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DSP Savings Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Money Market Fund
  • NAV
    : ₹ 37.2768 0.05%
    (as on 24th June, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately Low
(Min ₹500 for SIP, ₹500 for one time investment)

Fund has 99.62% investment in Debt of which , 99.62% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 24th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Jun-19 10013.35 0.13% - 0.13% 9/16
1 Month 24-May-19 10065.13 0.65% - 0.50% 9/16
3 Month 22-Mar-19 10209.21 2.09% - 1.88% 8/16
6 Month 24-Dec-18 10403.30 4.03% - 3.87% 10/16
YTD 31-Mar-19 10169.33 1.69% - 1.59% 11/16
1 Year 22-Jun-18 10807.12 8.07% 8.03% 7.26% 8/14
2 Year 23-Jun-17 11468.27 14.68% 7.08% 6.95% 9/14
3 Year 24-Jun-16 12170.78 21.71% 6.77% 7.01% 12/14
5 Year 24-Jun-14 14068.89 40.69% 7.06% 7.56% 13/14
10 Year 24-Jun-09 19507.66 95.08% 6.91% 7.70% 12/12
Since Inception 30-Sep-99 37276.80 272.77% 6.89% - -/-

SIP Returns (NAV as on 24th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 24-Jun-18 12000 12528.52 4.40 % 8.25 %
2 years 24-Jun-17 24000 25934.59 8.06 % 7.65 %
3 years 24-Jun-16 36000 40127.25 11.46 % 7.18 %
5 years 24-Jun-14 60000 71567.14 19.28 % 6.99 %
10 years 24-Jun-09 120000 175001.21 45.83 % 7.33 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st May,2019)

No of Debt Holding 25 (Category Avg - 36.69) | Modified Duration 0.72 Years (Category Avg - 0.47)| Yield to Maturity 7.35% (Category Avg - 7.19%)

Type of Holdings

Security Type
% Weight
Category Average
CD 59.49% 45.59%
T-Bills 0.00% 0.25%
NCD & Bonds 0.00% 0.18%
CP 40.13% 49.10%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 99.62% 94.72%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 4.28%
Net Receivables Net Receivables -3.90%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    Low volatility
    0.6vs0.8
    Category Avg
  • Beta

    High volatility
    1.52vs1.06
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.95vs0.54
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.25vs-0.87
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Reliance Money Market - Growth 5 3278.39 0.67 2.17 4.23 8.48 7.43
Aditya Birla Sun Life Money Manager Fund - Growth 4 11117.15 0.67 2.16 4.21 8.45 7.49
Franklin India Savings Fund - Growth 4 1400.56 0.67 2.21 4.37 8.43 7.70
UTI Money Market Fund - Regular Plan - Growth 2 7577.65 0.65 2.14 4.19 8.37 7.41
Kotak Money Market - Growth 3 8606.74 0.65 2.12 4.25 8.35 7.40
ICICI Prudential Money Market Fund - Growth 3 8992.13 0.66 2.09 4.12 8.17 7.33
HDFC Money Market Fund - Growth 4 5744.90 0.66 2.14 4.15 8.14 7.17
Invesco India Money Market Fund - Growth 3 2022.27 0.58 1.89 3.78 7.74 7.22
SBI Savings Fund - Growth 2 9585.85 0.61 1.99 3.90 7.73 7.12
JM Money Market Fund - Growth 4 22.93 0.54 1.80 3.52 7.28 6.85

More Funds from DSP BlackRock Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 7 is/are ranked 4 * , 8 is/are ranked 3 * , 2 is/are ranked 2 * , 3 is/are ranked 1 * , and 49 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Liquidity Fund - Regular Plan - Growth 4 10725.40 0.57 1.79 3.58 7.45 7.06
DSP Equity & Bond Fund - Regular Plan - Growth 3 6360.93 1.83 2.93 7.87 6.75 10.87
DSP Midcap Fund - Regular Plan - Growth 4 6320.35 0.78 -0.26 3.44 -0.36 11.09
DSP Equity Opportunities Fund - Regular Plan - Growth 3 5720.56 1.41 0.04 5.82 3.67 12.34
DSP Tax Saver Fund - Regular Plan - Growth 3 5642.77 1.72 2.16 9.18 7.84 12.90
DSP Small Cap Fund - Regular Plan - Growth 3 5272.86 0.22 -1.12 2.34 -8.13 5.68
DSP Ultra Short Fund - Regular Plan - Growth 1 3902.42 0.67 1.89 3.81 5.50 6.19
DSP Credit Risk Fund - Regular Plan - Growth 2 3764.68 -1.06 -0.53 1.64 -3.12 3.63
DSP Top 100 Equity Fund - Regular Plan - Growth 1 2848.09 0.26 3.22 7.48 4.97 10.36
DSP Equity Fund - Regular Plan - Growth 4 2647.33 2.27 3.59 9.79 7.24 13.74

Forum

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