Bank of India Mid Cap Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Mid Cap Fund

Fund House : Bank of India Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.01 -0.89%
(as on 08th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 630.99 Cr

(0.15% of Investment in Category)

Expense Ratio

: 2.25%

(1.85% Category average)

Risk-O-Meter

Very High Risk

Mid Cap Fund :Mid Cap Fund : The fund has 64.1% investment in domestic equities of which 8.54% is in Large Cap stocks, 8.61% is in Mid Cap stocks, 21.21% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
Nifty Midcap 150 TRI

1.07%

-1.66%

17.25%

-0.4%

20.32%

27.84%

8.36%
NA
0.59%

-0.75%

17.5%

-1.19%

20.37%

25.23%

17.85%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 07th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30-Sep-25	10264.20	2.64%	-	2.58%	27/32
1 Month	05-Sep-25	10161.00	1.61%	-	1.53%	22/32
Since Inception	22-Aug-25	10100.00	1.00%	8.22%	17.99%	32/32

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 07th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Equity Holding : 64.10% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 64.10%

No of Stocks : 35 (Category Avg - 70.26) | Large Cap Investments : 8.54%| Mid Cap Investments : 8.61% | Small Cap Investments : 21.21% | Other : 25.74%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Hero Motocorp Ltd.	2/3 wheelers	239.1	3.79%	3.79%	3.79% (Aug 2025)	0% (Sep 2024)	47.00 k	47.00 k
# ICICI Bank Ltd.	Private sector bank	223.7	3.54%	3.54%	3.54% (Aug 2025)	0% (Sep 2024)	1.60 L	1.60 L
# Abbott India Ltd.	Pharmaceuticals	188.5	2.99%	2.99%	2.99% (Aug 2025)	0% (Sep 2024)	5.99 k	5.99 k
# J.K. Cement Ltd.	Cement & cement products	166.7	2.64%	2.64%	2.64% (Aug 2025)	0% (Sep 2024)	24.00 k	24.00 k
# Eris Lifesciences Ltd.	Pharmaceuticals	162	2.57%	2.57%	2.57% (Aug 2025)	0% (Sep 2024)	90.00 k	90.00 k
# UNO Minda Ltd.	Auto components & equipments	149.6	2.37%	2.37%	2.37% (Aug 2025)	0% (Sep 2024)	1.17 L	1.17 L
# Coforge Ltd.	Computers - software & consulting	148.3	2.35%	2.35%	2.35% (Aug 2025)	0% (Sep 2024)	86.00 k	86.00 k
# PB Fintech Ltd.	Financial technology (fintech)	141.7	2.25%	2.25%	2.25% (Aug 2025)	0% (Sep 2024)	80.00 k	80.00 k
# ABB Power Products and Systems India Ltd.	Heavy electrical equipment	135.7	2.15%	2.15%	2.15% (Aug 2025)	0% (Sep 2024)	7.10 k	7.10 k
# Nippon Life India Asset Management Ltd.	Asset management company	135.2	2.14%	2.14%	2.14% (Aug 2025)	0% (Sep 2024)	1.72 L	1.72 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	35.49%
Net Receivables	Net Receivables	0.41%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Mid Cap Fund - Growth	5	8062.31	-0.12	0.59	23.41	7.02	26.61
WhiteOak Capital Mid Cap Fund - Regular Plan - Growth	NA	3581.58	1.41	1.14	21.31	4.80	24.06
Kotak Midcap Fund - Growth	3	56988.32	2.09	1.56	23.52	4.22	21.86
HDFC Mid Cap Fund - Growth	4	83104.83	1.65	-1.01	18.26	3.09	24.99
ICICI Prudential MidCap Fund - Growth	3	6492.10	0.65	-1.58	22.85	1.83	21.02
Union Midcap Fund - Regular Plan - Growth	3	1508.16	0.82	0.86	19.47	1.20	17.98
Canara Robeco Mid Cap Fund - Regular Plan - Growth	NA	3179.53	-0.29	0.35	22.04	1.11	0.00
Mirae Asset Midcap Fund - Regular Plan - Growth	2	16807.42	0.63	0.71	22.00	0.90	19.43
Edelweiss Mid Cap Fund - Regular Plan - Growth	5	11297.33	0.69	-1.70	17.59	0.66	23.62
PGIM India Midcap Fund - Growth	1	11400.29	-0.56	-0.32	16.17	0.56	12.82

Detailed Comparison

More Funds from Bank of India Mutual Fund

Out of 26 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 2 is/are ranked 2 * , 5 is/are ranked 1 * , and 11 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bank of India Flexi Cap Fund - Regular Plan - Growth	3	2111.94	3.46	1.49	20.71	0.80	21.83
Bank of India Small Cap Fund - Regular Plan - Growth	2	1879.23	0.35	-2.08	18.96	-3.26	18.82
Bank of India Liquid Fund - Regular Plan - Growth	4	1824.27	0.49	1.42	3.07	6.84	7.06
Bank of India ELSS Tax Saver - Regular Plan - Growth	1	1354.96	1.52	-1.96	14.43	-4.43	16.91
Bank of India Mid & Small Cap Equity & Debt Fund - Growth	3	1252.81	1.52	-1.24	16.70	1.22	18.59
Bank of India Mid & Small Cap Equity & Debt Fund - Growth	3	1252.81	0.00	0.00	0.00	0.00	0.00
Bank of India Multicap Fund - Regular Plan - Growth	NA	890.92	2.05	-0.56	18.54	1.24	0.00
Bank of India Mid Cap Fund - Regular Plan - Growth	NA	630.99	1.61	0.00	0.00	0.00	0.00
Bank of India Manufacturing & Infrastructure Fund - Growth	5	597.85	1.83	-0.30	23.15	0.70	23.93
Bank of India Manufacturing & Infrastructure Fund - Growth	5	597.85	0.00	0.00	0.00	0.00	0.00

All funds

Forum

krishna_ksvs
MF Investment Help
Follow

11 days ago

View more

Posted by : krishna_ksvs
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Repost Cancel
You will now receive notification when someone reply to this message.
hunch
MF Investment Help
Follow

46 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

Posted by : hunch
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

2 days ago

Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
ravisistla
MF Investment Help
Follow

74 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

112 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Progrowth Finwealth
MF Investment Help
Follow

112 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

Posted by : Progrowth Finwealth
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More