Get App Open
In App
Credit Cards
Open App
you are here:

Aditya Birla Sun Life Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Ultra Short Duration Fund
  • NAV
    : ₹ 568.2066 0.04%
    (as on 01st October, 2025)
Crisil Rating
Below average performance among peers
Risk-O-Meter
Moderate Risk

The fund has 96.39% investment in Debt, of which 13.59% in Government securities, 82.81% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

Crisil Rank Change : Fund Crisil rank was updated from 1 to 2 in the previous quarter.

This Scheme
VS
  • NIFTY Ultra Short Duration Debt Index A-I
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 01st October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Sep-25 10016.40 0.16% - 0.15% 4/25
1 Month 01-Sep-25 10055.80 0.56% - 0.53% 2/25
3 Month 01-Jul-25 10163.90 1.64% - 1.55% 2/25
6 Month 31-Mar-25 10394.30 3.94% - 3.66% 1/25
YTD 01-Jan-25 10594.60 5.95% - 5.67% 1/25
1 Year 01-Oct-24 10806.50 8.06% 8.07% 7.56% 1/25
2 Year 29-Sep-23 11651.70 16.52% 7.91% 7.55% 1/24
3 Year 30-Sep-22 12500.50 25.00% 7.71% 7.40% 2/24
5 Year 01-Oct-20 13610.40 36.10% 6.36% 6.10% 4/22
10 Year 01-Oct-15 20152.10 101.52% 7.25% 6.64% 3/13
Since Inception 02-Jan-13 25920.00 159.20% 7.75% 6.80% 4/25

SIP Returns (NAV as on 01st October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Oct-24 12000 12502.25 4.19 % 7.85 %
2 Year 29-Sep-23 24000 26017.27 8.41 % 7.96 %
3 Year 30-Sep-22 36000 40549.84 12.64 % 7.88 %
5 Year 01-Oct-20 60000 71891.49 19.82 % 7.16 %
10 Year 01-Oct-15 120000 171814.6 43.18 % 6.97 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 175 (Category Avg - 64.08) | Modified Duration 0.44 Years (Category Avg - 0.40)| Yield to Maturity 6.76% (Category Avg - 6.33%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 9.92% 3.02%
CD 24.80% 34.69%
T-Bills 3.67% 7.26%
CP 7.43% 12.26%
NCD & Bonds 50.58% 35.95%
PTC 0.00% 0.71%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 13.59% 10.28%
Low Risk 82.81% 83.61%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.29%
Reverse Repo Reverse Repo 1.22%
TREPS TREPS 0.11%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    Low volatility
    0.44vs1.08
    Category Avg
  • Beta

    High volatility
    1.2vs1.06
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    3.63vs2.5
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.59
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    -0.49vs-0.46
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Ultra Short Duration Fund - Direct Plan - Growth 1 11075.99 0.55 1.65 3.81 7.88 7.73
ICICI Prudential Ultra Short Term Fund - Direct Plan - Growth 1 17076.56 0.56 1.62 3.85 7.82 7.62
Tata Ultra Short Term Fund - Direct Plan - Growth 3 4945.33 0.53 1.62 3.75 7.80 7.60
DSP Ultra Short Fund - Direct Plan - Growth 4 3844.78 0.54 1.54 3.66 7.77 7.57
Axis Ultra Short Duration Fund - Direct Plan - Growth 2 6763.84 0.55 1.61 3.79 7.77 7.64
Franklin India Ultra Short Duration Fund - Direct Plan - Growth NA 307.58 0.54 1.60 3.82 7.76 0.00
Mirae Asset Ultra Short Duration Fund - Direct Plan - Growth 4 1766.30 0.54 1.59 3.74 7.75 7.58
Invesco India Ultra Short Duration Fund - Direct Plan - Growth 3 1329.74 0.53 1.56 3.68 7.66 7.49
Sundaram Ultra Short Duration Fund - Direct Plan - Growth 3 2198.53 0.52 1.55 3.67 7.62 7.51
HDFC Ultra Short Term Fund - Direct Plan - Growth 3 18004.94 0.54 1.57 3.69 7.61 7.49

More Funds from Aditya Birla Sun Life Mutual Fund

Out of 97 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 8 is/are ranked 3 * , 11 is/are ranked 2 * , 7 is/are ranked 1 * , and 67 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth 1 49720.60 0.49 1.46 3.19 6.95 7.16
Aditya Birla Sun Life Large Cap Fund - Direct Plan - Growth 3 29866.73 0.45 -2.28 8.96 -3.27 16.55
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth 1 29271.70 0.52 1.54 3.82 7.87 7.73
Aditya Birla Sun Life Corporate Bond Fund - Direct Plan - Growth 2 27803.16 0.91 1.02 3.57 7.74 8.03
Aditya Birla Sun Life Arbitrage Fund - Direct Plan - Growth 5 23581.20 0.45 1.45 3.40 7.46 7.70
Aditya Birla Sun Life Flexi Cap Fund - Direct Plan - Growth 3 22962.43 0.71 -1.60 10.19 -2.24 18.52
Aditya Birla Sun Life Savings Fund - Direct Plan - Growth 2 21521.30 0.56 1.64 3.94 8.07 7.71
Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Plan - Growth 3 15216.10 0.21 -1.17 12.10 -2.60 15.63
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth 1 14189.05 0.57 1.57 4.03 8.08 7.80
Aditya Birla Sun Life Floating Rate Fund - Direct Plan - Growth 5 13506.69 0.55 1.51 4.04 8.20 7.92

Forum

+ See More