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HDFC Tax Saver Fund - Growth

  • Regular
  • Direct
Category : ELSS
Fund House : HDFC Mutual Fund
  • NAV
    : ₹ 531.542 2.16%
    (as on 24th May, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High
(Min ₹500 for SIP, ₹500 for one time investment)

Fund has 96.8% investment in indian stocks of which 83.06% is in large cap stocks, 8.01% is in mid cap stocks, 5.7% in small cap stocks.Fund has 0.67% investment in Debt of which , 0.67% in funds invested in very low risk securities..

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 24th May, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-May-19 10465.34 4.65% - 4.89% 35/67
1 Month 24-Apr-19 10119.52 1.20% - 1.09% 32/67
3 Month 22-Feb-19 11028.69 10.29% - 9.67% 28/67
6 Month 22-Nov-18 10959.20 9.59% - 8.10% 24/66
YTD 01-Apr-19 9980.27 -0.20% - 0.74% 40/67
1 Year 24-May-18 10601.73 6.02% 6.02% 1.85% 17/63
2 Year 24-May-17 11205.05 12.05% 5.85% 7.43% 41/54
3 Year 24-May-16 15291.33 52.91% 15.21% 13.77% 14/47
5 Year 23-May-14 15704.16 57.04% 9.44% 12.67% 32/35
10 Year 22-May-09 38067.35 280.67% 14.29% 13.62% 13/29
Since Inception 02-Apr-96 531542.00 5215.42% 18.72% - -/-

SIP Returns (NAV as on 24th May,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 24-May-18 12000 12724.42 6.04 % 11.41 %
2 years 24-May-17 24000 25106.11 4.61 % 4.41 %
3 years 24-May-16 36000 40529.12 12.58 % 7.86 %
5 years 24-May-14 60000 74705.3 24.51 % 8.71 %
10 years 24-May-09 120000 223189.97 85.99 % 11.93 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Apr,2019)

Portfolio Turnover Ratio : 14.41%  |   Category average turnover ratio is 53.06%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 96.80% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.80%
No of Stocks : 44 (Category Avg - 45.39) | Large Cap Investments : 83.06%| Mid Cap Investments : 8.01% | Small Cap Investments : 5.7% | Other : 0.03%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Banks 6647.6 8.96% -0.02% 8.13% (Aug 2018) 8.13% (Aug 2018) 28.69 L 0.00
ICICI Bank Ltd. Banks 6489.4 8.74% 0.13% 6.59% (Jun 2018) 6.59% (Jun 2018) 1.59 Cr 0.00
Reliance Industries Ltd. Refineries/marketing 5765.5 7.77% 0.15% 4.44% (Jun 2018) 4.44% (Jun 2018) 41.40 L 0.00
National Thermal Power Corporation Ltd. Power 5734.3 7.73% 0.17% 6.86% (Nov 2018) 6.86% (Nov 2018) 4.28 Cr 12.29 L
Infosys Ltd. Computers - software 5658.3 7.62% -0.75% 4.5% (May 2018) 4.5% (May 2018) 75.31 L -8.00 L
State Bank Of India Banks 5067.2 6.83% -0.25% 6.47% (Feb 2019) 6.47% (Feb 2019) 1.63 Cr 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 3926.2 5.29% -0.16% 4.11% (Jul 2018) 4.11% (Jul 2018) 29.11 L 0.00
GAIL (India) Ltd. Gas transmission/marketing 3800.3 5.12% 0.11% 5.01% (Mar 2019) 5.01% (Mar 2019) 1.07 Cr 0.00
ITC Limited Cigarettes 3415.8 4.60% 0.05% 2.22% (May 2018) 2.22% (May 2018) 1.13 Cr 0.00
Tata Steel Ltd. Steel 2157.8 2.91% 0.19% 2.04% (Jul 2018) 2.04% (Jul 2018) 38.73 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 1 (Category Avg - 0.18) | Modified Duration 0.00 Years (Category Avg - 1.81)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type
% Weight
Category Average
T-Bills 0.00% 0.01%
CP 0.67% 0.03%
NCD & Bonds 0.00% 0.00%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 0.67% 0.03%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
CBLO CBLO 2.75%
Net Receivables Net Receivables -0.22%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2019)

  • Standard Deviation

    High volatility
    13.28vs9.51
    Category Avg
  • Beta

    High volatility
    0.93vs0.67
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.56vs0.34
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.08vs0.05
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.47vs-0.54
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Canara Robeco Equity Tax Saver - Regular Plan - Growth 5 947.82 2.66 11.69 13.43 13.22 16.12
Kotak Tax Saver Scheme - Growth 4 898.38 2.19 11.12 12.96 12.44 16.02
Mirae Asset Tax Saver Fund - Regular Plan - Growth 5 1948.77 1.13 9.85 10.56 12.13 21.61
ICICI Prudential Long Term Equity Fund (Tax Saving) - Growth 4 6273.40 1.15 11.04 9.76 10.98 13.87
DSP Tax Saver Fund - Regular Plan - Growth 3 5487.06 1.96 11.99 12.43 9.40 15.80
Tata India Tax Savings Fund - Regular Plan - Growth NA 1790.25 2.83 11.20 13.75 9.05 15.82
Quant Tax Plan - Growth NA 9.70 1.38 10.80 6.22 8.28 13.09
Quantum Tax Saving Fund - Growth NA 79.83 -0.31 5.90 7.21 8.05 0.00
JM Tax Gain Fund - Growth 3 31.59 2.14 10.57 11.31 7.13 16.91
Axis Long Term Equity Fund - Growth 3 19108.72 1.51 10.61 9.77 6.80 15.10

More Funds from HDFC Mutual Fund

Out of 132 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 10 is/are ranked 4 * , 12 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 101 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Liquid Fund - Growth 3 69744.76 0.60 1.78 3.67 7.41 6.99
HDFC Balanced Advantage Fund - Growth 4 40783.80 2.38 10.98 10.95 12.86 17.80
HDFC Balanced Advantage Fund - Growth (Adjusted NAV) NA 40783.80 2.38 10.98 10.95 12.03 15.54
HDFC Hybrid Equity Fund - Growth 4 22383.77 1.60 8.39 8.90 7.59 13.21
HDFC Hybrid Equity Fund - Growth (Adjusted NAV) NA 22383.77 1.60 8.39 8.90 7.38 13.48
HDFC Equity Fund - Growth 5 22376.35 2.69 12.94 13.41 14.39 18.48
HDFC Mid-Cap Opportunities Fund - Growth 3 22243.59 -1.13 8.62 6.08 -2.76 13.55
HDFC Top 100 Fund - Growth 5 16704.61 2.05 12.14 13.02 16.52 18.21
HDFC Credit Risk Debt Fund - Regular Plan - Growth 3 15965.70 0.76 2.31 4.26 7.64 7.35
HDFC Low Duration Fund - Growth 4 14643.20 0.75 2.09 4.19 7.92 7.19

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