UTI Nifty Index Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Index Funds/ETFs

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 106.611 -0.18%
(as on 01st July, 2022)

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Crisil Rank

Above average performance among peers

Fund Size

: ₹ 7095.36 Cr

(9.11% of Investment in Category)

Expense Ratio

: 0.21%

(0.27% Category average)

Risk-O-Meter

Very High

Index Funds/ETFs :Index Funds/ETFs : The fund has 99.69% investment in domestic equities of which 89.61% is in Large Cap stocks, 1.19% is in Mid Cap stocks.

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This Scheme

VS

Nifty 50 TRI

-4.53%

-10.33%

-8.51%

1.75%

24.48%

11.98%

11.46%
NA
-3.63%

-9.06%

-10.13%

-0.86%

23.84%

11.03%

3.4%

NA
Gold

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Nifty 50 TRI : -

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 01st July, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Jun-22	10036.40	0.36%	-	0.36%	52/95
1 Month	01-Jun-22	9547.20	-4.53%	-	-3.63%	62/95
3 Month	01-Apr-22	8962.90	-10.37%	-	-9.06%	55/94
6 Month	31-Dec-21	9138.50	-8.62%	-	-10.13%	24/62
YTD	31-Dec-21	9138.50	-8.62%	-	-10.13%	24/62
1 Year	01-Jul-21	10150.10	1.50%	1.50%	-0.86%	17/48
2 Year	01-Jul-20	15426.10	54.26%	24.20%	23.84%	8/34
3 Year	01-Jul-19	13653.90	36.54%	10.93%	10.94%	10/24
5 Year	30-Jun-17	17384.50	73.84%	11.68%	11.03%	7/19
Since Inception	02-Jan-13	28502.60	185.03%	11.66%	3.40%	20/83

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st July, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	01-Jul-21	12000	11194.66	-6.71 %	-12.22 %
2 Year	01-Jul-20	24000	26146.17	8.94 %	8.48 %
3 Year	01-Jul-19	36000	44052.19	22.37 %	13.57 %
5 Year	30-Jun-17	60000	80818.85	34.7 %	11.87 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st May,2022)

Portfolio Turnover Ratio : 6.00% | Category average turnover ratio is 20.68%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 99.69% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.69%

No of Stocks : 51 (Category Avg - 47.61) | Large Cap Investments : 89.61%| Mid Cap Investments : 1.19% | Small Cap Investments : 0% | Other : 8.89%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries/marketing	8851.3	12.47%	-0.39%	12.86% (Apr 2022)	9.62% (Jul 2021)	33.62 L	2.03 L
HDFC Bank Ltd.	Banks	5928.9	8.36%	0.26%	9.57% (Jun 2021)	8.1% (Apr 2022)	42.69 L	2.58 L
Infosys Ltd.	Computers - software	5362.7	7.56%	-0.11%	9.23% (Dec 2021)	7.56% (May 2022)	35.67 L	2.15 L
ICICI Bank Ltd.	Banks	5097.8	7.18%	0.28%	7.27% (Oct 2021)	6.38% (Sep 2021)	67.71 L	4.09 L
Housing Development Finance Corporation Ltd.	Housing finance	4067	5.73%	0.34%	6.79% (Aug 2021)	5.39% (Apr 2022)	17.63 L	1.06 L
Tata Consultancy Services Ltd.	Computers - software	3395.7	4.79%	-0.12%	5.28% (Aug 2021)	4.6% (Oct 2021)	10.09 L	60.96 k
Kotak Mahindra Bank Ltd.	Banks	2642.8	3.72%	0.21%	3.92% (Nov 2021)	3.37% (Mar 2022)	14.31 L	86.43 k
ITC Limited	Cigarettes	2307.7	3.25%	0.22%	3.25% (May 2022)	2.49% (Aug 2021)	85.26 L	5.15 L
Hindustan Unilever Ltd.	Diversified	2047.5	2.89%	0.22%	3.27% (Aug 2021)	2.4% (Mar 2022)	8.70 L	52.55 k
Larsen & Toubro Ltd.	Engineering, designing, construction	1948.1	2.75%	0.01%	3.05% (Jan 2022)	2.65% (Jun 2021)	11.77 L	71.12 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	0.30%
Margin	Margin	0.01%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th June, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

18.97vs13.3

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.99vs0.62

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.43vs0.31

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.08vs-0.23

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-0.33vs0.49

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Nifty 50 Value 20 Index Fund - Direct - Growth	NA	135.62	-3.21	-10.72	-9.92	3.56	0.00
Edelweiss NIFTY PSU Bond Plus SDL Index Fund 2026 - Direct Plan - Growth	NA	5946.72	0.55	-2.02	-1.15	2.24	0.00
Nippon India Index Fund - Direct Plan - S&P BSE Sensex Plan - Growth	2	285.05	-4.35	-10.19	-8.51	2.17	11.10
HDFC Index Fund - S&P BSE Sensex Plan - Direct Plan	3	3383.56	-4.35	-10.22	-8.55	2.07	10.95
ICICI Prudential S&P BSE Sensex Index Fund - Direct Plan - Growth	2	554.62	-4.34	-10.21	-8.57	2.01	11.15
LIC MF Index Fund - Sensex Plan - Direct Plan - Growth	3	50.45	-4.34	-10.24	-8.69	1.98	10.81
DSP Nifty 50 Equal Weight Index Fund - Direct Plan - Growth	NA	336.39	-4.59	-9.36	-7.66	1.97	12.43
Aditya Birla Sun Life Nifty 50 Equal Weight index Fund - Direct Plan - Growth	NA	112.39	-4.61	-9.40	-7.65	1.92	0.00
Tata S&P BSE Sensex Index Fund - Direct Plan	1	137.73	-4.34	-10.16	-8.49	1.87	10.87
IDFC CRISIL Gilt 2027 Index Fund - Direct Plan - Growth	NA	3470.02	0.62	-1.76	-1.13	1.76	0.00

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 53 mutual fund schemes offered by this AMC, 5 is/are ranked 4 * , 12 is/are ranked 3 * , 4 is/are ranked 2 * , 4 is/are ranked 1 * , and 28 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Liquid Cash Plan - Direct Plan - Growth	2	32789.30	0.40	1.02	1.93	3.69	4.18
UTI Flexi Cap Fund - Direct Plan - Growth	3	23608.88	-4.46	-13.01	-19.69	-6.95	15.29
UTI Mastershare Unit Scheme - Direct Plan - Growth	4	9566.33	-4.20	-10.93	-11.92	0.27	12.96
UTI Money Market Fund - Direct Plan - Growth	4	9403.23	0.43	0.87	1.98	3.90	5.25
UTI Overnight Fund - Direct Plan - Growth	NA	8750.95	0.37	1.01	1.85	3.50	3.70
UTI Nifty Index Fund - Direct Plan - Growth	4	7095.36	-4.53	-10.37	-8.61	1.50	10.93
UTI Mid Cap Fund - Direct Plan - Growth	3	6372.56	-3.59	-8.73	-12.57	1.29	19.73
UTI Value Opportunities Fund - Direct Plan - Growth	3	6350.45	-4.38	-9.53	-9.66	-0.47	14.24
UTI Arbitrage Fund - Direct Plan - Growth	2	5498.18	0.27	1.01	2.04	4.09	4.84
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan	NA	5116.39	-1.76	-5.37	-6.71	1.74	8.84