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Tata Retirement Savings Fund - Regular Plan - Progressive Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 63.8659 0.76%
    (as on 01st October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk

The fund has 94.19% investment in domestic equities of which 24.63% is in Large Cap stocks, 15.65% is in Mid Cap stocks, 24.99% in Small Cap stocks.

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  • Nifty 500 TRI
  • NA
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Returns (NAV as on 01st October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Sep-25 9871.30 -1.29% - -0.63% 31/35
1 Month 01-Sep-25 9943.00 -0.57% - 0.73% 34/35
3 Month 01-Jul-25 9456.00 -5.44% - -1.16% 35/35
6 Month 01-Apr-25 10833.20 8.33% - 6.48% 10/35
YTD 01-Jan-25 9567.90 -4.32% - 3.28% 35/35
1 Year 01-Oct-24 9300.40 -7.00% -7.00% 0.19% 35/35
2 Year 29-Sep-23 13029.60 30.30% 14.09% 12.02% 9/32
3 Year 30-Sep-22 15171.10 51.71% 14.88% 12.37% 8/32
5 Year 01-Oct-20 20469.40 104.69% 15.40% 12.58% 7/27
10 Year 01-Oct-15 34018.50 240.19% 13.01% 9.86% 1/13
Since Inception 01-Nov-11 63865.90 538.66% 14.24% 11.06% 8/35

SIP Returns (NAV as on 01st October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Oct-24 12000 12055.26 0.46 % 0.85 %
2 Year 29-Sep-23 24000 25649 6.87 % 6.52 %
3 Year 30-Sep-22 36000 43330.2 20.36 % 12.4 %
5 Year 01-Oct-20 60000 82679.93 37.8 % 12.77 %
10 Year 01-Oct-15 120000 236268.07 96.89 % 12.99 %
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 45.60%  |   Category average turnover ratio is 47.53%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 94.19% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.19%
No of Stocks : 46 (Category Avg - 54.28) | Large Cap Investments : 24.63%| Mid Cap Investments : 15.65% | Small Cap Investments : 24.99% | Other : 28.92%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 1332.2 6.51% -0.27% 7.34% (Apr 2025) 5.99% (Sep 2024) 14.00 L 7.00 L
Reliance Industries Ltd. Refineries & marketing 891.7 4.36% -0.02% 4.53% (Jun 2025) 2.5% (Dec 2024) 6.57 L 0.00
Solar Industries India Ltd. Explosives 877.9 4.29% 0.32% 4.7% (Jun 2025) 2.63% (Oct 2024) 63.64 k 5.50 k
Eternal Ltd. E-retail/ e-commerce 853.3 4.17% 0.16% 4.17% (Aug 2025) 2.86% (Mar 2025) 27.18 L 0.00
ITC Limited Diversified fmcg 759.3 3.71% 0.05% 4.22% (Dec 2024) 3.54% (Jun 2025) 18.53 L 0.00
Tata Consultancy Services Ltd. Computers - software & consulting 749.6 3.66% 0.12% 5.05% (Jan 2025) 2.74% (Oct 2024) 2.43 L 0.00
Radico Khaitan Ltd. Breweries & distilleries 712 3.48% 0.21% 3.48% (Aug 2025) 2.34% (Sep 2024) 2.50 L 0.00
BSE Ltd. Exchange and data platform 679.2 3.32% -0.45% 4.51% (May 2025) 2.47% (Sep 2024) 3.24 L 0.00
Nippon Life India Asset Management Ltd. Asset management company 473.2 2.31% -0.04% 2.35% (Jul 2025) 0% (Sep 2024) 6.03 L 0.00
Mahanagar Gas Ltd. Lpg/cng/png/lng supplier 473.2 2.31% -0.15% 2.74% (Mar 2025) 1.98% (Nov 2024) 3.78 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 5.02%
Repo Repo 0.79%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    High volatility
    13.18vs7.94
    Category Avg
  • Beta

    Low volatility
    0.94vs0.98
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.64vs0.69
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.09vs0.07
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    0.04vs0.67
    Category Avg

More Funds from Tata Mutual Fund

Out of 84 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 7 is/are ranked 3 * , 9 is/are ranked 2 * , 5 is/are ranked 1 * , and 58 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Money Market Fund - Regular Plan - Growth 2 41336.46 0.50 1.48 3.76 7.73 7.55
Tata Liquid Fund -Regular Plan - Growth 3 20403.82 0.48 1.43 3.12 6.82 6.98
Tata Arbitrage Fund - Growth 5 18596.32 0.39 1.31 3.01 6.66 6.93
Tata Digital India Fund - Growth NA 11519.88 -3.75 -7.83 2.13 -14.79 14.15
Tata Digital India Fund - Growth NA 11519.88 -5.14 -12.40 -4.74 -18.30 10.07
Tata Small Cap Fund - Regular Plan - Growth 3 11415.83 0.00 -2.91 9.12 -9.86 20.23
Tata Balanced Advantage Fund - Growth NA 10893.69 0.66 -1.31 4.64 -1.10 10.92
Tata Large & Mid Cap Fund - Regular Plan - Growth 1 8501.26 0.16 -3.99 5.35 -8.08 14.08
Tata Value Fund - Regular Plan - Growth 2 8347.76 2.42 -1.79 8.39 -8.80 20.10
Tata Mid Cap Fund - Regular Plan - Growth 3 4945.93 0.27 -1.89 10.77 -6.39 20.48

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