Bajaj Finserv Banking and PSU Fund - Regular Plan - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Banking and PSU Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.9542 0.14%
(as on 03rd October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 147.82 Cr

(0.18% of Investment in Category)

Expense Ratio

: 0.89%

(0.69% Category average)

Risk-O-Meter

Moderate Risk

Banking and PSU Fund :Banking and PSU Fund : The fund has 91.36% investment in Debt, of which 8.98% in Government securities, 82.38% is in Low Risk securities.

1M
3M
6M
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This Scheme

VS

NIFTY Banking & PSU Debt Index A-II

0.55%

1.05%

3.44%

7.67%

7.7%

5.81%

7.61%
NA
0.78%

1.04%

3.36%

7.68%

7.76%

5.96%

7.11%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 01st October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Sep-25	10018.00	0.18%	-	0.19%	15/23
1 Month	01-Sep-25	10043.50	0.43%	-	0.70%	12/23
3 Month	01-Jul-25	10019.60	0.20%	-	1.09%	20/23
6 Month	31-Mar-25	9926.90	-0.73%	-	3.69%	11/23
YTD	01-Jan-25	10032.30	0.32%	-	6.00%	10/23
1 Year	01-Oct-24	10164.60	1.65%	1.65%	7.54%	16/23
Since Inception	13-Nov-23	10938.80	9.39%	4.88%	7.10%	1/22

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	01-Oct-24	12000	12023.63	0.2 %	0.37 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 15 (Category Avg - 58.59) | Modified Duration 3.51 Years (Category Avg - 3.07)| Yield to Maturity 6.84% (Category Avg - 6.76%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	8.98%	15.74%
CD	0.00%	5.33%
T-Bills	0.00%	0.04%
CP	0.00%	0.04%
NCD & Bonds	82.38%	73.43%
PTC	0.00%	0.13%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	8.98%	15.78%
Low Risk	82.38%	78.93%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	7.09%
Net Receivables	Net Receivables	1.55%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Banking & PSU Fund - Growth	4	812.74	0.72	1.30	3.89	8.08	7.56
Franklin India Banking & PSU Debt Fund - Regular Plan - Growth	1	500.27	0.92	1.50	3.68	8.04	7.54
HSBC Banking and PSU Debt Fund - Growth	3	4572.44	0.81	1.15	3.65	8.01	7.28
ICICI Prudential Banking & PSU Debt Fund - Growth	2	10156.89	0.72	1.14	3.35	7.95	7.58
Sundaram Banking & PSU Fund - INSTITUTIONAL - Growth	5	470.51	0.83	1.14	3.53	7.93	7.61
Axis Banking & PSU Debt Fund - Growth	4	13112.43	0.74	1.11	3.45	7.87	7.31
LIC MF Banking & PSU Fund - Growth	3	1899.80	0.81	0.96	3.40	7.84	7.39
SBI Banking and PSU Fund - Regular Plan - Growth	1	4064.81	0.86	1.05	3.49	7.82	7.38
Baroda BNP Paribas Banking & PSU Bond Fund - Plan A - Growth	2	26.84	0.88	0.98	3.38	7.79	7.24
Nippon India Banking and PSU Fund - Regular Plan - Growth	3	5531.54	0.83	0.90	3.27	7.70	7.51

Detailed Comparison

More Funds from

Out of 23 mutual fund schemes offered by this AMC, 1 is/are ranked 4 * , 1 is/are ranked 3 * , 1 is/are ranked 2 * , and 20 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y
Bajaj Finserv Money Market Fund - Regular Plan - Growth	3	6563.26	0.46	1.35	3.52	7.28
Bajaj Finserv Flexi Cap Fund - Regular Plan - Growth	NA	5409.54	0.73	-1.52	13.75	-2.05
Bajaj Finserv Liquid Fund - Regular Plan - Growth	4	5095.54	0.47	1.40	3.06	6.71
Bajaj Finserv Large and Mid Cap Fund - Regular Plan - Growth	NA	2091.25	-0.33	-4.45	7.91	-5.28
Bajaj Finserv Large Cap Fund - Regular Plan - Growth	NA	1592.21	0.74	-3.21	7.35	-5.65
Bajaj Finserv Balanced Advantage - Regular Plan - Growth	NA	1278.11	0.64	-3.10	5.73	-3.70
Bajaj Finserv Small Cap Fund - Regular Plan - Growth	NA	1272.71	1.23	0.00	0.00	0.00
Bajaj Finserv Multi Asset Allocation Fund - Regular Plan - Growth	NA	1183.67	0.00	0.00	0.00	0.00
Bajaj Finserv Multi Asset Allocation Fund - Regular Plan - Growth	NA	1183.67	2.92	1.26	8.76	2.36
Bajaj Finserv Arbitrage Fund - Regular Plan - Growth	2	1112.11	0.38	1.23	2.78	6.17

All funds

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krishna_ksvs
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6 days ago

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hunch
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41 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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14 hrs ago

Stable, Secured, and High-Return Bond Opportunity ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 4m (Maturity: 13/Feb/2030) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A secured PSU bond designed for investors seeking reliable returns with strong credit support. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Stable, Secured, and High-Return Bond Opportunity ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 4m (Maturity: 13/Feb/2030) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A secured PSU bond designed for investors seeking reliable returns with strong credit support. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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69 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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107 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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107 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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