Bajaj Finserv Banking and PSU Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Banking and PSU Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 11.6454 -0.08%
(as on 19th September, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 147.82 Cr

(0.18% of Investment in Category)

Expense Ratio

: 0.34%

(0.32% Category average)

Risk-O-Meter

Moderate Risk

Banking and PSU Fund :Banking and PSU Fund : The fund has 91.36% investment in Debt, of which 8.98% in Government securities, 82.38% is in Low Risk securities.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

NIFTY Banking & PSU Debt Index A-II

0%

0%

0%

0%

0%

0%

7.6%
NA
0.45%

1.01%

4.37%

7.98%

8.02%

6.29%

7.49%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 19th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12-Sep-25	9999.90	-	-	0.10%	22/22
1 Month	19-Aug-25	10038.80	0.39%	-	0.45%	18/22
3 Month	19-Jun-25	10081.70	0.82%	-	1.01%	19/22
6 Month	19-Mar-25	10453.90	4.54%	-	4.37%	5/22
YTD	01-Jan-25	10613.60	6.14%	-	5.95%	5/22
1 Year	19-Sep-24	10812.30	8.12%	8.12%	7.98%	7/22
Since Inception	13-Nov-23	11645.40	16.45%	8.57%	7.49%	1/22

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 19th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	19-Sep-24	12000	12489.41	4.08 %	7.62 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 15 (Category Avg - 58.59) | Modified Duration 3.51 Years (Category Avg - 3.07)| Yield to Maturity 6.84% (Category Avg - 6.76%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	8.98%	15.74%
CD	0.00%	5.33%
T-Bills	0.00%	0.04%
CP	0.00%	0.04%
NCD & Bonds	82.38%	73.43%
PTC	0.00%	0.13%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	8.98%	15.78%
Low Risk	82.38%	78.93%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	7.09%
Net Receivables	Net Receivables	1.55%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Banking & PSU Fund - Direct Plan - Growth	4	812.74	0.52	1.32	4.64	8.28	7.59
HSBC Banking and PSU Debt Fund - Direct Plan - Growth	4	4572.44	0.47	1.11	4.58	8.28	7.43
LIC MF Banking & PSU Fund - Direct Plan - Growth	3	1899.80	0.43	0.91	4.71	8.26	7.74
ICICI Prudential Banking & PSU Debt Fund - Direct Plan - Growth	2	10156.89	0.42	1.12	4.23	8.24	7.87
Franklin India Banking & PSU Debt Fund - Direct Plan - Growth	1	500.27	0.55	1.38	4.47	8.21	7.64
SBI Banking and PSU Fund - Direct Plan - Growth	1	4064.81	0.50	1.01	4.52	8.16	7.70
TRUSTMF Banking & PSU Fund - Direct Plan - Growth	3	134.15	0.57	1.24	4.49	8.12	7.59
Baroda BNP Paribas Banking & PSU Bond Fund - Plan B (Direct) - Growth	2	26.84	0.48	0.84	4.58	8.09	7.62
Axis Banking & PSU Debt Fund - Direct Plan - Growth	3	13112.43	0.42	1.09	4.41	8.09	7.44
HDFC Banking & PSU Debt Fund - Direct Plan - Growth	2	5889.95	0.37	0.92	4.39	7.97	7.70

Detailed Comparison

More Funds from

Out of 19 mutual fund schemes offered by this AMC, 2 is/are ranked 4 * , 1 is/are ranked 2 * , and 16 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y
Bajaj Finserv Money Market Fund - Direct Plan - Growth	4	6563.26	0.47	1.54	4.14	8.02
Bajaj Finserv Flexi Cap Fund - Direct Plan - Growth	NA	5409.54	3.18	5.45	18.68	4.32
Bajaj Finserv Liquid Fund - Direct Plan - Growth	4	5095.54	0.48	1.45	3.30	6.95
Bajaj Finserv Large and Mid Cap Fund - Direct Plan - Growth	NA	2091.25	1.64	3.12	12.10	-0.01
Bajaj Finserv Large Cap Fund - Direct Plan - Growth	NA	1592.21	2.52	3.28	11.72	0.11
Bajaj Finserv Balanced Advantage - Direct Plan - Growth	NA	1278.11	1.89	2.34	9.67	0.87
Bajaj Finserv Small Cap Fund - Direct Plan - Growth	NA	1272.71	3.22	0.00	0.00	0.00
Bajaj Finserv Multi Asset Allocation Fund - Direct Plan - Growth	NA	1183.67	2.90	3.67	10.68	4.69
Bajaj Finserv Arbitrage Fund - Direct Plan - Growth	2	1112.11	0.40	1.37	3.21	6.82
Bajaj Finserv Multi Cap Fund - Direct Plan - Growth	NA	877.24	1.05	2.00	11.82	0.00

All funds

Forum

hunch
MF Investment Help
Follow

29 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

Posted by : hunch
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

45 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

6 hrs ago

Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

95 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Progrowth Finwealth
MF Investment Help
Follow

96 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

Posted by : Progrowth Finwealth
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
  Repost Cancel
You will now receive notification when someone reply to this message.
h_purandare
MF Investment Help
Follow

102 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

Posted by : h_purandare
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More