UTI Mastershare Unit Scheme - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large Cap Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 196.9386 0.13%
(as on 18th August, 2022)

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Crisil Rank

Average performance among peers

Fund Size

: ₹ 10136.28 Cr

(4.29% of Investment in Category)

Expense Ratio

: 1.79%

(2.19% Category average)

Risk-O-Meter

Very High

Large Cap Fund :Large Cap Fund : The fund has 94.19% investment in domestic equities of which 70.13% is in Large Cap stocks, 5.86% is in Mid Cap stocks, 3.75% in Small Cap stocks.The fund has 0.14% investment in Debt, of which 0.14% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

Crisil Rank Change : Fund Crisil rank was updated from 5 to 3 in the previous quarter.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

Benchmark
S&P BSE 100

10.38%

10.7%

4.96%

9.28%

26.34%

12.46%

12.85%
NA
9.55%

11.32%

3.8%

6.95%

24.75%

11.57%

14.56%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 18th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11-Aug-22	10165.50	1.66%	-	1.81%	26/32
1 Month	18-Jul-22	10910.80	9.11%	-	9.55%	24/32
3 Month	18-May-22	11058.80	10.59%	-	11.32%	27/32
6 Month	18-Feb-22	10262.30	2.62%	-	3.80%	25/32
YTD	31-Dec-21	9943.70	-0.56%	-	1.88%	28/32
1 Year	18-Aug-21	10660.40	6.60%	6.60%	6.95%	19/32
2 Year	18-Aug-20	15881.90	58.82%	26.02%	24.75%	11/29
3 Year	16-Aug-19	16840.80	68.41%	18.92%	17.27%	7/29
5 Year	18-Aug-17	18429.40	84.29%	13.00%	11.57%	4/28
10 Year	17-Aug-12	37249.60	272.50%	14.04%	13.82%	14/27
Since Inception	30-Jul-05	86718.90	767.19%	13.50%	14.56%	19/32

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 18th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	18-Aug-21	12000	12485.1	4.04 %	7.58 %
2 Year	18-Aug-20	24000	28254.05	17.73 %	16.55 %
3 Year	16-Aug-19	36000	48724.22	35.35 %	20.67 %
5 Year	18-Aug-17	60000	89406.91	49.01 %	15.95 %
10 Year	17-Aug-12	120000	247324.89	106.1 %	13.85 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Jul,2022)

Portfolio Turnover Ratio : 29.00% | Category average turnover ratio is 155.00%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 94.19% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.19%

No of Stocks : 52 (Category Avg - 50.50) | Large Cap Investments : 70.13%| Mid Cap Investments : 5.86% | Small Cap Investments : 3.75% | Other : 14.45%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Banks	9791.3	9.66%	0.57%	9.66% (Jul 2022)	7.46% (Sep 2021)	1.20 Cr	81.00 k
Infosys Ltd.	Computers - software	7573.4	7.47%	-0.26%	9.58% (Dec 2021)	7.47% (Jul 2022)	48.87 L	0.00
HDFC Bank Ltd.	Banks	6841.1	6.75%	-0.21%	7.18% (Feb 2022)	6.27% (Dec 2021)	47.70 L	0.00
Bharti Airtel Ltd.	Telecom - services	4393.1	4.33%	-0.47%	5.04% (Nov 2021)	4.33% (Jul 2022)	64.80 L	0.00
Reliance Industries Ltd.	Refineries/marketing	4313.7	4.26%	-0.57%	4.96% (Apr 2022)	1.67% (Oct 2021)	17.19 L	0.00
- Housing Development Finance Corporation Ltd.	Housing finance	3616.6	3.57%	0.00%	4.58% (Aug 2021)	3.51% (Apr 2022)	15.21 L	0.00
Tata Consultancy Services Ltd.	Computers - software	3601.4	3.55%	-0.31%	4.51% (Aug 2021)	3.55% (Jul 2022)	10.91 L	0.00
Larsen & Toubro Ltd.	Engineering, designing, construction	2636.1	2.60%	0.14%	2.6% (Jul 2022)	2.28% (Sep 2021)	14.58 L	0.00
Axis Bank Ltd.	Banks	2589.5	2.55%	0.27%	2.55% (Jul 2022)	1.99% (Nov 2021)	35.73 L	2.70 L
Kotak Mahindra Bank Ltd.	Banks	2558	2.52%	0.46%	2.52% (Jul 2022)	1.73% (Mar 2022)	14.13 L	2.70 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.70) | Modified Duration 0.00 Years (Category Avg - 0.94)| Yield to Maturity - -- (Category Avg - 4.68%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.14%	0.13%
NCD & Bonds	0.00%	0.01%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.14%	0.13%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	5.59%
FD - Indian Bank	FD	0.04%
Margin	Margin	0.04%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

21.02vs19.7

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.93vs0.86

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.62vs0.51

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.14vs0.12

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.33vs-0.83

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Large Cap Fund - Growth	5	11724.48	10.65	14.41	8.63	15.96	18.95
HDFC Top 100 Fund - Growth	5	21498.20	9.80	11.97	7.17	14.19	16.18
ICICI Prudential Bluechip Fund - Growth	5	32524.62	9.04	11.00	4.14	11.29	18.98
Taurus Largecap Equity Fund - Growth	2	33.28	11.68	12.30	8.70	9.89	15.28
IDBI India Top 100 Equity Fund - Growth	4	600.85	10.67	11.58	4.59	9.00	20.35
SBI Blue Chip Fund - Regular Plan - Growth	4	32773.13	8.73	11.49	5.33	8.99	18.58
Baroda BNP Paribas Large Cap Fund - Regular Plan - Growth	3	1325.54	9.34	11.30	4.21	8.46	17.55
JM Large Cap Fund - Growth	4	49.51	8.35	9.97	3.56	8.07	15.16
Aditya Birla Sun Life Frontline Equity Fund - Regular Plan - Growth	4	21534.38	9.16	11.54	3.96	7.67	17.84
Indiabulls Bluechip Fund - Regular Plan - Growth	1	95.80	9.35	11.36	4.30	7.25	13.43

Detailed Comparison

More Funds from

Out of 67 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 8 is/are ranked 4 * , 14 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 36 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Nifty 50 ETF	4	35144.83	10.59	11.42	4.91	9.83	18.75
UTI Nifty 50 ETF	4	35144.83	10.59	11.42	4.91	9.83	18.75
UTI Liquid Cash Plan - Regular Plan - Growth	3	27541.74	0.42	1.21	2.07	3.80	4.02
UTI Flexi Cap Fund - Growth	2	25448.00	10.06	11.70	1.25	-0.64	22.67
UTI S&P BSE Sensex ETF	5	22750.93	10.84	12.05	5.19	9.73	18.51
UTI S&P BSE Sensex ETF	5	22750.93	10.84	12.05	5.19	9.73	18.51
UTI Mastershare Unit Scheme - Growth	3	10136.28	9.11	10.59	2.62	6.60	18.92
UTI Overnight Fund - Growth	NA	8681.05	0.42	1.16	2.01	3.68	3.60
UTI Nifty 50 Index Fund - Growth	4	7941.05	10.61	11.45	4.95	9.90	18.95
UTI Nifty 50 Index Fund - Growth	4	7941.05	10.56	11.34	4.75	9.51	18.49