ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House : ICICI Prudential Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 26.93 -0.11%
(as on 14th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 66750.51 Cr

(22.2% of Investment in Category)

Expense Ratio

: 0.86%

(0.68% Category average)

Risk-O-Meter

High Risk

Dynamic Asset Allocation or Balanced Advantage :Dynamic Asset Allocation or Balanced Advantage : The fund has 67.39% investment in domestic equities of which 43.96% is in Large Cap stocks, 9.47% is in Mid Cap stocks, 0.89% in Small Cap stocks.The fund has 21.51% investment in Debt, of which 11.86% in Government securities, 8.54% is in Low Risk securities.

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This Scheme

VS

CRISIL Hybrid 50+50 - Moderate Index

0.5%

0.58%

7.08%

3.39%

12.55%

12.74%

9.73%
NA
0.27%

0.57%

8.24%

2.33%

13.55%

13.53%

11.36%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 14th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Oct-25	10026.10	0.26%	-	0.08%	4/32
1 Month	12-Sep-25	10059.60	0.60%	-	0.27%	10/34
3 Month	14-Jul-25	10269.70	2.70%	-	0.57%	1/34
6 Month	11-Apr-25	10992.60	9.93%	-	8.24%	4/34
YTD	01-Jan-25	10949.60	9.50%	-	4.45%	1/33
1 Year	14-Oct-24	10738.10	7.38%	7.38%	2.33%	1/33
2 Year	13-Oct-23	13191.10	31.91%	14.81%	13.55%	7/28
3 Year	14-Oct-22	14930.20	49.30%	14.28%	13.84%	10/25
5 Year	14-Oct-20	20121.90	101.22%	15.00%	13.53%	4/18
10 Year	14-Oct-15	30355.80	203.56%	11.73%	11.02%	3/10
Since Inception	02-Apr-13	48592.20	385.92%	13.43%	11.36%	8/34

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 14th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	14-Oct-24	12000	12828.37	6.9 %	13.04 %
2 Year	13-Oct-23	24000	27125.33	13.02 %	12.24 %
3 Year	14-Oct-22	36000	44211.46	22.81 %	13.8 %
5 Year	14-Oct-20	60000	84044.64	40.07 %	13.44 %
10 Year	14-Oct-15	120000	232727.87	93.94 %	12.71 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 67.39% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 67.39%

No of Stocks : 92 (Category Avg - 74.50) | Large Cap Investments : 43.96%| Mid Cap Investments : 9.47% | Small Cap Investments : 0.89% | Other : 13.03%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# TVS Motor Company Ltd.	2/3 wheelers	35627.2	5.34%	0.00%	5.2% (Aug 2025)	4.26% (Feb 2025)	1.04 Cr	-0.59 L
# ICICI Bank Ltd.	Private sector bank	27775.3	4.16%	0.00%	4.7% (Jul 2025)	4.1% (Feb 2025)	2.06 Cr	0.00
# HDFC Bank Ltd.	Private sector bank	26689.6	4.00%	0.00%	4.48% (Mar 2025)	3.74% (Sep 2024)	2.81 Cr	0.00
# Reliance Industries Ltd.	Refineries & marketing	22737.1	3.41%	0.00%	3.44% (Aug 2025)	1.9% (Nov 2024)	1.67 Cr	0.00
# Infosys Ltd.	Computers - software & consulting	19885.1	2.98%	0.00%	3.45% (Jan 2025)	2.76% (May 2025)	1.38 Cr	9.23 L
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	18505.5	2.77%	0.00%	2.83% (Aug 2025)	1.53% (Oct 2024)	98.52 L	0.00
# Larsen & Toubro Ltd.	Civil construction	15494.9	2.32%	0.00%	2.65% (Mar 2025)	2.24% (Jun 2025)	42.35 L	0.00
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	13579.9	2.03%	0.00%	3.83% (Sep 2024)	2.1% (Jun 2025)	8.47 L	-1.35 L
# State Bank Of India	Public sector bank	12955.4	1.94%	0.00%	2.1% (Nov 2024)	1.73% (Sep 2024)	1.48 Cr	-0.18 Cr
# Axis Bank Ltd.	Private sector bank	12073.4	1.81%	0.00%	2.21% (Mar 2025)	1.44% (Sep 2024)	1.07 Cr	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 104 (Category Avg - 29.21) | Modified Duration 1.67 Years (Category Avg - 3.15)| Yield to Maturity 6.53% (Category Avg - 6.60%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	9.27%	8.68%
CD	2.59%	0.43%
T-Bills	2.59%	1.16%
NCD & Bonds	5.45%	11.10%
CP	0.37%	0.30%
PTC	1.26%	0.31%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	11.86%	9.84%
Low Risk	8.54%	11.16%
Moderate Risk	0.37%	0.75%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.76%	0.23%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.68%
Embassy Office Parks Reit	InvITs	3.05%
Reverse Repo	Reverse Repo	3.00%
Mindspace Business Parks REIT	InvITs	0.54%
Brookfield India Real Estate Trust	InvITs	0.41%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

