Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Banking and PSU Fund

Fund House : Edelweiss Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 21.2628 0.03%
(as on 05th June, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 364.44 Cr

(0.45% of Investment in Category)

Expense Ratio

: 0.64%

(0.68% Category average)

Risk-O-Meter

Low to Moderate

Banking and PSU Fund :Banking and PSU Fund : The fund has 93.73% investment in Debt, of which 20.78% in Government securities, 72.95% is in Low Risk securities.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

CRISIL 10 Year Gilt Index

0.69%

4.54%

5.09%

10.22%

2.87%

6.83%

4.74%
NA
0.65%

2.67%

3.67%

6.66%

4.43%

6.99%

6.72%

NA
Gold

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Returns Calculator
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VIP (Value Avg)

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Returns (NAV as on 05th June, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-May-23	10020.00	0.20%	-	0.16%	2/24
1 Month	04-May-23	10073.80	0.74%	-	0.65%	1/24
3 Month	03-Mar-23	10359.80	3.60%	-	2.67%	1/24
6 Month	05-Dec-22	10427.10	4.27%	-	3.67%	1/24
YTD	30-Dec-22	10397.40	3.97%	-	3.37%	1/24
1 Year	03-Jun-22	10865.80	8.66%	8.61%	6.66%	1/23
2 Year	04-Jun-21	10983.10	9.83%	4.79%	4.43%	3/23
3 Year	05-Jun-20	11768.70	17.69%	5.58%	5.14%	3/19
5 Year	05-Jun-18	14856.50	48.56%	8.23%	6.99%	1/18
Since Inception	13-Sep-13	21262.80	112.63%	8.06%	6.72%	1/24

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th June, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	03-Jun-22	12000	12582.46	4.85 %	9.12 %
2 Year	04-Jun-21	24000	25542.07	6.43 %	6.12 %
3 Year	05-Jun-20	36000	39154.62	8.76 %	5.54 %
5 Year	05-Jun-18	60000	71579.29	19.3 %	6.99 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2023)

No of Debt Holding 23 (Category Avg - 50.87) | Modified Duration 4.37 Years (Category Avg - 2.43)| Yield to Maturity 7.29% (Category Avg - 7.40%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	20.78%	17.94%
CD	0.00%	10.36%
T-Bills	0.00%	0.02%
CP	0.00%	1.32%
NCD & Bonds	72.95%	70.55%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	20.78%	17.96%
Low Risk	72.95%	82.23%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.40%
Net Receivables	Net Receivables	1.87%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2023)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

2.58vs1.22

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.84vs0.58

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

-0.36vs-1.27

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

-0.01vs-0.58

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.89vs-0.72

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Banking & PSU Debt Fund - Growth	4	858.78	0.69	3.11	3.86	7.64	6.92
ICICI Prudential Banking & PSU Debt Fund - Growth	5	7950.56	0.65	2.41	3.70	7.16	5.71
Kotak Banking and PSU Debt Fund - Growth	2	6415.64	0.59	2.56	3.54	7.01	5.49
Nippon India Banking & PSU Debt Fund - Regular Plan - Growth	3	5255.32	0.71	2.79	3.83	6.84	5.30
HSBC Banking and PSU Debt Fund - Growth	1	4782.91	0.63	2.82	3.52	6.80	4.34
Sundaram Banking & PSU Debt Fund - INSTITUTIONAL - Growth	2	458.93	0.68	2.70	3.68	6.64	4.28
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - Growth	3	8258.24	0.68	2.52	3.70	6.64	5.48
HDFC Banking & PSU Debt Fund - Regular Plan - Growth	4	5831.17	0.67	2.54	3.69	6.60	5.46
Tata Banking & PSU Debt Fund - Regular Plan - Growth	3	261.72	0.61	2.65	3.80	6.58	5.30
Franklin India Banking & PSU Debt Fund - Regular Plan - Growth	3	711.93	0.61	2.58	3.58	6.55	4.93

Detailed Comparison

More Funds from Edelweiss Mutual Fund

Out of 70 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 6 is/are ranked 3 * , 1 is/are ranked 2 * , 2 is/are ranked 1 * , and 56 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
BHARAT Bond ETF - April 2030 - Growth	NA	17345.36	0.79	3.80	4.49	9.44	6.63
BHARAT Bond ETF - April 2030 - Growth	NA	17345.36	0.85	3.91	4.71	9.70	6.46
BHARAT Bond ETF - April 2031 - Growth	NA	12605.80	0.98	4.18	4.82	10.11	0.00
BHARAT Bond ETF - April 2031 - Growth	NA	12605.80	0.70	4.01	4.51	9.99	0.00
Edelweiss Nifty PSU Bond Plus SDL Apr 2026 50:50 Index Fund - Regular Plan - Growth	NA	10281.83	0.63	2.84	3.67	7.51	0.00
Edelweiss Nifty PSU Bond Plus SDL Apr 2026 50:50 Index Fund - Regular Plan - Growth	NA	10281.83	0.00	0.00	0.00	0.00	0.00
BHARAT Bond ETF - April 2032	NA	9391.69	0.00	0.00	0.00	0.00	0.00
BHARAT Bond ETF - April 2032	NA	9391.69	0.94	4.39	4.94	10.48	0.00
Edelweiss Balanced Advantage Fund - Growth	2	8906.68	2.99	4.89	1.92	10.95	15.86
BHARAT Bond FOF - April 2030 - Regular Plan - Growth	NA	6602.37	0.81	3.97	4.20	9.88	6.47