DSP Equity & Bond Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 183.93 0.22%
(as on 03rd December, 2020)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 5586.52 Cr

(4.38% of Investment in Category)

Expense Ratio

: 1.9%

(2.22% Category average)

Risk-O-Meter

Moderately High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : Fund has 75.01% investment in indian stocks of which 40.4% is in large cap stocks, 20.01% is in mid cap stocks, 7.8% in small cap stocks.Fund has 24.61% investment in Debt of which 13.9% in Government securities, 10.71% in funds invested in very low risk securities..

Axis Long Term Equity Fund - Direct Plan (G)

3Y Return: 16.86%

5Y Return: 15.52%

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This Scheme

VS

Nifty 50

8.1%

9.99%

22.48%

14.35%

12.44%

11.7%

18.53%
NA
8.82%

10.82%

24.73%

10.73%

9.05%

8.89%

11.35%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 03rd December, 2020)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Nov-20	10142.60	1.43%	-	1.43%	13/34
1 Month	03-Nov-20	10945.90	9.46%	-	8.82%	11/34
3 Month	03-Sep-20	11209.20	12.09%	-	10.82%	8/34
6 Month	03-Jun-20	12358.50	23.59%	-	24.73%	17/34
YTD	01-Jan-20	11227.60	12.28%	-	9.77%	6/34
1 Year	03-Dec-19	11396.30	13.96%	13.92%	10.73%	5/34
2 Year	03-Dec-18	12905.50	29.06%	13.58%	9.05%	2/32
3 Year	01-Dec-17	12618.20	26.18%	8.04%	5.48%	5/27
5 Year	03-Dec-15	16904.70	69.05%	11.06%	8.89%	3/23
10 Year	03-Dec-10	27080.00	170.80%	10.47%	9.23%	7/19
Since Inception	27-May-99	183930.00	1739.30%	14.48%	11.35%	7/37

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd December, 2020)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	03-Dec-19	12000	14148.34	17.9 %	34.57 %
2 Year	03-Dec-18	24000	28905.13	20.44 %	18.95 %
3 Year	01-Dec-17	36000	44093.81	22.48 %	13.59 %
5 Year	03-Dec-15	60000	80190.87	33.65 %	11.54 %
10 Year	03-Dec-10	120000	228656.83	90.55 %	12.37 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

Equity Holding : 75.01% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 75.01%

No of Stocks : 57 (Category Avg - 45.59) | Large Cap Investments : 40.4%| Mid Cap Investments : 20.01% | Small Cap Investments : 7.8% | Other : 6.8%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Banks	3144.9	5.63%	0.42%	6.28% (Mar 2020)	4.76% (Jul 2020)	26.57 L	0.00
ICICI Bank Ltd.	Banks	2873.5	5.14%	0.42%	6.44% (Dec 2019)	3.98% (Jul 2020)	73.19 L	0.00
Bajaj Finance Ltd.	Nbfc	1848	3.31%	0.08%	7.34% (Feb 2020)	2.97% (May 2020)	5.58 L	17.29 k
Infosys Ltd.	Computers - software	1686	3.02%	0.75%	3.02% (Oct 2020)	0% (Nov 2019)	15.90 L	3.51 L
Kotak Mahindra Bank Ltd.	Banks	1578.9	2.83%	0.48%	3.76% (Mar 2020)	1.8% (May 2020)	10.20 L	0.00
Muthoot Finance Pvt. Ltd.	Nbfc	1563	2.80%	0.19%	2.8% (Oct 2020)	0% (Nov 2019)	12.70 L	0.00
Ultratech Cement Ltd.	Cement	1404.3	2.51%	-0.25%	3.24% (Jul 2020)	1.81% (Dec 2019)	3.07 L	-0.68 L
Bharti Airtel Ltd.	Telecom - services	1341.4	2.40%	-0.46%	4.59% (May 2020)	1.32% (Nov 2019)	30.92 L	-6.42 L
Tata Consultancy Services Ltd.	Computers - software	1234.2	2.21%	-0.49%	2.7% (Sep 2020)	1.73% (Feb 2020)	4.63 L	-1.32 L
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	1195.2	2.14%	-0.06%	2.2% (Sep 2020)	0.69% (Nov 2019)	2.44 L	11.10 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 32 (Category Avg - 21.94) | Modified Duration 3.82 Years (Category Avg - 2.46)| Yield to Maturity 6.14% (Category Avg - 5.90%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	13.90%	6.83%
CD	0.00%	0.20%
T-Bills	0.00%	0.44%
CP	0.00%	0.75%
NCD & Bonds	10.71%	13.67%
PTC	0.00%	0.17%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	13.90%	7.27%
Low Risk	10.71%	11.60%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.00%
Net Receivables	Net Receivables	-0.62%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 27th November, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

15.22vs11.92

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

6.84vs0.87

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.33vs0.11

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.01vs0.02

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-14.42vs-3.15

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Equity Hybrid Fund - Growth	3	5.98	12.06	13.95	46.88	27.33	6.52
BOI AXA Mid & Small Cap Equity & Debt Fund - Growth	5	320.29	8.89	13.27	33.60	27.24	2.55
Quant Absolute Fund - Growth	NA	4.80	9.02	13.46	41.42	25.35	10.80
Canara Robeco Equity Hybrid Fund - Regular Plan - Growth	5	3566.56	7.67	10.39	21.69	16.01	10.08
IDBI Hybrid Equity Fund- Growth	3	216.28	7.49	8.11	19.57	13.51	3.02
Kotak Equity Hybrid - Growth	3	1210.33	8.95	14.10	29.90	13.20	7.19
Motilal Oswal Equity Hybrid Fund - Growth	NA	352.01	7.03	11.01	21.00	12.98	0.00
Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan - Growth	NA	133.49	7.98	9.49	22.03	12.90	0.00
Baroda Hybrid Equity Fund - Plan A - Growth	3	409.59	8.31	10.99	25.98	12.38	3.43
HSBC Equity Hybrid Fund - Growth	NA	474.49	7.48	10.50	22.37	11.67	0.00

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 70 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 6 is/are ranked 4 * , 14 is/are ranked 3 * , 1 is/are ranked 2 * , and 45 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Regular Plan - Growth	3	10555.78	0.24	0.77	1.61	4.31	6.10
DSP Midcap Fund - Regular Plan - Growth	4	8407.43	11.66	13.21	33.38	23.28	7.63
DSP Tax Saver Fund - Regular Plan - Growth	3	6324.96	11.27	14.04	30.54	10.07	6.67
DSP Equity & Bond Fund - Regular Plan - Growth	4	5586.52	9.46	12.09	23.58	13.92	8.04
DSP Small Cap Fund - Regular Plan - Growth	3	5322.77	13.19	16.26	51.05	33.06	1.21
DSP Small Cap Fund - Regular Plan - Growth	3	5322.77	16.35	17.07	49.79	29.88	-0.50
DSP Equity Opportunities Fund - Regular Plan - Growth	3	4869.42	11.68	13.21	31.01	10.51	5.01
DSP Banking & PSU Debt Fund - Regular Plan - Growth	5	4422.22	0.74	1.98	4.49	10.27	8.78
DSP Equity Fund - Regular Plan - Growth	4	3818.64	12.45	15.68	30.04	14.60	8.63
DSP Low Duration Fund - Regular Plan - Growth	3	3640.53	0.39	1.25	2.98	6.63	7.51