4.67vs6.94

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.59vs0.87

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.47vs0.92

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.12vs0.07

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

3.46vs1.4

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	NA	66750.51	0.57	2.70	9.91	7.36	14.28
WhiteOak Capital Balanced Advantage Fund - Direct Plan - Growth	NA	1897.02	0.33	1.13	9.62	6.39	0.00
Parag Parikh Dynamic Asset Allocation Fund - Direct Plan - Growth	NA	2605.81	0.44	0.61	2.94	5.56	0.00
DSP Dynamic Asset Allocation Fund - Direct Plan - Growth	NA	3532.22	0.57	1.26	6.58	5.51	13.41
UTI Balanced Advantage Fund - Direct Plan - Growth	NA	3067.28	0.18	1.00	7.73	5.13	0.00
Mirae Asset Balanced Advantage Fund - Direct Plan - Growth	NA	1933.78	0.38	0.52	8.54	5.11	14.41
Franklin India Balanced Advantage Fund - Direct Plan - Growth	NA	2779.25	0.37	0.50	7.33	4.92	15.24
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth	NA	8370.71	0.21	0.36	9.54	4.86	14.53
SBI Balanced Advantage Fund - Direct Plan - Growth	NA	37457.25	0.75	0.23	7.41	4.75	15.12
Helios Balanced Advantage Fund - Direct Plan - Growth	NA	301.30	1.73	2.09	9.11	4.45	0.00

Detailed Comparison

More Funds from ICICI Prudential Mutual Fund

Out of 108 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 6 is/are ranked 4 * , 13 is/are ranked 3 * , 4 is/are ranked 2 * , 4 is/are ranked 1 * , and 77 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Large Cap Fund - Direct Plan - Growth	5	73034.52	0.48	1.31	11.95	3.09	20.16
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	67999.63	2.16	4.37	11.66	11.41	21.53
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	NA	66750.51	0.68	2.81	10.03	7.47	14.40
ICICI Prudential Value Fund - Direct Plan - Growth	4	55444.54	0.39	1.15	12.18	3.72	23.24
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	4	46392.05	0.92	3.00	11.15	6.28	21.14
ICICI Prudential Liquid Fund - Direct Fund - Growth	1	45629.29	0.49	1.43	3.04	6.82	7.08
ICICI Prudential Money Market Fund - Direct Plan - Growth	3	34019.73	0.57	1.51	3.53	7.81	7.68
ICICI Prudential Corporate Bond Fund - Direct Plan - Growth	2	33753.23	0.91	1.54	3.79	8.53	8.21
ICICI Prudential Equity - Arbitrage Fund - Direct Plan - Growth	3	32573.00	0.50	1.44	3.19	7.13	7.62
ICICI Prudential India Opportunities Fund - Direct Plan - Growth	NA	30802.31	0.82	1.18	12.43	4.07	24.88