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DSP Tax Saver Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House : DSP Mutual Fund
  • NAV
    : ₹ 80.258 0.04%
    (as on 05th August, 2022)
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Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

The fund has 96.91% investment in domestic equities of which 57.92% is in Large Cap stocks, 17.44% is in Mid Cap stocks, 8.49% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 05th August, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 29-Jul-22 10070.30 0.70% - 1.58% 58/58
1 Month 05-Jul-22 10896.00 8.96% - 9.97% 47/58
3 Month 05-May-22 10354.10 3.54% - 4.24% 39/58
6 Month 04-Feb-22 9731.50 -2.69% - -2.09% 35/58
YTD 31-Dec-21 10002.00 0.02% - -1.24% 23/58
1 Year 05-Aug-21 10247.80 2.48% 2.48% 5.68% 44/58
2 Year 05-Aug-20 17027.60 70.28% 30.49% 31.62% 22/58
3 Year 05-Aug-19 17615.90 76.16% 20.75% 21.66% 24/57
5 Year 04-Aug-17 17958.40 79.58% 12.41% 11.30% 12/46
10 Year 03-Aug-12 50023.70 400.24% 17.45% 15.07% 4/28
Since Inception 18-Jan-07 80258.00 702.58% 14.33% 13.96% 23/56

SIP Returns (NAV as on 05th August, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 05-Aug-21 12000 12164.18 1.37 % 2.55 %
2 Year 05-Aug-20 24000 28516.69 18.82 % 17.55 %
3 Year 05-Aug-19 36000 49280.16 36.89 % 21.49 %
5 Year 04-Aug-17 60000 91286.31 52.14 % 16.8 %
10 Year 03-Aug-12 120000 278767.52 132.31 % 16.08 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Jun,2022)

Portfolio Turnover Ratio : 50.00%  |   Category average turnover ratio is 74.18%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 96.91% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.91%
No of Stocks : 54 (Category Avg - 47.54) | Large Cap Investments : 57.92%| Mid Cap Investments : 17.44% | Small Cap Investments : 8.49% | Other : 13.06%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 8708.8 9.58% -0.18% 10.26% (Oct 2021) 8.53% (Jul 2021) 1.23 Cr 0.00
HDFC Bank Ltd. Banks 7445.8 8.19% 0.12% 8.19% (Jun 2022) 5.92% (Jul 2021) 55.24 L 0.00
Infosys Ltd. Computers - software 6701.7 7.37% 0.12% 8.49% (Mar 2022) 5.76% (Oct 2021) 45.84 L 0.00
State Bank Of India Banks 4918.9 5.41% 0.21% 5.41% (Jun 2022) 3.21% (Nov 2021) 1.06 Cr 0.00
Axis Bank Ltd. Banks 4190.7 4.61% -1.22% 6.67% (Mar 2022) 4.03% (Jul 2021) 65.81 L -0.15 Cr
SBI Life Insurance Co Ltd. Insurance 2716.6 2.99% -0.11% 3.1% (May 2022) 1.46% (Jul 2021) 25.12 L 0.00
National Thermal Power Corporation Ltd. Power 2441 2.68% 0.12% 2.77% (Apr 2022) 1.57% (Aug 2021) 1.71 Cr 14.69 L
Bharti Airtel Ltd. Telecom - services 2412.8 2.65% 0.05% 3.63% (Jul 2021) 2.57% (Feb 2022) 35.23 L 0.00
Sun Pharmaceutical Industries Ltd. Pharmaceuticals 2359.1 2.59% 0.02% 2.64% (Apr 2022) 1.26% (Aug 2021) 28.40 L 0.00
HCL Technologies Limited Computers - software 2271.7 2.50% -0.06% 3.58% (Dec 2021) 1.58% (Jul 2021) 23.34 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 2.18%
Net Receivables Net Receivables 0.91%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

  • Standard Deviation

    High volatility
    21.12vs20.71
    Category Avg
  • Beta

    High volatility
    0.95vs0.9
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.73vs0.75
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.16vs0.17
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    1.26vs2.21
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Tax Saver Fund - Growth 4 8715.76 8.54 5.92 3.07 12.73 17.31
Parag Parikh Tax Saver Fund - Regular Plan - Growth NA 617.75 6.50 3.25 -1.53 10.15 23.69
Sundaram Tax Saving Fund - Growth 3 854.18 8.87 4.58 -2.18 8.46 19.92
Quant Tax Plan - Growth 5 1370.20 11.21 1.87 -0.82 8.32 38.26
Nippon India Tax Saver Fund - Growth 3 10710.88 10.07 5.11 -0.63 8.16 17.13
Tata India Tax Savings Fund - Regular Plan - Growth 3 2743.28 10.27 5.54 -1.01 8.00 17.95
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth 5 3399.14 9.56 1.50 -3.50 7.61 24.42
Union Long Term Equity Fund - Growth 4 478.56 10.25 5.06 0.05 7.14 22.32
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth 4 435.37 10.78 5.55 -1.09 7.03 20.98
Kotak Tax Saver Fund - Growth 4 2528.82 10.47 4.91 -1.34 6.81 20.26

More Funds from DSP Mutual Fund

Out of 55 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 3 is/are ranked 4 * , 7 is/are ranked 3 * , 5 is/are ranked 2 * , 9 is/are ranked 1 * , and 29 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Midcap Fund - Regular Plan - Growth 1 12501.68 9.65 2.27 -4.48 -3.23 19.97
DSP Tax Saver Fund - Regular Plan - Growth 3 9091.49 8.96 3.54 -2.68 2.48 20.75
DSP Liquidity Fund - Regular Plan - Growth 3 8850.71 0.40 1.17 2.02 3.72 4.00
DSP Small Cap Fund - Regular Plan - Growth 3 7958.34 9.16 0.05 -3.59 7.57 32.05
DSP Equity & Bond Fund - Regular Plan - Growth 2 6836.89 8.86 4.45 -3.19 -0.44 15.85
DSP Flexi Cap Fund - Regular Plan - Growth 2 6824.26 11.76 5.73 -4.36 -1.74 19.39
DSP Equity Opportunities Fund - Regular Plan - Growth 2 6170.50 9.55 5.16 -2.02 -0.44 19.51
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth NA 4391.17 5.91 4.13 0.46 1.83 9.67
DSP Overnight Fund - Regular Plan - Growth NA 4220.94 0.40 1.11 1.95 3.59 3.63
DSP Low Duration Fund - Regular Plan - Growth 4 3545.07 0.39 1.08 1.74 3.28 5.46

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