Bajaj Finserv Banking and PSU Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Banking and PSU Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 11.7102 0.01%
(as on 28th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 334.43 Cr

(0.42% of Investment in Category)

Expense Ratio

: 0.89%

(0.69% Category average)

Risk-O-Meter

Moderate Risk

Banking and PSU Fund :Banking and PSU Fund : The fund has 92.4% investment in Debt, of which 6.96% in Government securities, 85.44% is in Low Risk securities.

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This Scheme

VS

NIFTY Banking & PSU Debt Index A-II

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7.61%
NA
0.54%

1.82%

2.34%

7.9%

7.9%

5.78%

7.19%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 28th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21-Nov-25	10019.80	0.20%	-	0.18%	5/22
1 Month	28-Oct-25	10049.80	0.50%	-	0.54%	15/22
3 Month	28-Aug-25	10188.70	1.89%	-	1.82%	7/22
6 Month	28-May-25	10210.70	2.11%	-	2.34%	18/22
YTD	01-Jan-25	10739.80	7.40%	-	7.23%	9/22
1 Year	28-Nov-24	10804.10	8.04%	8.04%	7.90%	10/22
2 Year	28-Nov-23	11665.50	16.66%	8.00%	7.90%	10/22
Since Inception	13-Nov-23	11710.20	17.10%	8.03%	7.19%	1/21

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 28th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	28-Nov-24	12000	12470.73	3.92 %	7.31 %
2 Year	28-Nov-23	24000	25976.76	8.24 %	7.79 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2025)

No of Debt Holding 20 (Category Avg - 60.90) | Modified Duration 3.11 Years (Category Avg - 2.97)| Yield to Maturity 6.75% (Category Avg - 6.68%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	6.96%	14.96%
CD	0.00%	5.58%
T-Bills	0.00%	0.04%
CP	0.00%	0.08%
NCD & Bonds	85.44%	72.98%
PTC	0.00%	0.96%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	6.96%	14.99%
Low Risk	85.44%	79.60%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.15%
Net Receivables	Net Receivables	2.45%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Banking and PSU Debt Fund - Growth	2	5747.06	0.81	2.20	2.54	8.27	7.57
Franklin India Banking & PSU Debt Fund - Regular Plan - Growth	1	499.09	0.68	2.15	2.81	8.23	7.51
UTI Banking & PSU Fund - Growth	4	804.35	0.52	1.65	2.85	8.15	7.38
Sundaram Banking & PSU Fund - INSTITUTIONAL - Growth	5	403.70	0.52	1.87	2.51	8.14	7.57
SBI Banking and PSU Fund - Regular Plan - Growth	1	4227.55	0.51	1.91	2.28	8.13	7.37
HSBC Banking and PSU Debt Fund - Growth	3	4424.78	0.57	1.85	2.59	8.11	7.19
Axis Banking & PSU Debt Fund - Growth	4	13417.14	0.59	1.79	2.58	8.10	7.29
LIC MF Banking & PSU Fund - Growth	3	1884.15	0.54	1.82	2.21	8.09	7.39
HDFC Banking & PSU Debt Fund - Regular Plan - Growth	2	5901.18	0.58	1.93	2.31	8.07	7.52
ICICI Prudential Banking & PSU Debt Fund - Growth	2	9764.38	0.67	1.93	2.63	8.03	7.65

Detailed Comparison

More Funds from

Out of 23 mutual fund schemes offered by this AMC, 2 is/are ranked 4 * , 1 is/are ranked 3 * , and 20 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y
Bajaj Finserv Money Market Fund - Regular Plan - Growth	4	6101.32	0.48	1.38	2.96	7.05
Bajaj Finserv Flexi Cap Fund - Regular Plan - Growth	NA	6034.03	0.66	5.85	7.76	8.04
Bajaj Finserv Liquid Fund - Regular Plan - Growth	4	5996.06	0.48	1.42	2.89	6.50
Bajaj Finserv Large and Mid Cap Fund - Regular Plan - Growth	NA	2245.16	2.04	6.16	5.52	6.04
Bajaj Finserv Large Cap Fund - Regular Plan - Growth	NA	1666.14	1.72	7.66	6.62	6.85
Bajaj Finserv Small Cap Fund - Regular Plan - Growth	NA	1512.36	-1.84	2.96	0.00	0.00
Bajaj Finserv Balanced Advantage - Regular Plan - Growth	NA	1325.24	1.76	6.99	5.78	8.33
Bajaj Finserv Multi Asset Allocation Fund - Regular Plan - Growth	NA	1283.50	0.00	0.00	0.00	0.00
Bajaj Finserv Multi Asset Allocation Fund - Regular Plan - Growth	NA	1283.50	2.71	10.98	11.23	14.32
Bajaj Finserv Arbitrage Fund - Regular Plan - Growth	3	1256.94	0.51	1.36	2.77	6.05