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UTI Long Term Equity Fund (Tax Saving) - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House :
  • NAV
    : ₹ 155.1626 1.8%
    (as on 04th October, 2022)
Crisil Rank
Average performance among peers
Risk-O-Meter
Very High

The fund has 98.32% investment in domestic equities of which 49.88% is in Large Cap stocks, 12.24% is in Mid Cap stocks, 12.05% in Small Cap stocks.The fund has 0.14% investment in Debt, of which 0.14% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 04th October, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 27-Sep-22 10213.80 2.14% - 2.01% 16/55
1 Month 02-Sep-22 9906.60 -0.93% - -0.46% 35/55
3 Month 04-Jul-22 11173.20 11.73% - 12.46% 30/55
6 Month 04-Apr-22 9917.30 -0.83% - 0.40% 33/55
YTD 31-Dec-21 9745.30 -2.55% - 1.71% 45/55
1 Year 04-Oct-21 9901.20 -0.99% -0.99% 2.53% 40/55
2 Year 01-Oct-20 16292.40 62.92% 27.51% 30.51% 34/55
3 Year 04-Oct-19 17663.20 76.63% 20.86% 21.93% 25/54
5 Year 04-Oct-17 18647.80 86.48% 13.27% 12.83% 16/44
Since Inception 02-Jan-13 36526.00 265.26% 14.20% 15.37% 30/51

SIP Returns (NAV as on 04th October, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 04-Oct-21 12000 12223.12 1.86 % 3.46 %
2 Year 01-Oct-20 24000 27242.77 13.51 % 12.69 %
3 Year 04-Oct-19 36000 48090.4 33.58 % 19.73 %
5 Year 04-Oct-17 60000 90121.48 50.2 % 16.27 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Aug,2022)

Portfolio Turnover Ratio : 28.00%  |   Category average turnover ratio is 56.42%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 98.32% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.32%
No of Stocks : 55 (Category Avg - 46.50) | Large Cap Investments : 49.88%| Mid Cap Investments : 12.24% | Small Cap Investments : 12.05% | Other : 24.15%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 2525.4 8.43% 0.32% 8.43% (Aug 2022) 6.69% (Sep 2021) 28.46 L 0.00
HDFC Bank Ltd. Banks 2260.4 7.54% -0.02% 7.73% (Jun 2022) 6.89% (Dec 2021) 15.21 L 7.19 k
Infosys Ltd. Computers - software 1840.2 6.14% -0.51% 7.99% (Mar 2022) 6.14% (Aug 2022) 12.33 L 0.00
Axis Bank Ltd. Banks 1149.5 3.84% -0.02% 4.07% (Feb 2022) 3.5% (Nov 2021) 15.30 L 0.00
Bharti Airtel Ltd. Telecom - services 1074.5 3.58% -0.08% 4.48% (Nov 2021) 3.58% (Aug 2022) 14.79 L -0.74 L
State Bank Of India Banks 807.7 2.69% -0.11% 2.8% (Jul 2022) 2.07% (Dec 2021) 15.20 L 0.00
Bajaj Finance Ltd. Nbfc 807.4 2.69% -0.10% 2.79% (Jul 2022) 1.97% (Apr 2022) 1.11 L -0.76 k
ITC Limited Cigarettes 668.2 2.23% -0.14% 2.41% (Jun 2022) 1.75% (Jan 2022) 20.85 L -1.58 L
Crompton Greaves Consumer Electricals Ltd. Home appliances 622.3 2.08% 0.04% 2.08% (Aug 2022) 1.73% (Mar 2022) 15.27 L 37.80 k
Maruti Suzuki India Ltd. Passenger/utility vehicles 600.3 2.00% 0.04% 2.06% (Jun 2022) 1.44% (Nov 2021) 66.10 k 2.04 k
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 1 (Category Avg - 0.09) | Modified Duration 0.00 Years (Category Avg - 1.52)| Yield to Maturity - -- (Category Avg - 5.40%)

Type of Holdings

Security Type
% Weight
Category Average
T-Bills 0.14% 0.01%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.14% 0.01%
Low Risk 0.00% 0.00%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 1.52%
Margin Margin 0.02%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2022)

  • Standard Deviation

    High volatility
    20.49vs20.38
    Category Avg
  • Beta

    High volatility
    0.93vs0.9
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.65vs0.68
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.14vs0.16
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    2.11vs2.03
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Direct Plan - Growth 5 1787.29 0.47 17.77 3.34 12.81 42.22
HDFC Tax Saver Fund - Direct Plan - Growth 4 9787.51 -0.04 11.79 3.73 8.11 17.90
Parag Parikh Tax Saver Fund - Direct Plan - Growth NA 733.49 1.93 10.18 1.78 5.60 25.42
Kotak Tax Saver Fund - Direct Plan - Growth 4 2935.89 -0.69 12.12 -0.12 4.75 21.27
IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth 5 3851.42 0.01 12.29 -0.93 4.26 25.58
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth 5 415.69 -0.53 9.18 -2.87 3.66 20.91
Tata India Tax Savings Fund - Direct Plan - Growth 3 3118.97 -1.04 11.87 -1.06 3.55 18.72
Sundaram Tax Saving Fund - Direct Plan - Growth 3 969.37 -0.87 11.85 0.56 3.41 21.06
SBI Long Term Equity Fund - Direct Plan - Growth 4 11204.25 -1.34 10.34 1.45 2.70 19.99
Franklin India Taxshield Fund - Direct - Growth 3 4862.16 -0.59 11.61 -0.09 2.23 18.21

More Funds from

Out of 50 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 3 is/are ranked 4 * , 14 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 25 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Liquid Cash Plan - Direct Plan - Growth 3 32857.36 0.45 1.32 2.36 4.21 4.10
UTI Flexi Cap Fund - Direct Plan - Growth 2 26503.19 -1.54 12.00 -4.03 -8.99 21.00
UTI Mastershare Unit Scheme - Direct Plan - Growth 3 10570.15 -0.89 9.86 -3.39 -1.62 18.42
UTI Nifty 50 Index Fund - Direct Plan - Growth 4 8528.57 -1.53 9.39 -3.51 -1.25 16.64
UTI Money Market Fund - Direct Plan - Growth 5 8163.61 0.44 1.33 2.20 4.30 4.96
UTI Mid Cap Fund - Direct Plan - Growth 3 7233.45 0.30 15.66 5.38 3.67 28.31
UTI Value Opportunities Fund - Direct Plan - Growth 3 6922.66 -0.60 11.24 0.00 1.03 20.67
UTI Overnight Fund - Direct Plan - Growth NA 6909.40 0.43 1.28 2.30 4.03 3.67
UTI Hybrid Equity Fund - Direct Plan - Growth 4 4447.63 -0.92 7.72 0.48 2.34 17.86
UTI Arbitrage Fund - Direct Plan - Growth 2 4422.04 0.41 1.10 2.10 4.21 4.62

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