UTI Mid Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Mid Cap Fund

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 335.7294 0.22%
(as on 09th September, 2025)

Crisil Rating

Below average performance among peers

Fund Size

: ₹ 11668.33 Cr

(5.08% of Investment in Category)

Expense Ratio

: 0.88%

(0.74% Category average)

Risk-O-Meter

Very High Risk

Mid Cap Fund :Mid Cap Fund : The fund has 98.21% investment in domestic equities of which 5.6% is in Large Cap stocks, 34.34% is in Mid Cap stocks, 24.86% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

1M
3M
6M
1Y
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ALL

This Scheme

VS

Benchmark
Nifty Midcap 150 TRI

2.23%

-2.53%

16.86%

-0.94%

18.96%

28.51%

8.39%
NA
2.7%

-0.07%

17.19%

-0.06%

20.44%

27.54%

20.33%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 09th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	02-Sep-25	10029.90	0.30%	-	0.58%	20/30
1 Month	08-Aug-25	10266.50	2.67%	-	2.70%	13/30
3 Month	09-Jun-25	9905.70	-0.94%	-	-0.07%	20/30
6 Month	07-Mar-25	11679.00	16.79%	-	17.19%	18/29
YTD	01-Jan-25	9906.60	-0.93%	-	0.73%	20/29
1 Year	09-Sep-24	9531.70	-4.68%	-4.68%	-0.06%	25/29
2 Year	08-Sep-23	13188.20	31.88%	14.80%	20.44%	26/29
3 Year	09-Sep-22	15758.80	57.59%	16.35%	21.01%	25/27
5 Year	09-Sep-20	30219.60	202.20%	24.74%	27.54%	20/24
10 Year	09-Sep-15	42008.10	320.08%	15.42%	17.47%	19/20
Since Inception	02-Jan-13	92106.80	821.07%	19.12%	20.33%	20/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 09th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	09-Sep-24	12000	12466.94	3.89 %	7.26 %
2 Year	08-Sep-23	24000	26825.45	11.77 %	11.07 %
3 Year	09-Sep-22	36000	45844.66	27.35 %	16.31 %
5 Year	09-Sep-20	60000	93689.05	56.15 %	17.85 %
10 Year	09-Sep-15	120000	300528.58	150.44 %	17.47 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Equity Holding : 98.21% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.21%

No of Stocks : 96 (Category Avg - 70.73) | Large Cap Investments : 5.6%| Mid Cap Investments : 34.34% | Small Cap Investments : 24.86% | Other : 33.41%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Polycab India Limited	Cables - electricals	2863.2	2.45%	0.00%	2.33% (Jul 2025)	1.77% (Feb 2025)	4.04 L	0.00
# Phoenix Mills Ltd.	Residential, commercial projects	2555.4	2.19%	0.00%	2.46% (Feb 2025)	2.01% (Oct 2024)	17.00 L	0.00
# Max Financial Services Ltd.	Life insurance	2424.1	2.08%	0.00%	2.04% (Jun 2025)	1.53% (Aug 2024)	15.13 L	0.00
# Persistent Systems Ltd.	Computers - software & consulting	2414	2.07%	0.00%	2.36% (Dec 2024)	1.96% (Jul 2025)	4.55 L	5.00 k
# J.K. Cement Ltd.	Cement & cement products	2396.5	2.05%	0.00%	2.12% (Jul 2025)	1.28% (Aug 2024)	3.45 L	-0.31 L
# Indian Bank	Public sector bank	2388.3	2.05%	0.00%	1.94% (May 2025)	1.34% (Sep 2024)	36.57 L	0.00
# Coforge Ltd.	Computers - software & consulting	2367.5	2.03%	0.00%	2.73% (Dec 2024)	1.98% (Aug 2024)	13.73 L	-0.27 L
# Alkem Laboratories Ltd.	Pharmaceuticals	2232.6	1.91%	0.00%	2.03% (Aug 2024)	1.7% (Jun 2025)	4.21 L	0.00
# Tube Investments Of India Ltd.	Auto components & equipments	2221.2	1.90%	0.00%	2.11% (Oct 2024)	1.55% (Feb 2025)	7.50 L	0.00
# Dixon Technologies (India) Ltd.	Consumer electronics	2169.7	1.86%	0.00%	1.85% (Jul 2025)	1.12% (Aug 2024)	1.30 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.77%
Margin	Margin	0.02%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

13.89vs15

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.84vs0.9

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.71vs0.92

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.12vs0.15

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-2.78vs0.95

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Mid Cap Fund - Direct Plan - Growth	5	7801.80	2.53	1.96	25.24	11.51	27.87
WhiteOak Capital Mid Cap Fund - Direct Plan - Growth	NA	3500.44	2.98	1.47	18.98	6.24	25.94
Edelweiss Mid Cap Fund - Direct Plan - Growth	5	11026.93	2.55	-0.86	18.57	3.71	24.53
Kotak Midcap Fund - Direct Plan - Growth	3	56988.32	1.94	2.11	20.98	3.43	21.46
ICICI Prudential MidCap Fund - Direct Plan - Growth	3	6492.10	2.47	-1.34	19.61	3.11	21.68
PGIM India Midcap Fund - Direct Plan - Growth	1	11468.11	2.41	1.42	18.26	2.96	13.91
Canara Robeco Mid Cap Fund - Direct Plan - Growth	NA	3132.66	2.62	1.29	21.97	2.73	0.00
HDFC Mid Cap Fund - Direct Plan - Growth	4	83104.83	2.01	-0.06	16.13	2.62	25.02
Union Midcap Fund - Direct Plan - Growth	3	1502.53	3.55	0.84	19.94	2.14	18.99
HSBC Mid Cap Fund - Direct Plan - Growth	3	11845.25	3.87	1.56	22.97	1.94	24.10

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 5 is/are ranked 4 * , 12 is/are ranked 3 * , 9 is/are ranked 2 * , 1 is/are ranked 1 * , and 43 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Liquid Fund - Direct Plan - Growth	2	29013.49	0.48	1.43	3.34	6.99	7.08
UTI Flexi Cap Fund - Direct Plan - Growth	2	25685.44	3.86	1.45	13.46	1.35	10.67
UTI Nifty 50 Index Fund - Direct Plan - Growth	3	23718.66	2.21	-0.43	11.10	0.78	12.75
UTI Money Market Fund - Direct Plan - Growth	2	20553.67	0.45	1.42	4.22	7.97	7.62
UTI Large Cap Fund - Direct Plan - Growth	2	12948.36	2.75	-0.28	10.84	-1.04	12.60
UTI Mid Cap Fund - Direct Plan - Growth	2	11668.33	2.66	-0.94	16.79	-4.68	16.35
UTI Value Fund - Direct Plan - Growth	3	9898.51	2.94	0.80	11.99	-0.39	18.38
UTI Arbitrage Fund - Direct Plan - Growth	4	8511.83	0.43	1.52	3.55	7.28	7.63
UTI Nifty200 Momentum 30 Index Fund - Direct Plan - Growth	NA	8199.28	2.05	-3.78	11.66	-14.79	16.14
UTI Aggressive Hybrid Fund - Direct Plan - Growth	3	6422.41	1.23	-0.96	8.47	0.05	16.16