Baroda Hybrid Equity Fund - Plan B (Direct) - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : Baroda Pioneer Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 62.27 -0.32%
(as on 22nd October, 2020)

Crisil Rank

Below average performance among peers

Fund Size

: ₹ 418.49 Cr

(0.33% of Investment in Category)

Expense Ratio

: 1.84%

(1.11% Category average)

Risk-O-Meter

Moderately High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : Fund has 76.74% investment in indian stocks of which 50.6% is in large cap stocks, 14.31% is in mid cap stocks, 3.85% in small cap stocks.Fund has 20.94% investment in Debt of which 2.16% in Government securities, 16.91% in funds invested in very low risk securities..

Axis Mid Cap Fund - Direct Plan (G)

3Y Return: 12.71%

5Y Return: 13.84%

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Nifty 50

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8.72%

10.96%

9.49%

18.2%
NA
4.43%

6.22%

21.4%

5.06%

8.01%

7.63%

10.1%

NA
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VIP (Value Avg)

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Returns (NAV as on 22nd October, 2020)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15-Oct-20	10150.00	1.50%	-	1.87%	26/34
1 Month	22-Sep-20	10493.80	4.94%	-	4.43%	11/34
3 Month	22-Jul-20	10688.30	6.88%	-	6.22%	8/34
6 Month	22-Apr-20	12267.50	22.68%	-	21.40%	8/34
YTD	01-Jan-20	10328.40	3.28%	-	1.62%	9/34
1 Year	22-Oct-19	10648.10	6.48%	6.46%	5.06%	10/34
2 Year	22-Oct-18	11286.90	12.87%	6.23%	8.01%	26/32
3 Year	18-Oct-17	10601.00	6.01%	1.96%	4.09%	22/27
5 Year	21-Oct-15	14056.40	40.56%	7.04%	7.63%	13/23
Since Inception	02-Jan-13	20510.50	105.11%	9.64%	10.10%	19/33

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 22nd October, 2020)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	22-Oct-19	12000	13340.73	11.17 %	21.26 %
2 Year	22-Oct-18	24000	26296.12	9.57 %	9.03 %
3 Year	18-Oct-17	36000	38854.44	7.93 %	5.01 %
5 Year	21-Oct-15	60000	70257.42	17.1 %	6.24 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 30th Sep,2020)

Equity Holding : 76.74% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 76.74%

No of Stocks : 39 (Category Avg - 46.62) | Large Cap Investments : 50.6%| Mid Cap Investments : 14.31% | Small Cap Investments : 3.85% | Other : 7.98%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries/marketing	335.2	8.01%	0.71%	8.01% (Sep 2020)	1.45% (Jan 2020)	1.50 L	0.00
ICICI Bank Ltd.	Banks	283.8	6.78%	-1.06%	7.84% (Aug 2020)	5.31% (May 2020)	8.00 L	-0.50 L
Infosys Ltd.	Computers - software	221.8	5.30%	0.52%	5.53% (Jul 2020)	2.84% (Oct 2019)	2.20 L	0.00
HDFC Bank Ltd.	Banks	194.2	4.64%	-0.06%	9.61% (Nov 2019)	2.36% (Mar 2020)	1.80 L	0.00
Hindustan Unilever Ltd.	Diversified	134.4	3.21%	-0.01%	3.46% (Jun 2020)	0% (Oct 2019)	65.00 k	0.00
Tech Mahindra Ltd.	Software -telecom	118.8	2.84%	0.24%	2.84% (Sep 2020)	1.99% (Oct 2019)	1.50 L	0.00
Escorts Ltd.	Tractors	112.1	2.68%	0.52%	2.91% (Jul 2020)	0% (Oct 2019)	85.00 k	0.00
Housing Development Finance Corporation Ltd.	Housing finance	104.4	2.49%	-0.94%	6.96% (Jan 2020)	1.93% (Feb 2020)	60.00 k	-0.20 L
Bharti Airtel Ltd.	Telecom - services	101	2.41%	-0.47%	3.39% (May 2020)	0.2% (Oct 2019)	2.40 L	0.00
City Union Bank Ltd.	Banks	87.9	2.10%	0.11%	3.05% (Nov 2019)	1.78% (Jul 2020)	6.29 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 18 (Category Avg - 21.79) | Modified Duration 1.97 Years (Category Avg - 2.42)| Yield to Maturity 6.76% (Category Avg - 6.34%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	2.16%	6.40%
CD	0.00%	0.27%
T-Bills	0.00%	0.51%
CP	0.00%	0.51%
NCD & Bonds	18.78%	13.79%
PTC	0.00%	0.17%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	2.16%	6.91%
Low Risk	16.91%	11.28%
Moderate Risk	1.87%	3.42%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.03%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.58%
Housing Development Finance Corporation Ltd. - Warrants	Warrants	0.79%
Net Receivables	Net Receivables	-0.05%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

