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HDFC Credit Risk Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : HDFC Mutual Fund
  • NAV
    : ₹ 20.1629 0.03%
    (as on 14th October, 2021)
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Crisil Rank
Very good performance among peers
Risk-O-Meter
Moderately High

Fund has 87.64% investment in Debt of which 9.97% in Government securities, 71.59% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 14th October, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Oct-21 10018.00 0.18% - 0.21% 9/18
1 Month 14-Sep-21 10032.50 0.33% - 2.68% 12/18
3 Month 14-Jul-21 10203.10 2.03% - 4.27% 11/18
6 Month 12-Apr-21 10465.40 4.65% - 6.55% 10/18
YTD 01-Jan-21 10651.40 6.51% - 6.08% 8/18
1 Year 14-Oct-20 10969.10 9.69% 9.69% 8.35% 8/18
2 Year 14-Oct-19 12112.50 21.12% 10.04% 4.65% 2/16
3 Year 12-Oct-18 13269.80 32.70% 9.86% 3.64% 1/16
5 Year 14-Oct-16 15025.60 50.26% 8.48% 4.55% 3/15
Since Inception 25-Mar-14 20142.00 101.42% 9.70% 6.71% 1/16

SIP Returns (NAV as on 14th October, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 14-Oct-20 12000 12566.18 4.72 % 8.86 %
2 Year 14-Oct-19 24000 26531 10.55 % 9.96 %
3 Year 12-Oct-18 36000 41773.63 16.04 % 9.89 %
5 Year 14-Oct-16 60000 75408.09 25.68 % 9.07 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2021)

No of Debt Holding 100 (Category Avg - 32.05) | Modified Duration 2.46 Years (Category Avg - 1.86)| Yield to Maturity 6.54% (Category Avg - 6.14%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 9.97% 8.15%
CD 0.00% 0.75%
T-Bills 0.00% 0.76%
CP 2.32% 1.60%
NCD & Bonds 75.35% 81.01%
PTC 0.00% 1.11%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 9.97% 8.91%
Low Risk 71.59% 55.69%
Moderate Risk 5.30% 26.08%
High Risk 0.00% 0.00%
Very High Risk 0.78% 1.08%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 7.55%
Net Receivables Net Receivables 2.11%
Powergrid Infrastructure Investment Trust InvITs 1.49%
Reverse Repo Reverse Repo 1.21%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Credit Risk Fund - Direct Plan - Growth 1 612.24 16.59 18.00 19.86 23.30 -4.64
Baroda Credit Risk Fund - Plan B (Direct) - Growth 5 205.62 8.25 10.37 11.80 21.70 8.95
Franklin India Credit Risk Fund - Direct - Growth 2 653.85 3.39 7.01 7.10 18.65 6.98
IDBI Credit Risk Fund - Direct Plan - Growth 1 48.52 10.30 12.00 14.34 18.55 3.18
Nippon India Credit Risk - Direct Plan- Growth 3 1013.62 0.39 2.10 10.30 15.40 3.83
PGIM India Credit Risk Fund- Direct Plan - Growth 2 44.82 3.28 4.16 5.34 12.71 4.66
BOI AXA Credit Risk - Direct Plan - Growth 1 73.65 0.22 1.32 4.78 10.53 -30.22
Axis Credit Risk Fund - Direct Plan - Growth 4 741.26 0.40 1.92 3.87 8.20 7.82
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 3 8053.19 0.27 1.64 4.30 8.05 9.59
L&T Credit Risk Fund - Direct Plan - Growth 3 183.23 1.80 3.17 4.49 7.06 5.57

More Funds from HDFC Mutual Fund

Out of 79 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 14 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 51 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Liquid Fund - Direct Plan - Growth 1 45347.12 0.26 0.84 1.66 3.22 5.00
HDFC Balanced Advantage Fund - Direct Plan - Growth 4 43246.73 7.03 10.75 25.11 64.46 17.94
HDFC Mid-Cap Opportunities Fund - Direct Plan - Growth 3 31751.95 6.06 13.73 32.83 79.71 24.87
HDFC Corporate Bond Fund - Direct Plan - Growth 3 28360.83 0.14 1.65 3.05 5.33 9.53
HDFC Flexi Cap Fund - Direct Plan - Growth 3 26773.16 9.31 15.18 32.63 80.69 20.87
HDFC Floating Rate Debt Fund - Direct Plan - Growth 3 24157.54 0.32 1.51 3.05 5.71 7.99
HDFC Low Duration Fund - Direct Plan - Growth 4 22082.38 0.32 1.32 2.68 5.25 7.68
HDFC Top 100 Fund - Direct Plan - Growth 1 21520.08 7.87 15.04 29.12 65.71 18.46
HDFC Overnight Fund - Direct Plan - Growth NA 19503.97 0.26 0.77 1.57 3.08 4.27
HDFC Short Term Debt Fund - Direct Plan - Growth 2 19435.54 0.19 1.49 3.00 5.42 9.06

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