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Bandhan Banking and PSU Fund - Direct Plan - IDCW - Monthly

  • Regular
  • Direct
Category : Banking and PSU Fund
Fund House : Bandhan Mutual Fund
  • NAV
    : ₹ 10.4717 0.01%
    (as on 14th October, 2025)
Crisil Rating
Very good performance among peers
Risk-O-Meter
Moderate Risk

The fund has 97.3% investment in Debt, of which 26.98% in Government securities, 70.32% is in Low Risk securities.

This Scheme
VS
  • NIFTY Banking & PSU Debt Index A-II
  • NA
  • NA
  • Gold
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Returns (NAV as on 14th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Oct-25 10010.00 0.10% - 0.15% 21/22
1 Month 12-Sep-25 10068.90 0.69% - 0.87% 22/22
3 Month 14-Jul-25 10121.20 1.21% - 1.33% 20/22
6 Month 11-Apr-25 10335.40 3.35% - 3.53% 17/22
YTD 01-Jan-25 10639.60 6.40% - 6.77% 20/22
1 Year 14-Oct-24 10779.60 7.80% 7.80% 8.09% 19/22
2 Year 13-Oct-23 11653.10 16.53% 7.93% 8.32% 20/21
3 Year 14-Oct-22 12366.20 23.66% 7.33% 7.94% 20/21
5 Year 14-Oct-20 13323.20 33.23% 5.90% 6.22% 10/17
10 Year 14-Oct-15 18514.40 85.14% 6.35% 7.47% 11/16
Since Inception 13-Mar-13 21920.90 119.21% 6.43% 7.53% 12/22

SIP Returns (NAV as on 14th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 14-Oct-24 12000 12486.72 4.06 % 7.6 %
2 Year 13-Oct-23 24000 26005.24 8.36 % 7.91 %
3 Year 14-Oct-22 36000 40412.73 12.26 % 7.65 %
5 Year 14-Oct-20 60000 71188.44 18.65 % 6.77 %
10 Year 14-Oct-15 120000 168746.05 40.62 % 6.63 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

No of Debt Holding 72 (Category Avg - 58.09) | Modified Duration 2.48 Years (Category Avg - 3.07)| Yield to Maturity 6.60% (Category Avg - 6.76%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 26.98% 14.77%
CD 6.04% 5.35%
T-Bills 0.00% 0.03%
CP 0.00% 0.16%
NCD & Bonds 64.28% 72.21%
PTC 0.00% 0.94%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 26.98% 14.80%
Low Risk 70.32% 78.67%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.68%
TREPS TREPS 0.02%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    0.61vs0.76
    Category Avg
  • Beta

    Low volatility
    0.66vs0.82
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.99vs1.79
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.02vs0.02
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    0.29vs0.19
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth 2 9743.57 0.95 1.41 3.60 8.40 8.09
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth 1 499.27 1.01 1.63 3.87 8.40 8.04
HSBC Banking and PSU Debt Fund - Direct Plan - Growth 4 4425.66 0.87 1.41 3.80 8.39 7.86
SBI Banking and PSU Fund - Direct Plan - Growth 1 4073.05 0.92 1.40 3.71 8.35 8.01
LIC MF Banking & PSU Fund - Direct Plan - Growth 3 1909.36 0.89 1.29 3.63 8.34 8.07
Axis Banking & PSU Debt Fund - Direct Plan - Growth 3 13055.74 0.82 1.37 3.59 8.22 7.77
Nippon India Banking and PSU Fund - Direct Plan - Growth 3 5483.15 0.95 1.26 3.49 8.22 8.10
Bajaj Finserv Banking and PSU Fund - Direct Plan - Growth NA 292.77 0.83 1.29 3.62 8.20 0.00
UTI Banking & PSU Fund - Direct Plan - Growth 4 816.02 0.78 1.47 3.92 8.19 8.04
Baroda BNP Paribas Banking & PSU Bond Fund - Plan B (Direct) - Growth 2 26.92 0.92 1.30 3.52 8.19 7.94

More Funds from Bandhan Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 5 is/are ranked 4 * , 7 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 46 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bandhan Corporate Bond Fund - Direct Plan - Growth 5 15902.88 0.72 1.16 3.51 8.18 7.87
Bandhan Small Cap Fund - Direct Plan - Growth 5 15737.73 -1.38 -2.21 16.43 -2.26 31.44
Bandhan Liquid Fund - Direct Plan - Growth 3 13140.66 0.49 1.43 3.02 6.79 7.08
Bandhan Banking and PSU Fund - Direct Plan - Growth 5 13081.90 0.69 1.22 3.40 7.86 7.63
Bandhan Money Market Fund - Direct Plan - Growth 3 12246.66 0.60 1.49 3.58 7.82 7.67
Bandhan Large & Mid Cap Fund - Direct Plan - Growth 4 10817.90 0.10 1.98 14.46 0.98 26.14
Bandhan Bond Fund - Short Term - Direct Plan - Growth 5 10673.19 0.91 1.25 3.69 8.46 8.25
Bandhan Value Fund - Direct Plan - Growth 2 9942.10 -0.09 -0.17 10.68 -4.05 19.08
Bandhan Arbitrage Fund - Direct Plan - Growth 4 8560.65 0.58 1.51 3.21 7.22 7.71
Bandhan Flexi Cap Fund - Direct Plan - Growth 3 7383.72 -0.48 0.63 13.01 -0.04 16.18

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