14.56vs11.66

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.09vs0.89

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-0.14vs-0.01

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-6.1vs-3.25

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
BOI AXA Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth	2	332.68	4.50	16.42	28.25	19.26	1.92
JM Equity Hybrid Fund - (Direct) - Growth	3	6.73	4.87	4.08	38.59	18.28	2.62
Quant Absolute Fund - Direct Plan - Growth	NA	4.06	2.86	13.58	35.96	16.59	9.31
Canara Robeco Equity Hybrid Fund - Direct Plan - Growth	5	3437.61	4.43	6.29	19.74	11.43	8.99
HSBC Equity Hybrid Fund - Direct - Growth	NA	467.27	5.06	6.66	21.02	9.02	0.00
Mirae Asset Hybrid - Equity - Direct Plan - Growth	4	3735.09	4.66	5.36	20.85	8.02	7.57
Kotak Equity Hybrid - Direct Plan - Growth	3	1196.84	5.55	9.37	26.75	7.82	6.28
Mahindra Manulife Hybrid Equity Nivesh Yojana - Direct Plan - Growth	NA	132.26	3.84	5.67	20.04	7.61	0.00
Motilal Oswal Equity Hybrid Fund - Direct Plan - Growth	NA	343.95	4.90	5.98	18.45	6.88	0.00
BNP Paribas Substantial Equity Hybrid Fund - Direct Plan - Growth	5	451.77	4.18	2.98	17.42	6.27	8.93

Detailed Comparison

More Funds from Baroda Pioneer Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 1 is/are ranked 4 * , 3 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 11 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda Liquid Fund - Plan B (Direct) - Growth	4	3683.94	0.29	0.84	1.72	4.67	6.39
Baroda Multi Cap Fund - Plan B (Direct) - Growth	3	816.12	5.96	7.19	24.80	4.85	1.28
Baroda Dynamic Equity Fund - Direct - Growth	NA	672.24	4.58	7.82	25.14	19.98	0.00
Baroda Large and Mid Cap Fund - Direct Plan - Growth	NA	553.47	3.31	0.00	0.00	0.00	0.00
Baroda Short Term Bond Fund - Plan B (Direct) - Growth	2	480.67	0.85	1.79	4.35	8.84	8.51
Baroda Hybrid Equity Fund - Plan B (Direct) - Growth	2	418.49	4.94	6.88	22.68	6.46	1.96
Baroda Equity Savings Fund - Direct Plan - Growth	NA	387.69	1.88	2.43	10.89	11.19	0.00
Baroda Credit Risk Fund - Plan B (Direct) - Growth	2	242.21	1.49	3.94	2.01	1.80	3.97
Baroda Ultra Short Duration Fund - Direct Plan - Growth	NA	239.70	0.48	1.07	2.59	5.76	0.00
Baroda Overnight Fund - Direct Plan - Growth	NA	218.45	0.26	0.79	1.55	3.83	0.00