Aditya Birla Sun Life Liquid Fund - Retail - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : Aditya Birla Sun Life Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 506.7255 0.02%
(as on 09th December, 2019)

Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 50511.98 Cr

(9.31% of Investment in Category)

Expense Ratio

: 0.29%

(0.33% Category average)

Risk-O-Meter

Low

Liquid Fund :Liquid Fund : Fund has 86.42% investment in Debt of which 11.85% in Government securities, 73.95% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

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This Scheme

VS

CRISIL 10 Year Gilt Index

-0.53%

0.01%

3.89%

10.05%

6.74%

7.6%

0%
NA
0.41%

1.29%

2.85%

6.46%

6.72%

6.95%

7.13%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 06th December, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-Nov-19	10009.10	0.09%	-	0.09%	11/21
1 Month	06-Nov-19	10043.20	0.43%	-	0.41%	11/21
3 Month	06-Sep-19	10135.80	1.36%	-	1.29%	11/21
6 Month	06-Jun-19	10306.00	3.06%	-	2.85%	9/21
YTD	01-Jan-19	10629.20	6.29%	-	4.19%	6/21
1 Year	06-Dec-18	10684.90	6.85%	6.85%	6.46%	6/21
2 Year	06-Dec-17	11471.50	14.71%	7.11%	6.72%	3/21
3 Year	06-Dec-16	12233.50	22.34%	6.95%	6.49%	3/21
5 Year	05-Dec-14	14305.00	43.05%	7.41%	6.95%	4/21
10 Year	06-Dec-09	20916.20	109.16%	7.65%	7.42%	10/20
Since Inception	13-Jun-97	50661.50	406.62%	7.48%	7.13%	11/21

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 06th December, 2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	06-Dec-18	12000	12416.91	3.47 %	6.47 %
2 Year	06-Dec-17	24000	25754.15	7.31 %	6.93 %
3 Year	06-Dec-16	36000	40007.93	11.13 %	6.97 %
5 Year	05-Dec-14	60000	71802.07	19.67 %	7.11 %
10 Year	06-Dec-09	120000	178576.28	48.81 %	7.71 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2019)

No of Debt Holding 213 (Category Avg - 53.73) | Modified Duration 0.08 Years (Category Avg - 0.08)| Yield to Maturity 5.30% (Category Avg - 5.31%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	2.91%	1.04%
BRDS	0.79%	0.14%
CD	15.66%	18.05%
T-Bills	8.94%	17.99%
NCD & Bonds	8.91%	2.11%
CP	49.38%	44.77%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	11.85%	19.03%
Low Risk	73.95%	64.94%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.79%	0.14%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	9.62%
FD - Indusind Bank Ltd.	FD	1.48%
FD - Indusind Bank Ltd.	FD	1.48%
FD - Indusind Bank Ltd.	FD	0.99%
FD - Axis Bank Ltd.	FD	0.40%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Liquid Fund - INSTITUTIONAL - Growth	3	50511.98	0.43	1.36	3.06	6.85	6.95
BNP Paribas Liquid Fund - Regular Plan - Growth	2	1837.10	0.44	1.40	3.03	6.79	6.87
BNP Paribas Liquid Fund - Regular Plan - Growth	2	1837.10	0.44	1.40	3.03	6.79	6.87
Edelweiss Liquid Fund - Retail Plan - Growth	NA	2157.54	0.44	1.37	3.01	6.77	6.88
Baroda Liquid Fund - Growth	3	5835.31	0.43	1.39	3.01	6.77	6.95
Aditya Birla Sun Life Liquid Fund - Discipline Advantage Plan	NA	50511.98	0.41	1.34	2.95	6.77	7.02
Sundaram Money Fund - Growth	1	6142.18	0.43	1.35	2.98	6.77	6.90
Sundaram Money Fund - Institutional - Growth	1	6142.18	0.43	1.35	2.98	6.77	6.90
JM Liquid Fund - Super Institutional - Growth	3	1109.18	0.42	1.34	2.96	6.77	6.95
SBI Liquid Fund - Institutional - Growth	5	52614.48	0.42	1.35	2.94	6.66	6.82

Detailed Comparison

More Funds from Aditya Birla Sun Life Mutual Fund

Out of 9 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 4 is/are ranked 3 * , and 2 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Liquid Fund - Discipline Advantage Plan	NA	50511.98	0.41	1.34	2.95	6.77	7.02
Aditya Birla Sun Life Liquid Fund - INSTITUTIONAL - Growth	3	50511.98	0.43	1.36	3.06	6.85	6.95
Aditya Birla Sun Life Liquid Fund - Retail - Growth	3	50511.98	0.43	1.36	3.06	6.85	6.95
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan	NA	15840.22	0.61	1.95	4.28	9.21	7.85
Aditya Birla Sun Life Savings Fund - Retail - Growth	4	15840.22	0.53	1.77	4.01	8.72	7.61
Aditya Birla Sun Life Money Manager Fund - Retail - Growth	3	10451.53	0.49	1.58	3.77	8.28	7.59
Aditya Birla Sun Life Low Duration Fund - INSTITUTIONAL - Growth	3	9538.43	0.45	1.79	4.01	8.51	7.17
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail - Growth	4	8720.26	0.42	1.79	4.71	10.13	6.80
Aditya Birla Sun Life Floating Rate Fund - Growth	4	6783.54	0.51	1.87	4.18	8.88	7.52