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DSP Equity Savings Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Equity Savings
Fund House : DSP Mutual Fund
  • NAV
    : ₹ 21.919 -0.15%
    (as on 22nd September, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Moderate Risk

The fund has 65.55% investment in domestic equities of which 47.13% is in Large Cap stocks, 5.14% is in Mid Cap stocks, 1.23% in Small Cap stocks.The fund has 24.03% investment in Debt, of which 15.53% in Government securities, 8.5% is in Low Risk securities.

This Scheme
VS
  • Nifty Equity Savings Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 22nd September, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 15-Sep-25 10016.00 0.16% - 0.28% 20/25
1 Month 22-Aug-25 10051.40 0.51% - 0.72% 17/26
3 Month 20-Jun-25 10077.20 0.77% - 1.79% 22/24
6 Month 21-Mar-25 10341.60 3.42% - 5.69% 24/24
YTD 01-Jan-25 10433.60 4.34% - 4.75% 15/23
1 Year 20-Sep-24 10376.80 3.77% 3.75% 4.28% 14/23
2 Year 22-Sep-23 12298.20 22.98% 10.88% 10.26% 7/23
3 Year 22-Sep-22 13349.00 33.49% 10.10% 9.94% 10/23
5 Year 22-Sep-20 16954.70 69.55% 11.13% 10.82% 10/23
Since Inception 28-Mar-16 21919.00 119.19% 8.62% 7.67% 11/25

SIP Returns (NAV as on 22nd September, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 20-Sep-24 12000 12346.36 2.89 % 5.37 %
2 Year 22-Sep-23 24000 26162.07 9.01 % 8.51 %
3 Year 22-Sep-22 36000 41732.27 15.92 % 9.82 %
5 Year 22-Sep-20 60000 76378.83 27.3 % 9.58 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 540.00%  |   Category average turnover ratio is 705.13%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 65.55% | F&O Holdings : 0.20%| Foreign Equity Holdings : 0.00%| Total : 65.75%
No of Stocks : 86 (Category Avg - 73.72) | Large Cap Investments : 47.13%| Mid Cap Investments : 5.14% | Small Cap Investments : 1.23% | Other : 12.25%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 2136.2 5.95% -0.52% 7.72% (Apr 2025) 5.95% (Aug 2025) 22.45 L 11.22 L
Axis Bank Ltd. Private sector bank 1388.7 3.87% 0.57% 3.87% (Aug 2025) 1.7% (Oct 2024) 13.29 L 2.47 L
Reliance Industries Ltd. Refineries & marketing 1007 2.80% -0.15% 3.71% (Dec 2024) 2.03% (Sep 2024) 7.42 L 0.00
Kotak Mahindra Bank Ltd. Private sector bank 967.2 2.69% 0.70% 2.69% (Aug 2025) 1.82% (Sep 2024) 4.93 L 1.42 L
State Bank Of India Public sector bank 962.6 2.68% -0.05% 2.73% (Jul 2025) 0.93% (Oct 2024) 11.99 L 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 917.4 2.55% -0.07% 2.66% (Jun 2025) 1.89% (Sep 2024) 2.87 L 0.00
Tata Consultancy Services Ltd. Computers - software & consulting 914.5 2.55% 0.19% 2.55% (Aug 2025) 0.45% (Sep 2024) 2.96 L 23.98 k
ICICI Bank Ltd. Private sector bank 873.6 2.43% -0.21% 3.59% (Nov 2024) 2.43% (Aug 2025) 6.25 L 0.00
Infosys Ltd. Computers - software & consulting 872.9 2.43% 0.82% 2.43% (Aug 2025) 0.49% (Oct 2024) 5.94 L 2.21 L
ITC Limited Diversified fmcg 820.8 2.29% -0.07% 2.59% (May 2025) 1.66% (Apr 2025) 20.03 L 1.60 k
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 22 (Category Avg - 15.84) | Modified Duration 2.79 Years (Category Avg - 2.56)| Yield to Maturity 6.36% (Category Avg - 6.38%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 15.53% 9.67%
CD 1.33% 0.57%
T-Bills 0.00% 0.74%
CP 0.00% 0.20%
NCD & Bonds 7.17% 7.50%
PTC 0.00% 0.04%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 15.53% 10.41%
Low Risk 8.50% 8.19%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 6.83%
Brookfield India Real Estate Trust InvITs 1.13%
Indus Infra Trust InvITs 1.00%
Margin Margin 0.98%
Net Receivables Net Receivables 0.28%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    Low volatility
    3.38vs4.1
    Category Avg
  • Beta

    High volatility
    0.65vs0.61
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.09vs0.82
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.06vs0.06
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    1.37vs1.02
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth NA 843.46 0.62 3.04 6.48 6.57 11.16
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth NA 856.80 0.77 2.01 6.03 6.50 8.87
LIC MF Equity Savings Fund - Growth 1 28.43 1.09 1.74 7.46 6.44 9.73
ICICI Prudential Equity Savings Fund - Growth NA 15863.40 0.57 1.51 4.78 6.43 9.06
Tata Equity Savings Fund - Regular Plan - Growth 2 265.63 0.39 1.18 4.54 5.48 9.95
HSBC Equity Savings Fund - Growth NA 671.33 1.64 5.99 10.69 5.35 13.74
Mirae Asset Equity Savings Fund - Growth NA 1615.12 0.87 1.64 6.41 4.86 11.05
Bandhan Equity Savings Fund - Regular Plan - Growth NA 333.48 0.46 1.25 3.73 4.72 7.66
SBI Equity Savings Fund - Regular Plan - Growth NA 5702.87 0.74 1.60 7.50 4.56 10.90
Franklin India Equity Savings Fund - Growth NA 657.94 0.58 1.34 4.18 4.55 8.23

More Funds from DSP Mutual Fund

Out of 95 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 6 is/are ranked 4 * , 16 is/are ranked 3 * , 1 is/are ranked 2 * , and 66 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Liquidity Fund - Regular Plan - Growth 3 19926.29 0.47 1.43 3.25 6.86 6.99
DSP Midcap Fund - Regular Plan - Growth 2 19037.04 0.93 4.18 15.01 -1.51 18.32
DSP Small Cap Fund - Regular Plan - Growth 3 16627.51 0.99 2.17 15.02 -2.07 19.38
DSP ELSS Tax Saver Fund - Regular Plan - Growth 4 16474.93 1.40 0.62 7.03 -2.55 19.12
DSP Large & Mid Cap Fund - Regular Plan - Growth 3 15356.08 1.22 0.95 7.20 -2.71 19.48
DSP Flexi Cap Fund - Regular Plan - Growth 3 11679.27 2.36 2.09 8.75 -2.44 16.93
DSP Aggressive Hybrid Fund - Regular Plan - Growth 4 11332.68 0.97 0.61 6.29 1.59 15.60
DSP Large Cap Fund - Regular Plan - Growth 5 6397.58 1.40 0.41 6.70 -0.53 17.66
DSP Arbitrage fund - Growth 3 5984.34 0.26 1.19 2.94 6.28 6.91
DSP Low Duration Fund - Regular Plan - Growth 4 5821.48 0.43 1.41 3.84 7.48 7.15

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