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DSP Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Money Market Fund
  • NAV
    : ₹ 37.0707 0.06%
    (as on 18th March, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately Low

Fund has 99.75% investment in Debt of which , 92.65% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 18th March, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 11-Mar-19 10031.42 0.31% - 0.23% 1/16
1 Month 18-Feb-19 10076.96 0.77% - 0.66% 1/16
3 Month 18-Dec-18 10204.84 2.05% - 2.10% 12/16
6 Month 18-Sep-18 10423.89 4.24% - 3.71% 7/14
YTD 03-Apr-18 10729.86 7.30% - 7.17% 11/14
1 Year 19-Mar-18 10777.62 7.78% 7.80% 7.46% 11/14
2 Year 20-Mar-17 11451.36 14.51% 7.03% 7.18% 12/14
3 Year 18-Mar-16 12234.35 22.34% 6.95% 7.40% 13/14
5 Year 18-Mar-14 14265.15 42.65% 7.36% 7.95% 13/14
10 Year - - - - - -/-
Since Inception 01-Jan-13 15985.85 59.86% 7.85% - -/-

SIP Returns (NAV as on 18th Mar,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 18-Mar-18 12000 12529.69 4.41 % 8.30 %
2 years 18-Mar-17 24000 25910.92 7.96 % 7.57 %
3 years 18-Mar-16 36000 40129.77 11.47 % 7.19 %
5 years 18-Mar-14 60000 71852.73 19.75 % 7.15 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 28th Feb,2019)

No of Debt Holding 17 (Category Avg - 27.94) | Modified Duration 0.03 Years (Category Avg - 0.28)| Yield to Maturity 7.49% (Category Avg - 7.61%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.03%
CD 32.92% 31.57%
T-Bills 0.00% 0.62%
CP 66.83% 56.38%
NCD & Bonds 0.00% 1.94%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 92.65% 88.98%
Moderate Risk 7.10% 0.92%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Reverse Repo Reverse Repo 0.59%
Net Receivables Net Receivables -0.34%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 28th February, 2019)

  • Standard Deviation

    Low volatility
    0.47vs0.74
    Category Avg
  • Beta

    High volatility
    1.18vs0.66
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.15vs0.42
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.19vs-0.4
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth 4 7689.65 0.68 2.15 4.34 8.46 7.63
Reliance Money Market - Direct Plan - Growth 2 1837.40 0.66 2.15 4.37 8.42 7.52
UTI Money Market Fund - Direct Plan - Growth 3 3128.35 0.66 2.14 4.27 8.29 7.54
Kotak Money Market - Direct Plan - Growth 4 6736.16 0.68 2.18 4.31 8.16 7.48
ICICI Prudential Money Market Fund - Direct Plan - Growth 3 5942.67 0.66 2.11 4.20 8.13 7.47
Franklin India Savings Fund - Direct - Growth 3 777.36 0.77 2.25 4.44 8.11 7.92
HDFC Money Market Fund - Direct Plan - Growth 5 5033.72 0.75 2.12 4.21 8.03 7.39
SBI Savings Fund - Direct Plan - Growth 2 6548.25 0.63 2.11 4.29 8.03 8.02
Invesco India Money Market Fund - Direct Plan - Growth 3 1098.89 0.60 1.97 4.00 8.00 7.57
L&T Money Market Fund - Direct Plan - Growth 2 936.39 0.65 2.09 4.18 7.94 8.55

More Funds from DSP BlackRock Mutual Fund

Out of 72 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 5 is/are ranked 1 * , and 51 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Liquidity Fund - Direct Plan - Growth 3 15579.65 0.54 1.78 3.72 7.58 7.28
DSP Equity & Bond Fund - Direct Plan - Growth 2 6124.70 8.12 4.40 2.25 5.21 14.06
DSP Midcap Fund - Direct Plan - Growth 3 5634.79 9.28 3.68 -0.44 -1.51 17.52
DSP Equity Opportunities Fund - Direct Plan - Growth 3 5416.10 10.85 4.96 1.70 3.43 17.04
DSP Tax Saver Fund - Direct Plan - Growth 3 4740.49 10.71 5.85 3.00 6.33 17.06
DSP Small Cap Fund - Direct Plan - Growth 2 4671.83 12.55 4.28 -5.31 -13.71 12.00
DSP Credit Risk Fund - Direct Plan - Growth 1 4504.30 1.04 2.54 -0.98 -1.12 5.38
DSP Low Duration Fund - Direct Plan - Growth 5 2996.09 0.74 2.33 4.58 8.02 7.89
DSP Ultra Short Fund - Direct Plan - Growth 1 2621.87 0.65 2.12 3.08 6.05 7.03
DSP Top 100 Equity Fund - Direct Plan - Growth 1 2560.17 9.88 3.07 0.31 5.88 13.54

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