HDFC Pharma and Healthcare Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : HDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 17.827 0.35%
(as on 20th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 1896.11 Cr

(0.37% of Investment in Category)

Expense Ratio

: 0.88%

(0.89% Category average)

Risk-O-Meter

Very High Risk

Sectoral/Thematic :Sectoral/Thematic : The fund has 99.01% investment in domestic equities of which 29.39% is in Large Cap stocks, 19.78% is in Mid Cap stocks, 10.89% in Small Cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
BSE Healthcare TRI

0%

0%

0%

0%

0%

0%

0%
NA
0.26%

2.41%

11.88%

1.86%

21.23%

23.73%

14.56%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 20th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13-Oct-25	10083.70	0.84%	-	1.35%	167/225
1 Month	19-Sep-25	9862.20	-1.38%	-	0.26%	195/225
3 Month	18-Jul-25	9928.20	-0.72%	-	2.41%	191/219
6 Month	17-Apr-25	11091.30	10.91%	-	11.88%	97/212
YTD	01-Jan-25	10273.70	2.74%	-	5.12%	120/201
1 Year	18-Oct-24	10816.00	8.16%	8.11%	1.86%	35/184
2 Year	20-Oct-23	17882.40	78.82%	33.67%	21.23%	3/141
Since Inception	04-Oct-23	17889.60	78.90%	32.87%	14.56%	3/199

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 20th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	18-Oct-24	12000	12817.93	6.82 %	12.83 %
2 Year	20-Oct-23	24000	30086.63	25.36 %	23.38 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 34.40% | Category average turnover ratio is 203.09%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 99.01% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.01%

No of Stocks : 29 (Category Avg - 44.42) | Large Cap Investments : 29.39%| Mid Cap Investments : 19.78% | Small Cap Investments : 10.89% | Other : 38.95%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	1984.3	10.47%	0.08%	14.02% (Oct 2024)	10.39% (Aug 2025)	12.45 L	0.00
Divis Laboratories Ltd.	Pharmaceuticals	1470.7	7.76%	-0.54%	10.24% (May 2025)	7.18% (Dec 2024)	2.58 L	0.00
Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	1313.8	6.93%	0.15%	7.42% (Jul 2025)	2.92% (Oct 2024)	6.73 L	0.00
Lupin Ltd.	Pharmaceuticals	1296.4	6.84%	0.11%	6.84% (Sep 2025)	5.35% (Jan 2025)	6.78 L	0.00
Alkem Laboratories Ltd.	Pharmaceuticals	1125.8	5.94%	2.00%	5.94% (Sep 2025)	0% (Oct 2024)	2.08 L	65.85 k
Max Healthcare Institute Ltd.	Hospital	882.8	4.66%	1.40%	4.95% (Jan 2025)	1.8% (Oct 2024)	7.92 L	2.53 L
Ipca Laboratories Ltd.	Pharmaceuticals	853.3	4.50%	-0.12%	4.62% (Aug 2025)	3.26% (Mar 2025)	6.37 L	0.00
Cipla Ltd.	Pharmaceuticals	818.3	4.32%	-2.24%	8.17% (Oct 2024)	4.32% (Sep 2025)	5.44 L	-2.44 L
Torrent Pharmaceuticals Ltd.	Pharmaceuticals	722.8	3.81%	0.07%	3.88% (Jul 2025)	2.26% (Oct 2024)	2.01 L	0.00
Krishna Institute of Medical Sciences Ltd.	Hospital	689.4	3.64%	-0.09%	4.04% (Mar 2025)	3.25% (Oct 2024)	9.85 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.05%
Net Receivables	Net Receivables	-0.06%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Direct Plan - Growth	NA	406.67	1.77	22.69	83.58	42.96	43.24
Aditya Birla Sun Life International Equity Fund - Direct Plan - Growth	NA	266.19	-0.84	7.34	25.19	24.31	19.50
Nippon India Japan Equity Fund - Direct Plan - Growth	NA	289.73	0.96	12.82	19.93	19.95	21.04
DSP Banking & Financial Services Fund - Direct Plan - Growth	NA	1419.62	3.71	4.10	10.96	17.10	0.00
HDFC Transportation and Logistics Fund - Direct Plan - Growth	NA	1651.55	-0.55	12.13	32.27	16.75	0.00
SBI Banking & Financial Services Fund - Direct Plan - Growth	NA	8693.07	3.51	4.49	11.53	16.53	21.14
ITI Banking and Financial Services Fund - Direct Plan - Growth	NA	311.03	5.33	4.51	8.81	16.10	16.85
Motilal Oswal Business Cycle Fund - Direct Plan - Growth	NA	1984.52	-0.61	3.72	13.47	15.98	0.00
Franklin Asian Equity Fund - Direct - Growth	NA	279.13	1.60	9.61	26.09	15.71	17.24
HDFC Defence Fund - Direct Plan - Growth	NA	7024.28	-1.08	3.13	23.45	14.60	0.00

Detailed Comparison

More Funds from HDFC Mutual Fund

Out of 86 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 4 is/are ranked 4 * , 16 is/are ranked 3 * , 5 is/are ranked 2 * , 1 is/are ranked 1 * , and 57 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Balanced Advantage Fund - Direct Plan - Growth	4	103041.31	1.09	2.07	7.09	4.58	20.08
HDFC Flexi Cap Fund - Direct Plan - Growth	4	85559.59	1.11	5.19	10.18	9.15	24.26
HDFC Mid Cap Fund - Direct Plan - Growth	4	84854.73	0.59	0.95	14.96	5.25	27.25
HDFC Liquid Fund - Direct Plan - Growth	3	56061.67	0.48	1.42	3.01	6.80	7.06
HDFC Large Cap Fund - Direct Plan - Growth	3	38251.04	1.17	2.91	7.00	1.42	17.95
HDFC Money Market Fund - Direct Plan - Growth	2	37139.08	0.53	1.48	3.50	7.78	7.69
HDFC Small Cap Fund - Direct Plan - Growth	3	36827.67	-2.14	-0.74	16.62	2.01	23.92
HDFC Corporate Bond Fund - Direct Plan - Growth	3	35574.35	1.06	1.30	3.27	8.21	8.28
HDFC Large and Mid Cap Fund - Direct Plan - Growth	3	26949.33	0.59	1.82	11.59	2.49	22.45
HDFC Low Duration Fund - Direct Plan - Growth	2	24466.14	0.68	1.55	3.71	8.02	7.92

All funds

Forum

NITINPIMPALE
MF Investment Help
Follow

14 days ago

purchase unit will adjust difference in NAV 10.263 View more

Posted by : NITINPIMPALE
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  purchase unit will adjust difference in NAV 10.263
  
  Repost Cancel
You will now receive notification when someone reply to this message.
krishna_ksvs
MF Investment Help
Follow

26 days ago

View more

Posted by : krishna_ksvs
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

8 hrs ago

Diversify Your Investment Portfolio with a High and Fixed Return Opportunity 11.45% MEGHALAYA ENERGY CORPORATION LIMITED 2030 ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 3m (Maturity: 13/Feb/2030) Senior Secured Bond | PSU Bond | High Return Bond | Listed Secure a strong, stable investment backed by a PSU and enjoy predictable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Diversify Your Investment Portfolio with a High and Fixed Return Opportunity 11.45% MEGHALAYA ENERGY CORPORATION LIMITED 2030 ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 3m (Maturity: 13/Feb/2030) Senior Secured Bond | PSU Bond | High Return Bond | Listed Secure a strong, stable investment backed by a PSU and enjoy predictable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

76 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
ravisistla
MF Investment Help
Follow

89 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

126 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More