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HDFC Credit Risk Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : HDFC Mutual Fund
  • NAV
    : ₹ 16.2049 0.04%
    (as on 24th June, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate

Fund has 96.83% investment in Debt of which 0.33% in Government securities, 74.8% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 24th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Jun-19 10011.49 0.11% - 0.16% 17/20
1 Month 24-May-19 10086.71 0.87% - -2.45% 4/20
3 Month 22-Mar-19 10220.43 2.20% - -1.93% 4/20
6 Month 24-Dec-18 10423.91 4.24% - -0.28% 5/20
YTD 29-Mar-19 10179.85 1.80% - -2.25% 4/20
1 Year 22-Jun-18 10839.47 8.39% 8.35% 2.62% 4/19
2 Year 23-Jun-17 11370.34 13.70% 6.62% 4.33% 7/19
3 Year 24-Jun-16 12694.39 26.94% 8.28% 6.33% 5/18
5 Year 24-Jun-14 15683.73 56.84% 9.41% 8.40% 3/11
10 Year - - - - - -/-
Since Inception 25-Mar-14 16188.06 61.88% 9.61% - -/-

SIP Returns (NAV as on 24th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 24-Jun-18 12000 12574.88 4.79 % 8.98 %
2 years 24-Jun-17 24000 25867.89 7.78 % 7.39 %
3 years 24-Jun-16 36000 40245.2 11.79 % 7.38 %
5 years 24-Jun-14 60000 74160.29 23.60 % 8.41 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st May,2019)

No of Debt Holding 213 (Category Avg - 68.35) | Modified Duration 1.93 Years (Category Avg - 1.53)| Yield to Maturity 9.80% (Category Avg - 10.45%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.33% 0.54%
CD 0.00% 1.55%
NCD-ST 0.00% 0.49%
T-Bills 0.00% 0.01%
CP 0.00% 2.91%
NCD & Bonds 90.88% 86.25%
PTC 5.62% 2.29%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.33% 0.54%
Low Risk 74.80% 62.33%
Moderate Risk 19.76% 28.27%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 1.94% 2.63%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 3.09%
CBLO CBLO 0.08%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    High volatility
    2.19vs1.87
    Category Avg
  • Beta

    High volatility
    1.34vs0.47
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.57vs0.51
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.03
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -0.62vs-0.24
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Credit Risk Fund - Direct Plan - Growth 5 1330.32 0.91 2.45 4.88 8.70 0.00
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 2 10941.85 0.85 2.29 4.35 8.66 8.80
Kotak Credit Risk Fund - Direct Plan - Growth 4 4916.31 0.80 2.22 4.37 8.53 8.57
Franklin India Credit Risk Fund - Direct - Growth 4 7124.75 -0.14 0.50 2.57 8.32 9.03
SBI Credit Risk Fund - Direct Plan - Growth 3 5396.93 0.97 1.02 3.34 7.84 8.06
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 2 6651.47 0.92 1.48 2.90 6.93 8.77
Reliance Credit Risk - Direct Plan- Growth 2 8533.99 0.54 -1.00 1.33 5.35 7.35
Axis Credit Risk Fund - Direct Plan - Growth 4 1605.63 -2.91 -1.58 0.75 4.99 7.23
Baroda Credit Risk Fund - Plan B (Direct) - Growth 3 981.11 -1.20 -0.50 1.11 4.95 8.20
L&T Credit Risk Fund - Direct Plan - Growth 3 3038.05 -1.67 -1.01 1.01 4.56 6.98

More Funds from HDFC Mutual Fund

Out of 127 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 7 is/are ranked 4 * , 11 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 100 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Liquid Fund - Direct Plan - Growth 3 87799.02 0.59 1.85 3.65 7.48 7.08
HDFC Balanced Advantage Fund - Direct Plan - Growth 4 42592.25 0.44 3.81 10.45 12.91 16.43
HDFC Balanced Advantage Fund - Direct Plan - Growth (Adjusted NAV) NA 42592.25 0.44 3.81 10.45 12.91 14.94
HDFC Equity Fund - Direct Plan - Growth 5 23230.66 -0.18 3.92 12.07 14.71 16.72
HDFC Mid-Cap Opportunities Fund - Direct Plan - Growth 3 22825.43 -1.75 -1.30 2.50 -3.54 12.41
HDFC Hybrid Equity Fund - Direct Plan - Growth 4 22664.90 -0.22 2.00 7.82 7.87 11.19
HDFC Hybrid Equity Fund - Direct Plan - Growth (Adjusted NAV) NA 22664.90 -0.22 2.00 7.82 7.87 13.34
HDFC Top 100 Fund - Direct Plan - Growth 5 17475.32 -0.04 3.79 12.23 15.23 16.56
HDFC Low Duration Fund - Direct Plan - Growth 4 15996.63 0.71 2.22 4.35 8.45 7.91
HDFC Credit Risk Debt Fund - Direct Plan - Growth 3 15415.47 0.87 2.20 4.24 8.35 8.28

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