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DSP Tax Saver Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House : DSP Mutual Fund
  • NAV
    : ₹ 46.426 0.72%
    (as on 09th July, 2020)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

Fund has 90.73% investment in indian stocks of which 57.4% is in large cap stocks, 16.01% is in mid cap stocks, 9.47% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

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Returns (NAV as on 09th July, 2020)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 02-Jul-20 10232.80 2.33% - 2.18% 32/67
1 Month 09-Jun-20 10725.90 7.26% - 6.89% 25/67
3 Month 09-Apr-20 11797.90 17.98% - 16.63% 26/67
6 Month 09-Jan-20 8956.50 -10.44% - -10.69% 31/67
YTD 01-Jan-20 8979.50 -10.21% - -9.82% 35/67
1 Year 09-Jul-19 9641.00 -3.59% -3.58% -6.35% 21/65
2 Year 09-Jul-18 10325.60 3.26% 1.61% -3.76% 8/62
3 Year 07-Jul-17 10856.80 8.57% 2.77% -0.37% 11/53
5 Year 09-Jul-15 14392.50 43.92% 7.55% 5.26% 5/39
10 Year 09-Jul-10 27662.50 176.62% 10.70% 8.96% 5/29
Since Inception 18-Jan-07 46426.00 364.26% 12.06% 6.32% 18/63

SIP Returns (NAV as on 09th July, 2020)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 09-Jul-19 12000 11927.28 -0.61 % -1.12 %
2 Year 09-Jul-18 24000 24173.56 0.72 % 0.69 %
3 Year 07-Jul-17 36000 36326.47 0.91 % 0.59 %
5 Year 09-Jul-15 60000 68349.12 13.92 % 5.15 %
10 Year 09-Jul-10 120000 215095.63 79.25 % 11.23 %
 

Tax Treatment

Portfolio (Updated on 31st May,2020)

Portfolio Turnover Ratio : 141.14%  |   Category average turnover ratio is 79.13%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 90.73% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 90.73%
No of Stocks : 64 (Category Avg - 45.83) | Large Cap Investments : 57.4%| Mid Cap Investments : 16.01% | Small Cap Investments : 9.47% | Other : 7.85%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 4597.7 8.58% 0.28% 9.59% (Sep 2019) 7.12% (Dec 2019) 1.39 Cr 20.44 L
HDFC Bank Ltd. Banks 3810.5 7.11% -0.11% 9.53% (Sep 2019) 6.62% (Feb 2020) 40.04 L 1.09 L
Bharti Airtel Ltd. Telecom - services 3378.8 6.31% -0.86% 7.26% (Mar 2020) 0% (Jun 2019) 61.14 L -0.14 Cr
Reliance Industries Ltd. Refineries/marketing 2157 4.03% -0.08% 5.13% (Mar 2020) 2.08% (Jul 2019) 14.73 L -0.43 L
Ultratech Cement Ltd. Cement 1531.2 2.86% -0.06% 3.11% (Mar 2020) 0.94% (Jun 2019) 3.92 L -0.55 L
Infosys Ltd. Computers - software 1367.6 2.55% -0.58% 4.96% (Nov 2019) 1.83% (Sep 2019) 19.79 L -3.89 L
HCL Technologies Limited Computers - software 1257.5 2.35% 0.91% 2.7% (Jun 2019) 1.17% (Dec 2019) 22.85 L 8.49 L
# Hindustan Unilever Ltd. Diversified 1237.1 2.31% 2.31% 2.31% (May 2020) 0% (Jun 2019) 6.01 L 6.01 L
J.b. Chemicals & Pharmaceuticals Ltd. Pharmaceuticals 1213.5 2.26% 0.40% 2.26% (May 2020) 1.06% (Oct 2019) 17.79 L -0.27 L
Hero Motocorp Ltd. Motor cycles/scooters 1170.3 2.18% -0.53% 2.71% (Apr 2020) 0% (Jun 2019) 4.96 L -1.82 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 9.93%
Net Receivables Net Receivables -0.66%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th June, 2020)

  • Standard Deviation

    High volatility
    19.45vs15.07
    Category Avg
  • Beta

    High volatility
    0.97vs0.71
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.01vs-0.16
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    1.44vs-2.05
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
BOI AXA Tax Advantage Fund - Regular Plan - Growth 5 248.21 6.80 10.78 -3.59 7.37 4.79
Shriram Long Term Equity Fund - Growth NA 23.25 7.19 13.50 -4.90 2.21 0.00
BNP Paribas Long Term Equity Fund - Growth 4 398.83 5.88 13.87 -7.82 0.38 2.42
Aditya Birla Sun Life Tax Relief 96 - Regular Plan - Growth 4 9176.96 6.55 15.16 -6.61 0.36 2.97
Union Long Term Equity Fund - Growth 3 227.76 7.31 16.91 -6.82 -0.33 2.59
Canara Robeco Equity Tax Saver - Regular Plan - Growth 5 928.85 6.23 11.98 -4.81 -0.40 5.96
Axis Long Term Equity Fund - Growth 5 19126.58 5.18 10.77 -9.17 -0.48 6.60
Quant Tax Plan - Growth NA 9.24 9.51 21.29 -0.85 -0.63 2.64
Aditya Birla Sun Life Tax Plan - Regular Plan - Growth 4 472.81 6.55 15.12 -7.37 -0.75 2.21
Mirae Asset Tax Saver Fund - Regular Plan - Growth 3 3141.47 9.01 19.93 -8.89 -0.86 5.77

More Funds from DSP Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 7 is/are ranked 4 * , 8 is/are ranked 3 * , 4 is/are ranked 2 * , and 46 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Liquidity Fund - Regular Plan - Growth 4 10575.23 0.30 1.03 2.50 5.36 6.56
DSP Midcap Fund - Regular Plan - Growth 4 6497.60 5.58 16.53 -5.82 2.81 2.02
DSP Equity & Bond Fund - Regular Plan - Growth 4 5405.51 5.43 12.46 -4.88 3.38 4.35
DSP Tax Saver Fund - Regular Plan - Growth 3 5358.60 7.26 17.98 -10.44 -3.58 2.77
DSP Equity Opportunities Fund - Regular Plan - Growth 3 4343.12 7.78 17.99 -10.02 -2.19 2.03
DSP Small Cap Fund - Regular Plan - Growth 3 3891.12 8.55 24.94 -8.22 -5.55 -5.79
DSP Small Cap Fund - Regular Plan - Growth 3 3891.12 8.85 22.69 -8.64 -5.48 -6.32
DSP Short Term Fund - Regular Plan - Growth 4 3274.38 1.67 5.26 6.20 10.76 7.82
DSP Equity Fund - Regular Plan - Growth 4 3109.53 6.57 14.15 -8.57 1.06 4.46
DSP Banking & PSU Debt Fund - Regular Plan - Growth 5 2880.77 1.95 5.95 7.49 12.48 8.74

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