DSP Equity & Bond Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 205.399 0.4%
(as on 06th May, 2021)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 6395.87 Cr

(4.55% of Investment in Category)

Expense Ratio

: 1.89%

(2.18% Category average)

Risk-O-Meter

Moderately High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : Fund has 74.9% investment in indian stocks of which 37.74% is in large cap stocks, 17.04% is in mid cap stocks, 10.9% in small cap stocks.Fund has 22.6% investment in Debt of which 13.84% in Government securities, 8.76% in funds invested in very low risk securities..

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This Scheme

VS

Nifty 50

0.9%

1.55%

15.84%

42.22%

15.24%

13.7%

18.84%
NA
1.69%

2.28%

19.57%

47.68%

13.63%

11.93%

11.86%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 06th May, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-Apr-21	9997.90	-0.02%	-	0.02%	14/36
1 Month	06-Apr-21	10167.10	1.67%	-	1.69%	13/36
3 Month	05-Feb-21	10249.50	2.50%	-	2.28%	12/35
6 Month	06-Nov-20	11946.00	19.46%	-	19.57%	16/34
YTD	01-Jan-21	10694.10	6.94%	-	7.63%	16/35
1 Year	06-May-20	14639.80	46.40%	46.40%	47.68%	16/34
2 Year	06-May-19	13736.40	37.36%	17.18%	13.63%	5/33
3 Year	04-May-18	13996.40	39.96%	11.83%	9.43%	6/28
5 Year	06-May-16	19068.20	90.68%	13.77%	11.93%	6/23
10 Year	06-May-11	31426.30	214.26%	12.12%	11.36%	10/20
Since Inception	27-May-99	205399.00	1953.99%	14.76%	11.86%	7/40

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 06th May, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	06-May-20	12000	14353.36	19.61 %	38.41 %
2 Year	06-May-19	24000	30288.44	26.2 %	24.16 %
3 Year	04-May-18	36000	47404.67	31.68 %	18.71 %
5 Year	06-May-16	60000	84880.29	41.47 %	13.85 %
10 Year	06-May-11	120000	244912.59	104.09 %	13.67 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Mar,2021)

Portfolio Turnover Ratio : 183.00% | Category average turnover ratio is 426.37%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 74.90% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 74.90%

No of Stocks : 61 (Category Avg - 46.50) | Large Cap Investments : 37.74%| Mid Cap Investments : 17.04% | Small Cap Investments : 10.9% | Other : 9.22%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
ICICI Bank Ltd.	Banks	3643.4	5.70%	-0.22%	6.16% (Dec 2020)	3.98% (Jul 2020)	62.59 L
HDFC Bank Ltd.	Banks	3301.9	5.16%	-0.20%	5.81% (Nov 2020)	4.76% (Jul 2020)	22.11 L
Infosys Ltd.	Computers - software	2111.1	3.30%	0.24%	3.3% (Mar 2021)	0% (Apr 2020)	15.43 L
Ultratech Cement Ltd.	Cement	1986	3.11%	0.26%	3.24% (Jul 2020)	2.35% (Nov 2020)	2.95 L
Bajaj Finance Ltd.	Nbfc	1473.1	2.30%	-0.08%	3.47% (Apr 2020)	2.23% (Jan 2021)	2.86 L
Avenue Supermarts Ltd.	Retailing	1376.1	2.15%	-0.13%	2.28% (Feb 2021)	1.65% (Jul 2020)	4.81 L
HCL Technologies Limited	Computers - software	1310.4	2.05%	0.13%	2.05% (Mar 2021)	0% (Apr 2020)	13.34 L
Axis Bank Ltd.	Banks	1306.4	2.04%	-0.11%	2.15% (Feb 2021)	1.11% (Jun 2020)	18.73 L
Gujarat Gas Ltd.	Gas transmission/marketing	1191.3	1.86%	0.16%	1.86% (Mar 2021)	0% (Apr 2020)	21.68 L
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	1187.5	1.86%	0.02%	2.21% (Dec 2020)	1.44% (Jun 2020)	2.63 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 33 (Category Avg - 20.14) | Modified Duration 2.43 Years (Category Avg - 2.04)| Yield to Maturity 5.57% (Category Avg - 5.31%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	13.84%	5.61%
CD	0.00%	0.18%
T-Bills	0.00%	0.74%
CP	0.00%	0.33%
NCD & Bonds	8.76%	12.53%
PTC	0.00%	0.10%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	13.84%	6.34%
Low Risk	8.76%	10.17%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.91%
Net Receivables	Net Receivables	-0.41%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

15.53vs13.13

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

7.6vs0.93

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.54vs0.32

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.01vs0.06

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-9.47vs-2.67

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Absolute Fund - Growth	NA	21.05	7.09	16.27	38.83	90.10	21.17
JM Equity Hybrid Fund - Growth	3	7.50	1.87	3.38	23.91	76.11	10.33
BOI AXA Mid & Small Cap Equity & Debt Fund - Growth	5	303.24	6.06	14.44	29.05	66.88	7.95
Kotak Equity Hybrid - Growth	5	1379.99	1.23	3.57	22.81	58.83	12.06
Nippon India Equity Hybrid Fund - Growth	1	4025.24	1.22	3.87	24.76	54.67	1.57
ICICI Prudential Equity & Debt Fund - Growth	3	16395.14	2.60	5.97	35.25	53.96	11.46
UTI Hybrid Equity Fund - Growth	3	3808.04	2.83	3.01	24.39	53.87	7.72
Aditya Birla Sun Life Equity Hybrid 95 Fund - Regular Plan - Growth	2	7683.06	1.88	3.19	20.84	50.96	7.12
HDFC Hybrid Equity Fund - Growth	3	17309.36	1.25	0.55	22.05	50.80	8.84
HDFC Hybrid Equity Fund - Growth (Adjusted NAV)	NA	17309.36	1.25	0.55	22.05	50.80	9.43

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 6 is/are ranked 4 * , 9 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 46 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Regular Plan - Growth	4	11565.29	0.25	0.78	1.53	3.28	5.55
DSP Midcap Fund - Regular Plan - Growth	3	10916.39	2.52	5.39	22.78	61.37	10.79
DSP Tax Saver Fund - Regular Plan - Growth	4	8056.26	3.04	4.94	30.19	67.10	13.45
DSP Small Cap Fund - Regular Plan - Growth	3	6454.99	5.36	13.68	35.27	100.00	8.43
DSP Small Cap Fund - Regular Plan - Growth	3	6454.99	5.56	16.34	46.23	108.85	8.29
DSP Equity & Bond Fund - Regular Plan - Growth	4	6395.87	1.67	2.50	19.46	46.40	11.83
DSP Equity Opportunities Fund - Regular Plan - Growth	3	5746.92	3.67	4.88	29.96	65.97	11.59
DSP Flexi Cap Fund - Regular Plan - Growth	4	4982.77	2.30	3.37	26.71	62.12	13.63
DSP Low Duration Fund - Regular Plan - Growth	4	4132.02	0.38	1.22	1.83	5.67	7.23
DSP Banking & PSU Debt Fund - Regular Plan - Growth	5	3543.23	0.50	1.74	1.76	7.32	8.86