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HSBC Tax Saver Equity Fund - IDCW

  • Regular
  • Direct
Category : ELSS
Fund House : HSBC Mutual Fund
  • NAV
    : ₹ 35.1221 0.03%
    (as on 17th October, 2025)
Crisil Rating
Below average performance among peers
Risk-O-Meter
Very High Risk

The fund has 93.86% investment in domestic equities of which 36.31% is in Large Cap stocks, 4.92% is in Mid Cap stocks, 25.21% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
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Returns (NAV as on 17th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 10-Oct-25 10070.00 0.70% - 0.89% 37/56
1 Month 17-Sep-25 9929.40 -0.71% - -0.04% 47/56
3 Month 17-Jul-25 9924.00 -0.76% - 0.10% 41/56
6 Month 17-Apr-25 10964.70 9.65% - 9.62% 23/56
YTD 01-Jan-25 9147.50 -8.53% - 3.10% 44/55
1 Year 17-Oct-24 9353.20 -6.47% -6.47% -0.28% 14/55
2 Year 17-Oct-23 12335.10 23.35% 11.05% 16.67% 8/55
3 Year 17-Oct-22 13327.80 33.28% 10.04% 18.20% 14/52
5 Year 16-Oct-20 20425.40 104.25% 15.34% 22.23% 24/51
10 Year 16-Oct-15 26230.30 162.30% 10.11% 13.84% 17/28
Since Inception 05-Jan-07 71356.90 613.57% 11.02% 14.99% 43/56

SIP Returns (NAV as on 17th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 17-Oct-24 12000 12280.94 2.34 % 4.36 %
2 Year 17-Oct-23 24000 25547.02 6.45 % 6.13 %
3 Year 17-Oct-22 36000 41820.07 16.17 % 9.97 %
5 Year 16-Oct-20 60000 77323.2 28.87 % 10.08 %
10 Year 16-Oct-15 120000 210934.24 75.78 % 10.86 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 15.00%  |   Category average turnover ratio is 64.28%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 93.86% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 93.86%
No of Stocks : 53 (Category Avg - 53.58) | Large Cap Investments : 36.31%| Mid Cap Investments : 4.92% | Small Cap Investments : 25.21% | Other : 27.42%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Private sector bank 168.2 7.01% -0.23% 7.57% (Apr 2025) 6.13% (Dec 2024) 1.25 L 0.00
HDFC Bank Ltd. Private sector bank 131.9 5.50% 0.02% 5.71% (Feb 2025) 4.66% (Oct 2024) 1.39 L 0.00
Multi Commodity Exchange Of India Ltd. Exchange and data platform 103.1 4.30% 0.25% 4.67% (Jun 2025) 4.05% (Aug 2025) 13.22 k 0.00
Reliance Industries Ltd. Refineries & marketing 102.5 4.27% 0.04% 4.49% (Apr 2025) 3.5% (Dec 2024) 75.16 k 0.00
- Bharti Airtel Ltd. Telecom - cellular & fixed line services 98.2 4.10% 0.00% 4.15% (Apr 2025) 3.18% (Dec 2024) 52.30 k 0.00
Infosys Ltd. Computers - software & consulting 90.1 3.76% -0.05% 6.58% (Feb 2025) 3.76% (Sep 2025) 62.50 k 0.00
TVS Motor Company Ltd. 2/3 wheelers 79.3 3.30% 0.17% 3.3% (Sep 2025) 2.09% (Dec 2024) 23.05 k 0.00
Dixon Technologies (India) Ltd. Consumer electronics 76.1 3.17% -0.06% 5.16% (Dec 2024) 3.17% (Sep 2025) 4.66 k 0.00
State Bank Of India Public sector bank 74.9 3.12% 0.26% 3.12% (Sep 2025) 2.61% (Dec 2024) 85.80 k 0.00
Prudent Corporate Advisory Services Ltd. Financial products distributor 69.4 2.89% -0.24% 3.77% (Oct 2024) 2.11% (Feb 2025) 26.90 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 6.55%
Net Receivables Net Receivables -0.41%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    12.34vs11.71
    Category Avg
  • Beta

    High volatility
    1vs0.92
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.02vs0.92
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.13vs0.12
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    2.33vs1.08
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC ELSS Tax saver - Growth 5 16644.54 1.08 3.21 9.09 7.03 23.10
Parag Parikh ELSS Tax Saver Fund - Regular Plan - Growth 4 5638.79 -0.72 1.11 7.77 5.03 18.40
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth 3 25910.64 0.81 1.36 11.57 4.80 18.41
ICICI Prudential ELSS Tax Saver Fund - Growth 3 14425.23 0.59 3.50 8.51 4.30 17.84
Navi ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth NA 102.15 1.45 2.47 8.18 4.10 0.00
PGIM India ELSS Tax Saver Fund - Growth 3 757.48 0.39 1.16 7.32 4.03 14.28
Aditya Birla Sun Life ELSS Tax Saver Fund - Regular Plan - Growth 3 15174.87 0.71 2.28 12.19 3.53 15.89
ICICI Prudential Long Term Wealth Enhancement Fund - Growth NA 41.11 1.50 6.36 11.87 3.47 21.06
Sundaram ELSS Tax Saver Fund - Growth 3 1356.01 -0.01 1.11 8.39 3.32 15.81
WhiteOak Capital ELSS Tax Saver Fund - Regular Plan - Growth NA 414.27 0.38 0.74 9.90 3.31 20.94

More Funds from HSBC Mutual Fund

Out of 53 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 6 is/are ranked 4 * , 8 is/are ranked 3 * , 6 is/are ranked 2 * , 3 is/are ranked 1 * , and 26 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HSBC Small Cap Fund - Growth 2 16040.77 -2.17 -5.25 10.25 -11.65 19.98
HSBC Liquid Fund - Regular Plan - Growth 3 14759.34 0.48 1.40 3.00 6.74 7.00
HSBC Value Fund - Growth 4 13712.18 0.87 -1.21 11.33 -0.68 24.83
HSBC Mid Cap Fund - Regular Plan - Growth 3 11937.34 0.66 2.90 19.64 -2.77 25.50
HSBC Corporate Bond Fund - Growth 3 6169.79 0.92 1.45 3.76 8.20 8.02
HSBC Aggressive Hybrid Fund - Growth 1 5546.10 0.93 4.06 16.32 1.78 16.88
HSBC Flexi Cap Fund - Growth 4 5049.19 0.70 0.57 12.76 -0.80 21.23
HSBC Multi Cap Fund - Regular Plan - Growth NA 5033.17 0.24 0.91 12.26 -1.83 0.00
HSBC Overnight Fund - Regular Plan - Growth NA 4650.16 0.44 1.34 2.71 5.97 6.35
HSBC Short Duration Fund - Growth 4 4454.79 0.82 1.34 3.46 8.07 7.49

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