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UTI Credit Risk Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 18.0352 0.05%
    (as on 17th May, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderate

Fund has 82.54% investment in Debt of which , 69.79% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 17th May, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 10-May-19 9972.68 -0.27% - -0.22% 17/20
1 Month 16-Apr-19 9988.81 -0.11% - -0.29% 13/20
3 Month 15-Feb-19 10137.15 1.37% - 1.15% 13/20
6 Month 16-Nov-18 10351.85 3.52% - 2.96% 12/20
YTD 29-Mar-19 10013.94 0.14% - -0.15% 11/20
1 Year 17-May-18 10704.84 7.05% 7.05% 5.95% 11/19
2 Year 17-May-17 11397.95 13.98% 6.76% 6.22% 10/19
3 Year 17-May-16 12673.36 26.73% 8.22% 7.61% 8/18
5 Year 16-May-14 15608.14 56.08% 9.30% 8.87% 4/11
10 Year - - - - - -/-
Since Inception 02-Jan-13 17808.67 78.09% 9.48% - -/-

SIP Returns (NAV as on 17th May,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 17-May-18 12000 12420.62 3.51 % 6.59 %
2 years 17-May-17 24000 25611.24 6.71 % 6.40 %
3 years 17-May-16 36000 40017.97 11.16 % 7.01 %
5 years 17-May-14 60000 73773.27 22.96 % 8.20 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2019)

No of Debt Holding 69 (Category Avg - 71.25) | Modified Duration 1.16 Years (Category Avg - 1.54)| Yield to Maturity 10.62% (Category Avg - 10.46%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.42%
CD 0.00% 1.31%
NCD-ST 0.00% 0.48%
T-Bills 0.00% 0.01%
CP 0.00% 3.47%
NCD & Bonds 80.53% 84.52%
PTC 2.01% 2.26%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 69.79% 63.62%
Moderate Risk 12.75% 25.83%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 17.34%
MF Units MF Units 0.10%
FD - Axis Bank Ltd. FD 0.02%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2019)

  • Standard Deviation

    Low volatility
    1.38vs1.79
    Category Avg
  • Beta

    High volatility
    0.85vs0.51
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.57vs0.4
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.01vs0.01
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.06vs-0.09
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Credit Risk Fund - Direct - Growth 4 7228.99 0.26 1.32 4.78 9.38 9.32
Axis Credit Risk Fund - Direct Plan - Growth 4 1658.66 0.49 2.16 4.86 8.92 8.51
Sundaram Short Term Credit Risk Fund - Direct Plan - Growth 5 415.69 0.53 2.03 4.28 8.67 8.26
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 2 11155.62 0.52 2.23 4.56 8.56 8.72
IDFC Credit Risk Fund - Direct Plan - Growth 5 1331.37 0.61 2.13 4.70 8.37 0.00
Kotak Credit Risk Fund - Direct Plan - Growth 4 4993.17 0.49 1.91 4.38 8.33 8.51
Principal Credit Risk Fund - Direct Plan - Growth 4 89.56 0.39 1.88 4.32 8.22 7.82
HDFC Credit Risk Debt Fund - Direct Plan - Growth 3 15965.70 0.47 2.04 4.35 8.08 8.14
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 2 7087.86 0.29 1.73 3.51 7.38 8.78
SBI Credit Risk Fund - Direct Plan - Growth 3 5406.70 -0.81 0.73 3.26 7.37 7.92

More Funds from UTI Mutual Fund

Out of 181 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 10 is/are ranked 3 * , 6 is/are ranked 2 * , 5 is/are ranked 1 * , and 157 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Liquid Cash Plan - Direct Plan - Growth 2 36730.88 0.58 1.82 3.70 7.62 7.19
UTI Equity Fund - Direct Plan - Growth 4 9357.89 -5.33 3.51 5.09 1.02 11.66
UTI Mastershare Unit Scheme - Direct Plan - Growth 3 6003.38 -4.61 4.35 3.89 2.39 11.76
UTI Hybrid Equity Fund - Direct Plan - Growth 1 5760.34 -4.41 3.94 0.83 -1.94 9.66
UTI Ultra Short Term Fund - Direct Plan - Growth 3 5226.09 0.54 1.96 4.07 8.02 7.90
UTI Treasury Advantage Fund - Direct Plan - Growth 2 5220.21 0.09 1.58 3.74 7.74 7.60
UTI Money Market Fund - Direct Plan - Growth 2 4931.74 0.64 2.08 4.27 8.47 7.51
UTI Credit Risk Fund - Direct Plan - Growth 3 4805.89 -0.11 1.37 3.52 7.05 8.22
UTI Value Opportunities Fund - Direct Plan - Growth 3 4550.52 -5.18 4.86 3.54 0.02 10.55
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan NA 4434.25 -2.61 1.24 2.08 1.33 8.22

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