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DSP Banking & Financial Services Fund - Direct Plan - IDCW

  • Regular
  • Direct
Category : Sectoral/Thematic
Fund House : DSP Mutual Fund
  • NAV
    : ₹ 12.55 0.22%
    (as on 15th September, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Fund Size
: ₹ 1331.23 Cr
(0.26% of Investment in Category)
 Expense Ratio
: 0.63%
(0.88% Category average)
Risk-O-Meter
Very High Risk

The fund has 88.25% investment in domestic equities of which 36.78% is in Large Cap stocks, 15.98% is in Mid Cap stocks, 3.89% in Small Cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

This Scheme
VS
  • Benchmark
    Nifty Financial Services TRI
  • NA
  • NA
  • Gold
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Returns (NAV as on 15th September, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 08-Sep-25 10194.10 1.94% - 1.28% 48/226
1 Month 14-Aug-25 10233.20 2.33% - 2.85% 128/224
3 Month 13-Jun-25 10056.10 0.56% - 3.42% 165/216
6 Month 13-Mar-25 11593.00 15.93% - 17.68% 120/211
YTD 01-Jan-25 11320.20 13.20% - 3.60% 12/201
1 Year 13-Sep-24 11467.10 14.67% 14.59% -0.73% 7/177
Since Inception 08-Dec-23 13518.60 35.19% 18.54% 14.16% 56/198
Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 15th September, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 13-Sep-24 12000 13067.25 8.89 % 16.85 %
SIP Calculator Detailed Returns Analysis
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Equity Holding : 88.25% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 88.25%
No of Stocks : 24 (Category Avg - 44.44) | Large Cap Investments : 36.78%| Mid Cap Investments : 15.98% | Small Cap Investments : 3.89% | Other : 31.6%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Private sector bank 2063.2 15.50% -0.74% 16.84% (Jan 2025) 12.5% (Sep 2024) 14.76 L 0.00
Bajaj Finserv Ltd Holding company 1257.2 9.44% -0.07% 10.12% (Feb 2025) 6.89% (Nov 2024) 6.57 L 0.00
State Bank Of India Public sector bank 902.8 6.78% 0.12% 7.81% (Oct 2024) 6.43% (Feb 2025) 11.25 L 0.00
Axis Bank Ltd. Private sector bank 856.6 6.43% -0.07% 7.26% (Jun 2025) 2.08% (Dec 2024) 8.20 L 0.00
Cholamandalam Investment & Finance Co. Ltd. Non banking financial company (nbfc) 726.5 5.46% -0.02% 6.83% (Feb 2025) 3.45% (Sep 2024) 5.11 L 0.00
Bajaj Finance Ltd. Non banking financial company (nbfc) 711.1 5.34% 0.04% 6.06% (Feb 2025) 4.12% (Sep 2024) 8.10 L 0.00
SBI Life Insurance Co Ltd. Life insurance 693.1 5.21% -0.04% 5.6% (Apr 2025) 0% (Sep 2024) 3.84 L 0.00
Multi Commodity Exchange Of India Ltd. Exchange and data platform 490.7 3.69% -0.10% 4.39% (Jun 2025) 0% (Sep 2024) 66.40 k 0.00
Mahindra & Mahindra Financial Services Ltd. Non banking financial company (nbfc) 457.1 3.43% -0.01% 3.59% (Jun 2025) 0% (Sep 2024) 18.00 L 0.00
Nippon Life India Asset Management Ltd. Asset management company 416.9 3.13% -0.07% 3.62% (Jun 2025) 2.5% (Feb 2025) 5.31 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Detailed Portfolio Analysis
Name Type of Instrument Weight (%)
TREPS TREPS 11.48%
Net Receivables Net Receivables 0.19%
Margin Margin 0.08%
Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Taiwan Equity Fund - Direct Plan - Growth NA 389.09 9.08 28.31 50.57 47.46 33.03
Aditya Birla Sun Life International Equity Fund - Direct Plan - Growth NA 249.75 2.41 11.75 19.90 27.52 18.30
Nippon India Japan Equity Fund - Direct Plan - Growth NA 283.56 2.52 11.04 15.93 19.02 19.29
Motilal Oswal Business Cycle Fund - Direct Plan - Growth NA 1976.19 6.13 7.48 18.55 18.93 0.00
Franklin Asian Equity Fund - Direct - Growth NA 259.99 3.77 10.78 18.28 18.71 12.39
Nippon India US Equity Opportunities Fund - Direct Plan - Growth NA 713.51 1.95 6.54 12.46 16.57 20.44
DSP Banking & Financial Services Fund - Direct Plan - Growth NA 1331.23 2.33 0.56 16.53 15.17 0.00
SBI Banking & Financial Services Fund - Direct Plan - Growth NA 8370.76 0.57 2.19 18.32 12.36 18.34
HDFC Defence Fund - Direct Plan - Growth NA 6532.01 4.39 -2.72 41.47 11.59 0.00
Baroda BNP Paribas Banking and Financial Services Fund - Direct Plan - Growth NA 295.43 0.40 0.38 15.55 11.56 16.16

More Funds from DSP Mutual Fund

Out of 63 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 6 is/are ranked 4 * , 13 is/are ranked 3 * , 1 is/are ranked 2 * , and 38 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Liquidity Fund - Direct Plan - Growth 3 19926.29 0.47 1.45 3.32 6.99 7.08
DSP Midcap Fund - Direct Plan - Growth 2 19037.04 3.36 3.38 22.45 -1.80 18.83
DSP Small Cap Fund - Direct Plan - Growth 3 16627.51 3.90 0.66 23.94 -2.53 20.11
DSP ELSS Tax Saver Fund - Direct Plan - Growth 4 16474.93 1.83 0.70 12.62 -1.89 19.33
DSP Large & Mid Cap Fund - Direct Plan - Growth 3 15356.08 2.37 1.09 13.61 -2.10 19.90
DSP Flexi Cap Fund - Direct Plan - Growth 3 11679.27 4.16 1.76 15.25 -1.90 17.31
DSP Aggressive Hybrid Fund - Direct Plan - Growth 4 11332.68 1.66 1.08 11.06 3.12 16.21
DSP Large Cap Fund - Direct Plan - Growth 5 6397.58 1.89 0.92 11.82 1.45 17.95
DSP Arbitrage fund - Direct Plan - Growth 3 5984.34 0.34 1.36 3.27 7.01 7.59
DSP Low Duration Fund - Direct Plan - Growth 4 5821.48 0.41 1.46 4.10 7.81 7.43
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