HDFC Flexi Cap Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Fund House : HDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 958.507 -0.04%
(as on 01st July, 2022)

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Crisil Rank

Average performance among peers

Fund Size

: ₹ 27433.08 Cr

(12.54% of Investment in Category)

Expense Ratio

: 1.72%

(2.14% Category average)

Risk-O-Meter

Very High

Flexi Cap Fund :Flexi Cap Fund : The fund has 97.38% investment in domestic equities of which 73.28% is in Large Cap stocks, 9.54% is in Mid Cap stocks, 5.49% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

Crisil Rank Change : Fund Crisil rank was updated from 2 to 3 in the previous quarter.

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6M
1Y
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ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

-4.75%

-10.81%

-10.06%

0.75%

26.59%

11.24%

6.15%
NA
-4.62%

-11.19%

-12.24%

-1.9%

24.14%

9.96%

10.51%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 01st July, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Jun-22	10111.40	1.11%	-	0.64%	4/31
1 Month	01-Jun-22	9596.90	-4.03%	-	-4.62%	4/31
3 Month	01-Apr-22	9299.00	-7.01%	-	-11.19%	2/31
6 Month	31-Dec-21	9831.90	-1.68%	-	-12.24%	1/29
YTD	31-Dec-21	9831.90	-1.68%	-	-12.24%	1/29
1 Year	01-Jul-21	10829.70	8.30%	8.30%	-1.90%	1/26
2 Year	01-Jul-20	17731.60	77.32%	33.16%	24.14%	2/26
3 Year	01-Jul-19	13691.30	36.91%	11.03%	11.65%	11/25
5 Year	30-Jun-17	16795.80	67.96%	10.92%	9.96%	7/21
10 Year	29-Jun-12	37185.60	271.86%	14.02%	13.64%	8/16
Since Inception	01-Jan-95	958507.00	9485.07%	18.04%	10.51%	3/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st July, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	01-Jul-21	12000	11821.75	-1.49 %	-2.75 %
2 Year	01-Jul-20	24000	28984.68	20.77 %	19.33 %
3 Year	01-Jul-19	36000	48325.24	34.24 %	20.1 %
5 Year	30-Jun-17	60000	85108.42	41.85 %	13.96 %
10 Year	29-Jun-12	120000	240117.79	100.1 %	13.3 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st May,2022)

Equity Holding : 97.38% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.38%

No of Stocks : 57 (Category Avg - 51.19) | Large Cap Investments : 73.28%| Mid Cap Investments : 9.54% | Small Cap Investments : 5.49% | Other : 9.07%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
State Bank Of India	Banks	22083.5	8.05%	-0.06%	10.18% (Jul 2021)	8.05% (May 2022)	4.72 Cr	18.00 L
ICICI Bank Ltd.	Banks	19498.4	7.11%	0.15%	8.22% (Oct 2021)	6.91% (Mar 2022)	2.59 Cr	-1.05 L
Reliance Industries Ltd.	Refineries/marketing	15814.2	5.76%	-0.28%	6.04% (Apr 2022)	2.86% (Jul 2021)	60.07 L	0.00
HDFC Bank Ltd.	Banks	15711.6	5.73%	0.09%	5.73% (May 2022)	2.62% (Jul 2021)	1.13 Cr	0.00
Infosys Ltd.	Computers - software	14352.7	5.23%	0.83%	6.42% (Aug 2021)	4.4% (Apr 2022)	95.46 L	17.57 L
Coal India Ltd.	Industrial minerals	14131.7	5.15%	0.33%	5.24% (Mar 2022)	4.11% (Dec 2021)	7.33 Cr	0.00
National Thermal Power Corporation Ltd.	Power	13944.3	5.08%	0.01%	6.1% (Sep 2021)	5.07% (Apr 2022)	8.94 Cr	-7.25 L
ITC Limited	Cigarettes	12007.3	4.38%	0.23%	4.38% (May 2022)	3.5% (Jan 2022)	4.44 Cr	0.00
Larsen & Toubro Ltd.	Engineering, designing, construction	11988.5	4.37%	-0.44%	5.96% (Dec 2021)	4.37% (May 2022)	72.46 L	-6.34 L
Housing Development Finance Corporation Ltd.	Housing finance	9823.8	3.58%	1.20%	3.58% (May 2022)	0% (Jun 2021)	42.59 L	12.93 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.26%
Net Receivables	Net Receivables	0.93%
Reverse Repo	Reverse Repo	0.43%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th June, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.37vs16.7

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.94vs0.85

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.42vs0.46

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.09vs0.1

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.27vs0.42

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Flexi Cap Fund - Growth	4	190.25	-2.01	-8.56	-8.26	5.05	14.54
Franklin India Flexi Cap Fund - Growth	4	9491.50	-4.72	-10.19	-10.02	2.50	13.54
Parag Parikh Flexi Cap Fund - Growth	NA	22647.04	-5.36	-11.70	-14.49	2.05	20.11
IDBI Flexi Cap Fund - Regular Plan - Growth	5	368.02	-5.63	-12.35	-13.37	1.70	13.43
Quant Flexi Cap Fund - Growth	NA	379.67	-4.84	-12.18	-9.96	-0.17	26.33
SBI Flexi Cap Fund - Regular Plan - Growth	4	15047.24	-4.46	-11.02	-9.81	-0.48	10.82
Edelweiss Flexi Cap Fund - Regular Plan - Growth	3	911.68	-3.98	-11.37	-11.98	-0.48	10.96
Navi Flexi Cap Fund - Growth	3	187.99	-4.47	-11.01	-13.02	-0.53	9.29
Union Flexi Cap Fund - Growth	4	1063.21	-4.16	-10.41	-13.46	-0.87	14.13
Shriram Flexi Cap Fund - Regular Plan - Growth	2	61.54	-4.63	-9.54	-10.75	-1.28	6.70

Detailed Comparison

More Funds from HDFC Mutual Fund

Out of 70 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 5 is/are ranked 4 * , 16 is/are ranked 3 * , 9 is/are ranked 2 * , 4 is/are ranked 1 * , and 34 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Liquid Fund - Growth	2	51622.83	0.39	0.98	1.85	3.54	4.02
HDFC Balanced Advantage Fund - Growth	4	43835.80	-2.56	-3.42	2.10	8.67	10.58
HDFC Mid-Cap Opportunities Fund - Growth	2	30341.25	-4.41	-8.21	-7.96	1.54	15.52
HDFC Flexi Cap Fund - Growth	3	27433.08	-4.03	-7.01	-1.68	8.30	11.03
HDFC Overnight Fund - Growth	NA	22473.79	0.37	1.02	1.88	3.58	3.74
HDFC Overnight Fund - Growth	NA	22473.79	0.35	0.97	1.78	3.36	3.54
HDFC Corporate Bond Fund - Growth	3	22197.47	0.26	-0.98	-0.14	2.31	6.72
HDFC Top 100 Fund - Growth	3	20674.65	-3.92	-7.99	-4.73	4.05	7.86
HDFC Top 100 Fund - Growth	3	20674.65	-4.44	-10.45	-8.92	1.25	11.35
HDFC Floating Rate Debt Fund -Growth	3	18174.08	0.02	0.10	1.01	3.09	6.16