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Aditya Birla Sun Life Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Ultra Short Duration Fund
  • NAV
    : ₹ 569.8787 0.02%
    (as on 17th October, 2025)
Crisil Rating
Below average performance among peers
Risk-O-Meter
Moderate Risk

The fund has 99.16% investment in Debt, of which 13.12% in Government securities, 86.02% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • NIFTY Ultra Short Duration Debt Index A-I
  • NA
  • NA
  • Gold
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Returns (NAV as on 17th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 10-Oct-25 10011.80 0.12% - 0.11% 3/25
1 Month 17-Sep-25 10058.30 0.58% - 0.55% 2/25
3 Month 17-Jul-25 10159.10 1.59% - 1.51% 3/25
6 Month 17-Apr-25 10366.30 3.66% - 3.40% 1/25
YTD 01-Jan-25 10625.80 6.26% - 5.95% 1/25
1 Year 17-Oct-24 10797.60 7.98% 7.98% 7.48% 1/25
2 Year 17-Oct-23 11648.40 16.48% 7.92% 7.54% 1/24
3 Year 17-Oct-22 12506.90 25.07% 7.73% 7.42% 2/24
5 Year 16-Oct-20 13603.60 36.04% 6.34% 6.10% 4/23
10 Year 16-Oct-15 20139.90 101.40% 7.24% 6.63% 3/13
Since Inception 02-Jan-13 25996.20 159.96% 7.75% 6.80% 4/25

SIP Returns (NAV as on 17th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 17-Oct-24 12000 12498.92 4.16 % 7.78 %
2 Year 17-Oct-23 24000 26008.18 8.37 % 7.93 %
3 Year 17-Oct-22 36000 40540.2 12.61 % 7.86 %
5 Year 16-Oct-20 60000 71920.86 19.87 % 7.18 %
10 Year 16-Oct-15 120000 171793.87 43.16 % 6.97 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

No of Debt Holding 178 (Category Avg - 62.00) | Modified Duration 0.47 Years (Category Avg - 0.42)| Yield to Maturity 6.81% (Category Avg - 6.45%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 10.15% 3.09%
CD 24.10% 34.25%
T-Bills 2.97% 7.47%
CP 11.39% 10.65%
NCD & Bonds 50.53% 42.37%
PTC 0.00% 1.25%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 13.12% 10.57%
Low Risk 86.02% 88.52%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 0.84%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    0.2vs0.76
    Category Avg
  • Beta

    High volatility
    0.92vs0.84
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    7.21vs5
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.02vs0.01
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    0.19vs-0.24
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Ultra Short Duration Fund - Direct Plan - Growth 1 10507.39 0.58 1.59 3.57 7.80 7.76
ICICI Prudential Ultra Short Term Fund - Direct Plan - Growth 1 14696.82 0.59 1.60 3.59 7.75 7.65
Tata Ultra Short Term Fund - Direct Plan - Growth 3 4014.57 0.55 1.58 3.48 7.72 7.62
Axis Ultra Short Duration Fund - Direct Plan - Growth 2 4553.83 0.58 1.58 3.53 7.70 7.67
DSP Ultra Short Fund - Direct Plan - Growth 4 3466.54 0.56 1.52 3.42 7.70 7.61
Franklin India Ultra Short Duration Fund - Direct Plan - Growth NA 293.60 0.56 1.57 3.55 7.69 0.00
Mirae Asset Ultra Short Duration Fund - Direct Plan - Growth 4 1584.51 0.56 1.54 3.50 7.68 7.61
Invesco India Ultra Short Duration Fund - Direct Plan - Growth 3 1230.83 0.55 1.52 3.43 7.58 7.52
HDFC Ultra Short Term Fund - Direct Plan - Growth 3 16699.76 0.58 1.53 3.43 7.55 7.51
Sundaram Ultra Short Duration Fund - Direct Plan - Growth 3 2111.91 0.54 1.49 3.40 7.54 7.52

More Funds from Aditya Birla Sun Life Mutual Fund

Out of 97 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 8 is/are ranked 3 * , 11 is/are ranked 2 * , 7 is/are ranked 1 * , and 67 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth 1 49803.08 0.48 1.44 3.06 6.88 7.15
Aditya Birla Sun Life Large Cap Fund - Direct Plan - Growth 3 30000.77 0.96 1.86 8.71 3.56 17.51
Aditya Birla Sun Life Corporate Bond Fund - Direct Plan - Growth 2 27069.28 0.98 1.30 3.08 8.14 8.21
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth 1 26757.31 0.53 1.48 3.48 7.79 7.74
Aditya Birla Sun Life Flexi Cap Fund - Direct Plan - Growth 3 23265.55 1.33 2.82 10.94 3.97 19.42
Aditya Birla Sun Life Arbitrage Fund - Direct Plan - Growth 5 22618.88 0.64 1.58 3.19 7.41 7.75
Aditya Birla Sun Life Savings Fund - Direct Plan - Growth 2 21367.00 0.58 1.59 3.66 7.98 7.73
Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Plan - Growth 3 15174.87 0.77 2.47 12.61 4.28 16.76
Aditya Birla Sun Life Floating Rate Fund - Direct Plan - Growth 5 13401.97 0.66 1.51 3.61 8.09 7.98
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth 1 13096.92 0.69 1.57 3.70 8.04 7.86

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