DSP Equity & Bond Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 206.307 1.41%
(as on 03rd March, 2021)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 6079.3 Cr

(4.55% of Investment in Category)

Expense Ratio

: 1.87%

(2.21% Category average)

Risk-O-Meter

Moderately High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : Fund has 74.17% investment in indian stocks of which 38.26% is in large cap stocks, 17.64% is in mid cap stocks, 10.37% in small cap stocks.Fund has 25.3% investment in Debt of which 16.89% in Government securities, 8.41% in funds invested in very low risk securities..

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty 50

2.74%

10.56%

21.6%

28.95%

18.05%

14.77%

18.88%
NA
3.56%

13.17%

25.43%

27.03%

16.26%

13.13%

13.08%

NA
Gold

Compare with

Date : -
NAV : -
Nifty 50 : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 03rd March, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Feb-21	10130.00	1.30%	-	1.69%	24/35
1 Month	03-Feb-21	10345.50	3.45%	-	3.56%	19/35
3 Month	03-Dec-20	11216.60	12.17%	-	13.17%	21/34
6 Month	03-Sep-20	12572.90	25.73%	-	25.43%	17/34
YTD	01-Jan-21	10741.40	7.41%	-	8.36%	21/35
1 Year	03-Mar-20	12361.40	23.61%	23.61%	27.03%	25/34
2 Year	01-Mar-19	14488.00	44.88%	20.27%	16.26%	4/33
3 Year	01-Mar-18	14231.70	42.32%	12.45%	9.92%	5/27
5 Year	03-Mar-16	20253.60	102.54%	15.15%	13.13%	6/23
10 Year	03-Mar-11	32549.80	225.50%	12.52%	11.64%	10/20
Since Inception	27-May-99	206307.00	1963.07%	14.91%	13.08%	9/37

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd March, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	03-Mar-20	12000	15322.98	27.69 %	55.18 %
2 Year	01-Mar-19	24000	31303.6	30.43 %	27.87 %
3 Year	01-Mar-18	36000	48462.07	34.62 %	20.29 %
5 Year	03-Mar-16	60000	87348.61	45.58 %	15.01 %
10 Year	03-Mar-11	120000	250472.6	108.73 %	14.09 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

Portfolio Turnover Ratio : 192.68% | Category average turnover ratio is 211.46%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 74.17% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 74.17%

No of Stocks : 60 (Category Avg - 45.86) | Large Cap Investments : 38.26%| Mid Cap Investments : 17.64% | Small Cap Investments : 10.37% | Other : 7.9%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Banks	3361.1	5.53%	-0.63%	6.16% (Dec 2020)	3.98% (Jul 2020)	62.59 L	-8.72 L
HDFC Bank Ltd.	Banks	3073.9	5.06%	-0.57%	6.28% (Mar 2020)	4.76% (Jul 2020)	22.11 L	-2.17 L
Infosys Ltd.	Computers - software	1912.1	3.15%	-0.13%	3.28% (Dec 2020)	0% (Feb 2020)	15.43 L	-0.73 L
Ultratech Cement Ltd.	Cement	1570.2	2.58%	0.06%	3.24% (Jul 2020)	2.35% (Nov 2020)	2.95 L	0.00
Bharti Airtel Ltd.	Telecom - services	1562.5	2.57%	0.03%	4.59% (May 2020)	1.51% (Feb 2020)	28.22 L	-2.70 L
Bajaj Finance Ltd.	Nbfc	1354.3	2.23%	-0.47%	7.34% (Feb 2020)	2.23% (Jan 2021)	2.86 L	-0.29 L
Avenue Supermarts Ltd.	Retailing	1276.2	2.10%	-0.05%	2.69% (Mar 2020)	1.65% (Jul 2020)	4.81 L	0.00
Axis Bank Ltd.	Banks	1241.7	2.04%	0.16%	2.11% (Feb 2020)	1.11% (Jun 2020)	18.73 L	0.00
HCL Technologies Limited	Computers - software	1218.8	2.00%	-0.04%	2.04% (Dec 2020)	0% (Feb 2020)	13.34 L	0.00
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	1210.3	1.99%	-0.22%	2.21% (Dec 2020)	0.86% (Feb 2020)	2.63 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 31 (Category Avg - 21.31) | Modified Duration 3.34 Years (Category Avg - 2.26)| Yield to Maturity 5.79% (Category Avg - 5.57%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	16.89%	6.01%
CD	0.00%	0.16%
T-Bills	0.00%	0.56%
CP	0.00%	0.54%
NCD & Bonds	8.41%	13.23%
PTC	0.00%	0.16%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	16.89%	6.56%
Low Risk	8.41%	11.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.19%
Net Receivables	Net Receivables	-0.66%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 26th February, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

15.37vs12.73

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

6.43vs0.97

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.55vs0.3

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.01vs0.05

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-7.76vs-2.67

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Absolute Fund - Growth	NA	14.05	3.32	14.63	30.07	49.91	16.37
JM Equity Hybrid Fund - Growth	3	6.69	4.18	13.23	29.03	47.39	10.17
ICICI Prudential Equity & Debt Fund - Growth	2	15793.43	7.56	21.64	33.04	34.06	11.46
BOI AXA Mid & Small Cap Equity & Debt Fund - Growth	4	298.97	6.73	12.77	27.74	33.52	6.09
UTI Hybrid Equity Fund - Growth	2	3705.60	4.16	16.15	28.01	32.66	7.74
Kotak Equity Hybrid - Growth	4	1257.39	5.34	15.55	31.84	32.40	12.33
HDFC Hybrid Equity Fund - Growth	3	16617.32	4.08	16.82	30.27	31.77	8.36
HDFC Hybrid Equity Fund - Growth (Adjusted NAV)	NA	16617.32	4.08	16.82	30.27	31.77	10.49
Franklin India Equity Hybrid Fund - Growth	3	1322.83	3.78	14.39	29.45	30.14	11.27
Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan - Growth	NA	149.47	5.09	16.60	27.66	29.07	0.00

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 69 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 3 is/are ranked 4 * , 13 is/are ranked 3 * , 4 is/are ranked 2 * , and 44 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Regular Plan - Growth	4	11614.49	0.24	0.74	1.52	3.79	5.80
DSP Midcap Fund - Regular Plan - Growth	3	9815.12	5.07	12.49	27.34	31.42	11.57
DSP Tax Saver Fund - Regular Plan - Growth	3	7332.23	5.38	19.35	36.11	35.21	13.47
DSP Equity & Bond Fund - Regular Plan - Growth	4	6079.30	3.45	12.17	25.73	23.61	12.45
DSP Small Cap Fund - Regular Plan - Growth	3	5812.44	9.22	16.92	35.93	43.69	6.61
DSP Small Cap Fund - Regular Plan - Growth	3	5812.44	11.56	22.48	43.39	54.69	6.29
DSP Equity Opportunities Fund - Regular Plan - Growth	3	5373.49	4.79	17.99	33.58	32.47	11.58
DSP Flexi Cap Fund - Regular Plan - Growth	4	4547.29	4.66	16.63	34.91	28.67	14.20
DSP Low Duration Fund - Regular Plan - Growth	3	3886.14	0.28	0.58	1.84	5.76	7.31
DSP Short Term Fund - Regular Plan - Growth	3	3845.75	0.18	-0.21	1.69	6.79	7.73