UTI Innovation Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 11.6866 -0.29%
(as on 07th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 826.18 Cr

(0.16% of Investment in Category)

Expense Ratio

: 2.3%

(2.12% Category average)

Risk-O-Meter

Very High Risk

Sectoral/Thematic :Sectoral/Thematic : The fund has 96.04% investment in domestic equities of which , 1.43% is in Mid Cap stocks, 12.9% in Small Cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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This Scheme

VS

Benchmark
Nifty 500 TRI

1.44%

3.89%

7.38%

4.19%

18.1%

19.77%

12.59%
NA
0.83%

3.74%

8.55%

2.25%

19.06%

21.58%

12.22%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 06th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30-Oct-25	9761.70	-2.38%	-	-1.30%	239/249
1 Month	06-Oct-25	9949.70	-0.50%	-	0.96%	211/243
3 Month	06-Aug-25	10248.80	2.49%	-	3.94%	184/242
6 Month	06-May-25	11287.10	12.87%	-	9.27%	40/232
YTD	01-Jan-25	9333.70	-6.66%	-	3.56%	204/220
1 Year	06-Nov-24	9540.20	-4.60%	-4.60%	1.51%	169/206
2 Year	06-Nov-23	11590.50	15.91%	7.65%	19.27%	157/160
Since Inception	13-Oct-23	11720.10	17.20%	7.98%	12.16%	161/218

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 06th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	06-Nov-24	12000	12382.79	3.19 %	5.93 %
2 Year	06-Nov-23	24000	25096.7	4.57 %	4.35 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 16.00% | Category average turnover ratio is 203.09%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.04% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.04%

No of Stocks : 26 (Category Avg - 44.42) | Large Cap Investments : 0%| Mid Cap Investments : 1.43% | Small Cap Investments : 12.9% | Other : 81.71%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Eternal Ltd.	E-retail/ e-commerce	797.6	9.65%	0.09%	9.65% (Sep 2025)	6.63% (Oct 2024)	24.50 L	-1.04 L
Info Edge (India) Ltd.	Internet & catalogue retail	700.3	8.48%	0.14%	8.48% (Sep 2025)	6.78% (Oct 2024)	5.35 L	19.70 k
PB Fintech Ltd.	Financial technology (fintech)	588.7	7.13%	-0.17%	8.26% (Dec 2024)	6.99% (Oct 2024)	3.46 L	0.00
Affle India Ltd.	It enabled services	529.1	6.40%	0.23%	6.49% (Jun 2025)	4.82% (Jan 2025)	2.72 L	0.00
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	478.3	5.79%	0.15%	6.39% (Apr 2025)	4.69% (Dec 2024)	20.58 L	0.00
Indiamart Intermesh Ltd.	Internet & catalogue retail	329.1	3.98%	-0.34%	4.32% (Aug 2025)	3.52% (Dec 2024)	1.40 L	0.00
KPIT Technologies Ltd.	Computers - software & consulting	320.2	3.88%	-0.26%	5.17% (Mar 2025)	3.88% (Sep 2025)	2.92 L	0.00
Delhivery Ltd.	Logistics solution provider	313.4	3.79%	-0.09%	3.88% (Aug 2025)	2.51% (Mar 2025)	6.96 L	0.00
One 97 Communications Ltd.	Financial technology (fintech)	300.7	3.64%	-0.21%	3.85% (Aug 2025)	1.75% (Oct 2024)	2.68 L	0.00
Rategain Travel Technologies Ltd.	Computers - software & consulting	300.1	3.63%	0.79%	4.33% (Oct 2024)	2.44% (Jul 2025)	4.65 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	3.94%
Margin	Margin	0.02%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Regular Plan - Growth	NA	406.67	1.45	18.38	60.19	40.18	39.33
Aditya Birla Sun Life International Equity Fund - Regular Plan - Growth	NA	266.19	-1.76	3.69	18.39	25.72	17.19
Franklin Asian Equity Fund - Growth	NA	279.13	1.36	10.62	23.02	19.68	15.60
Nippon India Japan Equity Fund - Growth	NA	289.73	-0.93	5.46	14.11	19.10	18.32
HDFC Transportation and Logistics Fund - Regular Plan - Growth	NA	1651.55	-0.47	10.77	24.49	18.71	0.00
Quant BFSI Fund - Regular Plan - Growth	NA	655.17	4.82	7.47	21.51	18.29	0.00
DSP Banking & Financial Services Fund - Regular Plan - Growth	NA	1419.62	3.49	7.22	9.88	16.52	0.00
ITI Banking and Financial Services Fund - Regular Plan - Growth	NA	311.03	4.43	7.14	8.73	15.69	13.41
SBI Banking & Financial Services Fund - Regular Plan - Growth	NA	8693.07	2.81	5.84	11.12	15.33	19.07
Mirae Asset Banking and Financial Services Fund - Growth	NA	2014.27	3.56	5.37	9.44	13.33	17.15

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 96 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 5 is/are ranked 4 * , 15 is/are ranked 3 * , 8 is/are ranked 2 * , 1 is/are ranked 1 * , and 62 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Nifty 50 ETF	5	63831.92	1.82	4.05	5.59	5.42	13.27
UTI Nifty 50 ETF	5	63831.92	1.82	4.05	5.59	5.42	13.27
UTI BSE Sensex ETF	5	49897.45	1.97	3.70	4.31	4.82	12.26
UTI BSE Sensex ETF	5	49897.45	1.97	3.70	4.31	4.82	12.26
UTI Flexi Cap Fund - Growth	2	25187.42	0.08	2.15	5.37	1.82	10.51
UTI Nifty 50 Index Fund - Growth	3	24335.81	1.80	3.98	5.45	5.16	12.94
UTI Nifty 50 Index Fund - Growth	3	24335.81	1.82	4.07	5.61	5.46	13.33
UTI Liquid Fund - Regular Plan - Growth	2	21945.52	0.47	1.44	3.00	6.68	6.99
UTI Money Market Fund - Regular Plan - Growth	3	18862.20	0.47	1.47	3.35	7.64	7.60
UTI Large Cap Fund - Growth	3	12946.56	1.04	3.46	4.86	3.66	12.14