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Nippon India Retirement Fund - Wealth Creation Scheme - Growth

  • Regular
  • Direct
Category : Retirement Fund
  • NAV
    : ₹ 29.3134 -0.31%
    (as on 24th October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk

The fund has 99.5% investment in domestic equities of which 53.64% is in Large Cap stocks, 13.65% is in Mid Cap stocks, 4.98% in Small Cap stocks.

This Scheme
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  • BSE 500 TRI
  • NA
  • NA
  • Gold
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Returns (NAV as on 24th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Oct-25 9992.10 -0.08% - 0.04% 27/34
1 Month 24-Sep-25 10075.00 0.75% - 1.31% 29/34
3 Month 24-Jul-25 10112.10 1.12% - 1.06% 17/34
6 Month 24-Apr-25 10601.70 6.02% - 5.09% 11/34
YTD 01-Jan-25 10190.30 1.90% - 5.25% 31/34
1 Year 24-Oct-24 10209.30 2.09% 2.09% 5.12% 32/34
2 Year 23-Oct-23 14075.80 40.76% 18.59% 14.09% 5/32
3 Year 21-Oct-22 16583.70 65.84% 18.29% 12.99% 4/31
5 Year 23-Oct-20 25209.10 152.09% 20.29% 12.82% 4/26
10 Year 23-Oct-15 28748.80 187.49% 11.12% 10.09% 4/12
Since Inception 11-Feb-15 29313.40 193.13% 10.57% 11.32% 17/35

SIP Returns (NAV as on 24th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 24-Oct-24 12000 12545.39 4.54 % 8.51 %
2 Year 23-Oct-23 24000 26416.2 10.07 % 9.51 %
3 Year 21-Oct-22 36000 45376.53 26.05 % 15.6 %
5 Year 23-Oct-20 60000 90397.6 50.66 % 16.39 %
10 Year 23-Oct-15 120000 242966.99 102.47 % 13.51 %
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 40.00%  |   Category average turnover ratio is 48.08%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 99.50% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.50%
No of Stocks : 72 (Category Avg - 53.59) | Large Cap Investments : 53.64%| Mid Cap Investments : 13.65% | Small Cap Investments : 4.98% | Other : 27.23%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 2215.8 6.97% -0.08% 7.41% (Apr 2025) 6.33% (Oct 2024) 23.30 L 0.00
ICICI Bank Ltd. Private sector bank 2156.8 6.78% -0.33% 9.15% (Apr 2025) 6.78% (Sep 2025) 16.00 L 0.00
Reliance Industries Ltd. Refineries & marketing 1398.1 4.40% -0.02% 4.9% (May 2025) 3.7% (Dec 2024) 10.25 L 0.00
State Bank Of India Public sector bank 1177.8 3.70% 0.25% 3.7% (Sep 2025) 2.89% (Oct 2024) 13.50 L 0.00
Larsen & Toubro Ltd. Civil construction 1097.7 3.45% 0.01% 3.46% (May 2025) 3% (Apr 2025) 3.00 L 0.00
Infosys Ltd. Computers - software & consulting 1081.4 3.40% -0.11% 5.66% (Jan 2025) 3.4% (Sep 2025) 7.50 L 0.00
Bajaj Finance Ltd. Non banking financial company (nbfc) 1048.9 3.30% 0.37% 3.3% (Sep 2025) 1.77% (Nov 2024) 10.50 L 0.00
National Thermal Power Corporation Ltd. Power generation 851.1 2.68% 0.08% 2.73% (Oct 2024) 2.23% (Dec 2024) 25.00 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 843.4 2.65% -0.05% 2.76% (Jan 2025) 2.33% (Oct 2024) 4.49 L 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 802 2.52% 0.14% 3% (Jan 2025) 1.66% (Oct 2024) 2.34 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 0.67%
Margin Margin 0.00%
Net Receivables Net Receivables -0.17%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    11.7vs6.94
    Category Avg
  • Beta

    High volatility
    0.99vs0.85
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.98vs0.87
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.12vs0.08
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    1.48vs1.04
    Category Avg

More Funds from Nippon India Mutual Fund

Out of 130 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 10 is/are ranked 4 * , 15 is/are ranked 3 * , 6 is/are ranked 2 * , 3 is/are ranked 1 * , and 95 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Small Cap Fund - Growth 4 66136.11 0.18 -1.78 7.56 -1.81 23.13
Nippon India ETF Nifty 50 BeES 4 50743.44 2.97 3.20 7.30 7.02 14.85
Nippon India ETF Nifty 50 BeES 4 50743.44 2.97 3.20 7.30 7.02 14.85
Nippon India Multicap Fund - Growth 4 47294.47 0.28 0.42 8.77 4.06 22.66
Nippon India Large Cap Fund - Growth 5 46463.11 1.20 3.06 8.47 7.41 20.09
Nippon India Growth Mid Cap Fund - Growth 4 39328.98 1.52 0.89 9.14 4.47 25.60
CPSE ETF NA 32226.16 1.36 1.87 5.04 2.38 36.89
CPSE ETF NA 32226.16 1.36 1.84 4.98 2.31 36.95
Nippon India ETF Gold BeES NA 29322.94 7.29 22.94 26.13 53.69 32.90
Nippon India ETF Gold BeES NA 29322.94 0.00 0.00 0.00 0.00 0.00

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