Moneycontrol
Get App
you are here:

HDFC Tax Saver Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House : HDFC Mutual Fund
  • NAV
    : ₹ 547.496 -0.18%
    (as on 24th June, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

Fund has 96.05% investment in indian stocks of which 79.91% is in large cap stocks, 9.44% is in mid cap stocks, 6.68% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
VS
  • Benchmark
    Nifty 500 TRI
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Nifty 500 TRI : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 24th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Jun-19 10123.42 1.23% - 0.27% 2/64
1 Month 24-May-19 9895.89 -1.04% - -1.68% 24/64
3 Month 22-Mar-19 10115.31 1.15% - 1.00% 36/64
6 Month 24-Dec-18 10737.70 7.38% - 5.42% 21/63
YTD 01-Apr-19 9884.74 -1.15% - -0.88% 32/64
1 Year 22-Jun-18 10454.32 4.54% 4.52% 0.77% 19/60
2 Year 23-Jun-17 10912.23 9.12% 4.46% 5.45% 35/51
3 Year 24-Jun-16 14377.18 43.77% 12.86% 12.68% 20/45
5 Year 24-Jun-14 15333.62 53.34% 8.92% 12.12% 30/33
10 Year - - - - 14.98% -/-
Since Inception 01-Jan-13 22218.63 122.19% 13.11% - -/-

SIP Returns (NAV as on 24th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 24-Jun-18 12000 12557.04 4.64 % 8.70 %
2 years 24-Jun-17 24000 24875.54 3.65 % 3.49 %
3 years 24-Jun-16 36000 40008.43 11.13 % 6.98 %
5 years 24-Jun-14 60000 74680.43 24.47 % 8.69 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st May,2019)

Portfolio Turnover Ratio : 11.27%  |   Category average turnover ratio is 101.94%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 96.05% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.05%
No of Stocks : 44 (Category Avg - 44.48) | Large Cap Investments : 79.91%| Mid Cap Investments : 9.44% | Small Cap Investments : 6.68% | Other : 0.02%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 6747.3 8.94% 0.20% 6.59% (Jun 2018) 6.59% (Jun 2018) 1.59 Cr 0.00
HDFC Bank Ltd. Banks 6229.5 8.26% -0.70% 8.13% (Aug 2018) 8.13% (Aug 2018) 25.69 L -3.00 L
National Thermal Power Corporation Ltd. Power 5991.9 7.94% 0.21% 6.86% (Nov 2018) 6.86% (Nov 2018) 4.50 Cr 21.90 L
State Bank Of India Banks 5762.8 7.64% 0.81% 6.47% (Feb 2019) 6.47% (Feb 2019) 1.63 Cr 0.00
Infosys Ltd. Computers - software 5555.8 7.36% -0.26% 4.89% (Jun 2018) 4.89% (Jun 2018) 75.31 L 0.00
Reliance Industries Ltd. Refineries/marketing 5506.2 7.30% -0.47% 4.44% (Jun 2018) 4.44% (Jun 2018) 41.40 L 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 4534.7 6.01% 0.72% 4.11% (Sep 2018) 4.11% (Jul 2018) 29.11 L 0.00
GAIL (India) Ltd. Gas transmission/marketing 3854.2 5.11% -0.01% 5.01% (Mar 2019) 5.01% (Mar 2019) 1.07 Cr 0.00
ITC Limited Cigarettes 3157.3 4.18% -0.42% 2.42% (Jun 2018) 2.42% (Jun 2018) 1.13 Cr 0.00
Axis Bank Ltd. Banks 2003 2.65% 0.09% 2.16% (Oct 2018) 0% (Jun 2018) 24.78 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
CBLO CBLO 4.09%
Net Receivables Net Receivables -0.14%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    High volatility
    13.25vs9.47
    Category Avg
  • Beta

    High volatility
    0.93vs0.67
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.54vs0.34
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.08vs0.05
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.58vs-0.27
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Tax Saver Scheme - Direct Plan - Growth 4 934.61 -0.26 4.53 10.98 11.76 15.49
Mirae Asset Tax Saver Fund - Direct Plan - Growth 5 2111.58 -0.10 3.28 9.49 10.97 20.91
Canara Robeco Equity Tax Saver - Direct Plan - Growth 5 982.77 -1.35 3.30 9.81 10.54 15.12
Tata India Tax Savings Fund - Direct Plan - Growth NA 1873.40 0.20 4.24 12.60 9.14 15.44
DSP Tax Saver Fund - Direct Plan - Growth 3 5642.77 -1.31 2.39 10.27 7.96 14.41
ICICI Prudential Long Term Equity Fund (Tax Saving) - Direct Plan - Growth 4 6424.90 -1.16 2.40 7.53 7.10 12.75
JM Tax Gain Fund - (Direct) - Growth 3 32.67 0.09 3.93 10.11 6.37 16.63
BNP Paribas Long Term Equity Fund - Direct Plan - Growth 2 476.90 0.04 4.07 9.32 6.04 10.89
LIC MF Tax Plan 1997 - Direct Plan - Growth 4 227.18 0.00 2.88 5.10 5.90 13.83
DHFL Pramerica Tax Plan - Direct Plan - Growth NA 34.69 -0.43 3.58 10.34 5.83 14.37

More Funds from HDFC Mutual Fund

Out of 127 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 7 is/are ranked 4 * , 11 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 100 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Liquid Fund - Direct Plan - Growth 3 87799.02 0.60 1.86 3.66 7.49 7.08
HDFC Balanced Advantage Fund - Direct Plan - Growth 4 42592.25 3.27 3.58 10.12 13.53 15.65
HDFC Balanced Advantage Fund - Direct Plan - Growth (Adjusted NAV) NA 42592.25 3.27 3.58 10.12 13.53 14.30
HDFC Equity Fund - Direct Plan - Growth 5 23230.66 2.75 3.29 11.51 15.31 15.74
HDFC Mid-Cap Opportunities Fund - Direct Plan - Growth 3 22825.43 0.42 -1.67 2.14 -3.28 12.15
HDFC Hybrid Equity Fund - Direct Plan - Growth (Adjusted NAV) NA 22664.90 1.58 1.61 7.20 8.28 12.83
HDFC Hybrid Equity Fund - Direct Plan - Growth 4 22664.90 1.58 1.61 7.20 8.28 10.29
HDFC Top 100 Fund - Direct Plan - Growth 5 17475.32 2.38 3.30 11.61 16.17 15.68
HDFC Low Duration Fund - Direct Plan - Growth 4 15996.63 0.79 2.21 4.37 8.46 7.92
HDFC Credit Risk Debt Fund - Direct Plan - Growth 3 15415.47 1.03 2.26 4.25 8.37 8.29

Forum

View More