.24
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	4	46392.05	0.92	3.00	11.15	6.28	21.14
ICICI Prudential Liquid Fund - Direct Fund - Growth	1	45629.29	0.49	1.43	3.04	6.82	7.08
ICICI Prudential Money Market Fund - Direct Plan - Growth	3	34019.73	0.57	1.51	3.53	7.81	7.68
ICICI Prudential Corporate Bond Fund - Direct Plan - Growth	2	33753.23	0.91	1.54	3.79	8.53	8.21
ICICI Prudential Equity - Arbitrage Fund - Direct Plan - Growth	3	32573.00	0.50	1.44	3.19	7.13	7.62
ICICI Prudential India Opportunities Fund - Direct Plan - Growth	NA	30802.31	0.82	1.18	12.43	4.07	24.88