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DSP Tax Saver Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 48.407 -0.33%
    (as on 24th June, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High
(Min ₹500 for SIP, ₹500 for one time investment)

Fund has 95.97% investment in indian stocks of which 72.57% is in large cap stocks, 11.53% is in mid cap stocks, 11.87% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 24th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Jun-19 10074.93 0.75% - 0.25% 13/67
1 Month 24-May-19 9860.27 -1.40% - -1.70% 36/67
3 Month 22-Mar-19 10212.66 2.13% - 0.89% 25/67
6 Month 24-Dec-18 10970.18 9.70% - 5.01% 7/66
YTD 01-Apr-19 9993.19 -0.07% - -0.96% 26/67
1 Year 22-Jun-18 10694.37 6.94% 6.90% -0.05% 8/63
2 Year 23-Jun-17 11506.85 15.07% 7.26% 4.51% 13/54
3 Year 24-Jun-16 14503.10 45.03% 13.19% 11.77% 14/47
5 Year 24-Jun-14 18467.50 84.67% 13.05% 11.30% 9/35
10 Year 24-Jun-09 41968.96 319.69% 15.41% 12.99% 3/29
Since Inception 18-Jan-07 48407.00 384.07% 13.52% - -/-

SIP Returns (NAV as on 24th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 24-Jun-18 12000 12796.71 6.64 % 12.51 %
2 years 24-Jun-17 24000 25546.15 6.44 % 6.13 %
3 years 24-Jun-16 36000 40934.31 13.71 % 8.53 %
5 years 24-Jun-14 60000 79016.23 31.69 % 10.96 %
10 years 24-Jun-09 120000 255084.39 112.57 % 14.43 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st May,2019)

Portfolio Turnover Ratio : 122.00%  |   Category average turnover ratio is 101.94%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 95.97% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.97%
No of Stocks : 59 (Category Avg - 44.48) | Large Cap Investments : 72.57%| Mid Cap Investments : 11.53% | Small Cap Investments : 11.87% | Other : 0%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 4853.8 8.60% -0.75% 6.56% (Jun 2018) 6.56% (Jun 2018) 1.15 Cr -0.11 Cr
HDFC Bank Ltd. Banks 4840.1 8.58% 0.34% 5.79% (Aug 2018) 5.79% (Aug 2018) 19.96 L 45.29 k
Axis Bank Ltd. Banks 4153.1 7.36% 1.38% 0.99% (Jul 2018) 0% (Jun 2018) 51.38 L 8.61 L
Bharat Financial Inclusion Ltd. Nbfc 2094.8 3.71% 0.54% 1.69% (Jan 2019) 1.69% (Jan 2019) 20.93 L 3.70 L
State Bank Of India Banks 1861.9 3.30% -0.79% 2.84% (Feb 2019) 2.84% (Feb 2019) 52.82 L -0.20 Cr
Larsen & Toubro Ltd. Engineering, designing, construction 1832.5 3.25% -0.38% 2.52% (Jun 2018) 2.52% (Jun 2018) 11.77 L -3.01 L
Kotak Mahindra Bank Ltd. Banks 1812.3 3.21% 0.29% 1.56% (Aug 2018) 1.56% (Aug 2018) 11.91 L 36.58 k
HCL Technologies Limited Computers - software 1789.7 3.17% 0.14% 1.91% (Jan 2019) 1.91% (Jan 2019) 16.38 L 2.34 L
Asian Paints (india) Ltd. Paints 1740.9 3.09% 0.07% 0.89% (Aug 2018) 0.89% (Aug 2018) 12.37 L 1.05 L
Infosys Ltd. Computers - software 1649.5 2.92% 0.68% 2.24% (Apr 2019) 2.24% (Apr 2019) 22.36 L 5.99 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 3.87%
Net Receivables Net Receivables 0.16%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    High volatility
    14.17vs9.47
    Category Avg
  • Beta

    High volatility
    1.04vs0.67
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.58vs0.34
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.08vs0.05
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.87vs-0.27
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Tax Saver Scheme - Growth 4 934.61 -0.35 4.23 10.35 10.53 14.00
Canara Robeco Equity Tax Saver - Regular Plan - Growth 5 982.77 -1.43 3.08 9.35 9.66 14.21
Mirae Asset Tax Saver Fund - Regular Plan - Growth 5 2111.58 -0.26 2.76 8.49 9.27 19.26
Tata India Tax Savings Fund - Regular Plan - Growth NA 1873.40 0.08 3.82 11.66 7.67 14.08
ICICI Prudential Long Term Equity Fund (Tax Saving) - Growth 4 6424.90 -1.24 2.23 7.16 6.17 11.52
JM Tax Gain Fund - Growth 3 32.67 0.03 3.73 9.70 5.57 15.33
BNP Paribas Long Term Equity Fund - Growth 2 476.90 -0.06 3.77 8.71 4.86 9.74
LIC MF Tax Plan 1997 - Growth 4 227.18 -0.10 2.59 4.52 4.69 12.55
Union Tax Saver Scheme - Growth 3 254.78 -0.57 2.13 7.10 4.20 8.66
Axis Long Term Equity Fund - Growth 3 19817.30 0.18 5.16 6.71 3.99 13.90

More Funds from DSP BlackRock Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 7 is/are ranked 4 * , 8 is/are ranked 3 * , 2 is/are ranked 2 * , 3 is/are ranked 1 * , and 49 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Liquidity Fund - Regular Plan - Growth 4 10725.40 0.56 1.79 3.57 7.44 7.06
DSP Equity & Bond Fund - Regular Plan - Growth 3 6360.93 0.05 3.13 8.71 6.17 11.13
DSP Midcap Fund - Regular Plan - Growth 4 6320.35 -1.21 -0.31 3.93 -0.66 11.19
DSP Equity Opportunities Fund - Regular Plan - Growth 3 5720.56 -2.03 -0.03 5.95 2.72 12.63
DSP Tax Saver Fund - Regular Plan - Growth 3 5642.77 -1.40 2.13 9.70 6.90 13.19
DSP Small Cap Fund - Regular Plan - Growth 3 5272.86 -2.31 -0.93 3.27 -7.76 5.98
DSP Ultra Short Fund - Regular Plan - Growth 1 3902.42 0.62 1.91 3.80 5.50 6.18
DSP Credit Risk Fund - Regular Plan - Growth 2 3764.68 -1.18 -0.54 1.64 -3.08 3.62
DSP Top 100 Equity Fund - Regular Plan - Growth 1 2848.09 -2.10 3.71 8.58 4.12 10.80
DSP Equity Fund - Regular Plan - Growth 4 2647.33 0.03 3.90 10.94 6.51 14.11

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