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Tata Retirement Savings Fund - Regular Plan - Progressive Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 66.0733 -0.39%
    (as on 24th October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk

The fund has 95.54% investment in domestic equities of which 24.69% is in Large Cap stocks, 16.78% is in Mid Cap stocks, 24.12% in Small Cap stocks.

This Scheme
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  • Nifty 500 TRI
  • NA
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Returns (NAV as on 24th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Oct-25 9998.20 -0.02% - 0.04% 22/34
1 Month 24-Sep-25 10212.50 2.12% - 1.31% 4/34
3 Month 24-Jul-25 9989.30 -0.11% - 1.06% 32/34
6 Month 24-Apr-25 10604.40 6.04% - 5.09% 10/34
YTD 01-Jan-25 9898.60 -1.01% - 5.25% 34/34
1 Year 24-Oct-24 10171.70 1.72% 1.72% 5.12% 33/34
2 Year 23-Oct-23 13747.80 37.48% 17.20% 14.09% 9/32
3 Year 21-Oct-22 15652.50 56.53% 16.04% 12.99% 6/31
5 Year 23-Oct-20 20687.10 106.87% 15.63% 12.82% 7/26
10 Year 23-Oct-15 34425.90 244.26% 13.14% 10.09% 1/12
Since Inception 01-Nov-11 66073.30 560.73% 14.45% 11.32% 8/35

SIP Returns (NAV as on 24th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 24-Oct-24 12000 12457.5 3.81 % 7.12 %
2 Year 23-Oct-23 24000 26291.08 9.55 % 9.02 %
3 Year 21-Oct-22 36000 44598.72 23.89 % 14.4 %
5 Year 23-Oct-20 60000 85091.85 41.82 % 13.94 %
10 Year 23-Oct-15 120000 244414.23 103.68 % 13.62 %
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 44.02%  |   Category average turnover ratio is 48.08%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 95.54% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.54%
No of Stocks : 47 (Category Avg - 53.59) | Large Cap Investments : 24.69%| Mid Cap Investments : 16.78% | Small Cap Investments : 24.12% | Other : 29.95%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 1331.4 6.50% -0.01% 7.34% (Apr 2025) 6.27% (Oct 2024) 14.00 L 0.00
Reliance Industries Ltd. Refineries & marketing 933 4.56% 0.20% 4.56% (Sep 2025) 2.5% (Dec 2024) 6.84 L 27.00 k
Eternal Ltd. E-retail/ e-commerce 884.7 4.32% 0.15% 4.32% (Sep 2025) 2.86% (Mar 2025) 27.18 L 0.00
Solar Industries India Ltd. Explosives 848 4.14% -0.15% 4.7% (Jun 2025) 2.63% (Oct 2024) 63.64 k 0.00
ITC Limited Diversified fmcg 744.1 3.63% -0.08% 4.22% (Dec 2024) 3.54% (Jun 2025) 18.53 L 0.00
Radico Khaitan Ltd. Breweries & distilleries 720.8 3.52% 0.04% 3.52% (Sep 2025) 2.75% (Jan 2025) 2.50 L 0.00
Tata Consultancy Services Ltd. Computers - software & consulting 701.9 3.43% -0.23% 5.05% (Jan 2025) 2.74% (Oct 2024) 2.43 L 0.00
BSE Ltd. Exchange and data platform 661 3.23% -0.09% 4.51% (May 2025) 2.88% (Nov 2024) 3.24 L 0.00
Nippon Life India Asset Management Ltd. Asset management company 523.6 2.56% 0.25% 2.56% (Sep 2025) 0% (Oct 2024) 6.03 L 0.00
Mahanagar Gas Ltd. Lpg/cng/png/lng supplier 489.6 2.39% 0.08% 2.74% (Mar 2025) 1.98% (Nov 2024) 3.78 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 3.99%
Repo Repo 0.47%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    11.58vs6.94
    Category Avg
  • Beta

    High volatility
    0.94vs0.85
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.75vs0.87
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.09vs0.08
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    -0.88vs1.04
    Category Avg

More Funds from Tata Mutual Fund

Out of 83 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 10 is/are ranked 3 * , 7 is/are ranked 2 * , 5 is/are ranked 1 * , and 57 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Money Market Fund - Regular Plan - Growth 3 38807.85 0.50 1.42 3.31 7.63 7.57
Tata Liquid Fund -Regular Plan - Growth 2 21302.11 0.47 1.42 2.98 6.73 6.97
Tata Arbitrage Fund - Growth 5 19149.57 0.56 1.39 2.87 6.57 6.97
Tata Small Cap Fund - Regular Plan - Growth 3 11637.30 -3.19 -5.29 4.30 -6.77 19.65
Tata Digital India Fund - Growth NA 11202.89 1.52 -0.16 5.86 -9.44 14.37
Tata Digital India Fund - Growth NA 11202.89 3.13 0.03 3.33 -12.55 10.26
Tata Balanced Advantage Fund - Growth NA 9748.60 1.62 1.22 4.48 4.13 11.32
Tata Value Fund - Regular Plan - Growth 2 8529.97 2.53 1.10 6.24 -0.20 20.26
Tata Large & Mid Cap Fund - Regular Plan - Growth 1 8510.23 1.98 -1.61 3.56 -0.17 14.69
Tata Mid Cap Fund - Regular Plan - Growth 3 5042.63 0.75 -0.02 8.00 1.62 21.43

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