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Nippon India Retirement Fund - Wealth Creation Scheme - Growth

  • Regular
  • Direct
Category : Retirement Fund
  • NAV
    : ₹ 28.6606 0.56%
    (as on 01st October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk

The fund has 99.22% investment in domestic equities of which 53.51% is in Large Cap stocks, 13.59% is in Mid Cap stocks, 4.75% in Small Cap stocks.

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Returns (NAV as on 01st October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Sep-25 9850.60 -1.49% - -0.63% 34/35
1 Month 01-Sep-25 10084.60 0.85% - 0.73% 15/35
3 Month 01-Jul-25 9870.70 -1.29% - -1.16% 24/35
6 Month 01-Apr-25 10894.90 8.95% - 6.48% 7/35
YTD 01-Jan-25 9963.40 -0.37% - 3.28% 32/35
1 Year 01-Oct-24 9423.70 -5.76% -5.76% 0.19% 34/35
2 Year 29-Sep-23 13437.60 34.38% 15.85% 12.02% 4/32
3 Year 30-Sep-22 16407.80 64.08% 17.91% 12.37% 4/32
5 Year 01-Oct-20 25544.90 155.45% 20.62% 12.58% 4/27
10 Year 01-Oct-15 29039.60 190.40% 11.24% 9.86% 4/13
Since Inception 11-Feb-15 28660.60 186.61% 10.40% 11.06% 19/35

SIP Returns (NAV as on 01st October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Oct-24 12000 12307.15 2.56 % 4.78 %
2 Year 29-Sep-23 24000 26091.65 8.72 % 8.25 %
3 Year 30-Sep-22 36000 44658 24.05 % 14.49 %
5 Year 01-Oct-20 60000 89149.32 48.58 % 15.83 %
10 Year 01-Oct-15 120000 237127.61 97.61 % 13.06 %
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 42.00%  |   Category average turnover ratio is 47.53%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 99.22% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.22%
No of Stocks : 74 (Category Avg - 54.28) | Large Cap Investments : 53.51%| Mid Cap Investments : 13.59% | Small Cap Investments : 4.75% | Other : 27.37%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Private sector bank 2236.5 7.11% -0.60% 9.15% (Apr 2025) 7.11% (Aug 2025) 16.00 L -0.75 L
HDFC Bank Ltd. Private sector bank 2217.2 7.05% -0.26% 7.41% (Apr 2025) 5.94% (Sep 2024) 23.30 L 11.65 L
Reliance Industries Ltd. Refineries & marketing 1391.1 4.42% -0.01% 4.9% (May 2025) 3.7% (Dec 2024) 10.25 L 0.00
Infosys Ltd. Computers - software & consulting 1102.2 3.51% -0.01% 5.66% (Jan 2025) 3.51% (Aug 2025) 7.50 L 0.00
State Bank Of India Public sector bank 1083.4 3.45% 0.11% 3.45% (Aug 2025) 2.48% (Sep 2024) 13.50 L 0.00
Larsen & Toubro Ltd. Civil construction 1080.3 3.44% 0.05% 3.67% (Sep 2024) 3% (Apr 2025) 3.00 L 0.00
Bajaj Finance Ltd. Non banking financial company (nbfc) 921.7 2.93% 0.05% 3.29% (Feb 2025) 1.77% (Nov 2024) 10.50 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 848.1 2.70% 0.03% 2.76% (Jan 2025) 2.32% (Sep 2024) 4.49 L 0.00
- National Thermal Power Corporation Ltd. Power generation 818.9 2.60% 0.00% 2.78% (Sep 2024) 2.23% (Dec 2024) 25.00 L 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 748.7 2.38% 0.05% 3% (Jan 2025) 1.48% (Sep 2024) 2.34 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 0.65%
Net Receivables Net Receivables 0.14%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    11.7vs6.94
    Category Avg
  • Beta

    High volatility
    0.99vs0.85
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.98vs0.87
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.12vs0.08
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    1.48vs1.04
    Category Avg

More Funds from Nippon India Mutual Fund

Out of 129 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 9 is/are ranked 4 * , 14 is/are ranked 3 * , 7 is/are ranked 2 * , 3 is/are ranked 1 * , and 94 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Small Cap Fund - Growth 4 64821.04 0.10 -3.57 11.72 -8.69 22.58
Nippon India ETF Nifty 50 BeES 4 49379.75 0.87 -2.42 8.10 -2.55 14.49
Nippon India ETF Nifty 50 BeES 4 49379.75 0.87 -2.42 8.10 -2.55 14.49
Nippon India Multicap Fund - Growth 4 46215.71 0.11 -0.86 12.32 -2.55 22.38
Nippon India Large Cap Fund - Growth 5 45012.18 0.81 -0.42 10.87 -0.25 20.15
Nippon India Growth Mid Cap Fund - Growth 4 38385.96 0.37 -2.31 12.48 -3.38 24.43
CPSE ETF NA 32051.91 4.35 -1.56 7.42 -7.75 38.84
CPSE ETF NA 32051.91 4.32 -1.59 7.35 -7.81 38.55
Nippon India Liquid Fund - Growth 2 30964.83 0.47 1.42 3.11 6.78 6.97
Nippon India Liquid Fund - Growth 2 30964.83 0.47 1.42 3.11 6.78 6.97

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