Get App Open
In App
Lending
Lending
Open App
you are here:

Aditya Birla Sun Life Regular Savings Fund- Direct Plan - Monthly IDCW

  • Regular
  • Direct
Category : Conservative Hybrid Fund
  • NAV
    : ₹ 27.3607 0.15%
    (as on 16th October, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Moderately High Risk

The fund has 20.26% investment in domestic equities of which 10.41% is in Large Cap stocks, 2.1% is in Mid Cap stocks, 0.6% in Small Cap stocks.The fund has 73.58% investment in Debt, of which 18.91% in Government securities, 53.04% is in Low Risk securities.

This Scheme
VS
  • CRISIL Hybrid 85+15 - Conservative Index
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 15th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 08-Oct-25 10045.60 0.46% - 0.35% 5/18
1 Month 15-Sep-25 10112.90 1.13% - 0.92% 3/18
3 Month 15-Jul-25 10173.70 1.74% - 0.99% 4/18
6 Month 15-Apr-25 10581.20 5.81% - 4.34% 3/18
YTD 01-Jan-25 10744.50 7.45% - 5.96% 3/18
1 Year 15-Oct-24 10704.70 7.05% 7.05% 5.83% 3/18
2 Year 13-Oct-23 12076.00 20.76% 9.85% 10.56% 6/18
3 Year 14-Oct-22 12964.70 29.65% 9.02% 10.41% 10/18
5 Year 15-Oct-20 16690.60 66.91% 10.78% 10.24% 3/17
10 Year 15-Oct-15 23156.40 131.56% 8.75% 8.65% 4/17
Since Inception 03-Jan-13 33322.20 233.22% 9.87% 9.37% 3/18

SIP Returns (NAV as on 15th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 15-Oct-24 12000 12643.02 5.36 % 10.09 %
2 Year 13-Oct-23 24000 26383.6 9.93 % 9.38 %
3 Year 14-Oct-22 36000 41448.07 15.13 % 9.36 %
5 Year 15-Oct-20 60000 75099.89 25.17 % 8.91 %
10 Year 15-Oct-15 120000 188391.59 56.99 % 8.73 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 20.26% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 20.26%
No of Stocks : 43 (Category Avg - 35.61) | Large Cap Investments : 10.41%| Mid Cap Investments : 2.1% | Small Cap Investments : 0.6% | Other : 7.17%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 285.3 1.85% -0.01% 2.25% (Mar 2025) 1.1% (Nov 2024) 3.00 L 0.00
ICICI Bank Ltd. Private sector bank 249.4 1.62% -0.07% 2.27% (Mar 2025) 1.62% (Sep 2025) 1.85 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 169.1 1.10% -0.01% 1.3% (Jun 2025) 0.89% (Nov 2024) 90.00 k 0.00
Bajaj Finserv Ltd Holding company 150.5 0.98% 0.04% 1.11% (May 2025) 0.94% (Jan 2025) 75.00 k 0.00
Hindalco Industries Ltd. Aluminium 144.8 0.94% 0.07% 0.95% (Jun 2025) 0.53% (Jan 2025) 1.90 L 0.00
Fortis Healthcare Ltd. Hospital 109.6 0.71% 0.04% 0.72% (Sep 2025) 0.2% (Feb 2025) 1.13 L 0.00
Reliance Industries Ltd. Refineries & marketing 102.3 0.66% 0.00% 1.54% (Jan 2025) 0.32% (Oct 2024) 75.00 k 0.00
Infosys Ltd. Computers - software & consulting 100.9 0.66% -0.02% 1.65% (Jan 2025) 0.66% (Sep 2025) 70.00 k 0.00
Tech Mahindra Ltd. Computers - software & consulting 98 0.64% -0.04% 0.85% (Jun 2025) 0.29% (Apr 2025) 70.00 k 0.00
Ultratech Cement Ltd. Cement & cement products 91.7 0.60% -0.02% 0.86% (May 2025) 0.6% (Sep 2025) 7.50 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 96 (Category Avg - 41.89) | Modified Duration 4.17 Years (Category Avg - 4.37)| Yield to Maturity 7.44% (Category Avg - 7.05%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 18.91% 36.13%
CD 0.64% 0.59%
T-Bills 0.00% 0.12%
CP 0.00% 0.13%
NCD & Bonds 52.33% 33.98%
PTC 1.70% 0.99%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 18.91% 36.25%
Low Risk 53.04% 33.84%
Moderate Risk 1.63% 1.80%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.62%
TREPS TREPS 1.97%
Nexus Select Trust InvITs 0.82%
Embassy Office Parks Reit InvITs 0.51%
IndiGrid Infrastructure Trust InvITs 0.08%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    2.64vs2.82
    Category Avg
  • Beta

    Low volatility
    0.82vs0.85
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.18vs1.1
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.04vs0.04
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    0.6vs0.46
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Conservative Hybrid Fund - Direct Plan - Growth 4 902.02 1.11 2.22 5.89 9.26 10.15
ICICI Prudential Regular Savings Fund - Direct Plan - Growth 3 3264.25 0.58 1.90 5.77 8.02 11.47
Aditya Birla Sun Life Regular Savings Fund- Direct Plan - Growth 3 1539.01 1.12 1.83 5.81 7.75 10.65
Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth 4 3028.40 1.06 1.31 3.82 7.20 12.35
Franklin India Conservative Hybrid Fund  - Direct - Growth 2 202.93 0.97 1.11 4.55 6.74 10.90
DSP Regular Savings Fund - Direct Plan - Growth 5 178.08 0.35 0.57 3.15 6.37 11.09
Baroda BNP Paribas Conservative Hybrid Fund - Direct Plan - Growth 2 812.15 1.07 1.15 4.70 6.17 10.60
Axis Conservative Hybrid Fund - Direct Plan - Growth 2 270.65 0.89 0.80 3.50 6.06 8.96
Canara Robeco Conservative Hybrid Fund - Direct Plan - Growth 3 936.44 0.46 1.08 4.50 5.87 10.18
HSBC Conservative Hybrid Fund - Direct Plan - Growth 5 156.57 0.43 2.11 5.62 5.44 12.02

More Funds from Aditya Birla Sun Life Mutual Fund

Out of 97 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 8 is/are ranked 3 * , 11 is/are ranked 2 * , 7 is/are ranked 1 * , and 67 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth 1 49803.08 0.50 1.45 3.06 6.89 7.15
Aditya Birla Sun Life Large Cap Fund - Direct Plan - Growth 3 30000.77 0.84 0.43 9.62 0.88 17.28
Aditya Birla Sun Life Corporate Bond Fund - Direct Plan - Growth 2 27069.28 1.07 1.36 3.28 8.14 8.25
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth 1 26757.31 0.57 1.49 3.51 7.81 7.75
Aditya Birla Sun Life Flexi Cap Fund - Direct Plan - Growth 3 23265.55 0.94 1.42 11.58 1.32 19.09
Aditya Birla Sun Life Arbitrage Fund - Direct Plan - Growth 5 22618.88 0.55 1.48 3.18 7.28 7.71
Aditya Birla Sun Life Savings Fund - Direct Plan - Growth 2 21367.00 0.61 1.59 3.71 7.98 7.74
Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Plan - Growth 3 15174.87 0.67 1.37 13.87 1.89 16.52
Aditya Birla Sun Life Floating Rate Fund - Direct Plan - Growth 5 13401.97 0.69 1.52 3.68 8.08 7.99
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth 1 13096.92 0.70 1.55 3.74 8.01 7.87

Forum

+ See More