Get App Open
In App
Open App
you are here:

Union Long Term Equity Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House :
  • NAV
    : ₹ 47.35 0.34%
    (as on 01st December, 2022)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Very High

The fund has 95.69% investment in domestic equities of which 61.24% is in Large Cap stocks, 7.52% is in Mid Cap stocks, 7.86% in Small Cap stocks.The fund has 0.06% investment in Debt, of which 0.06% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
VS
  • Benchmark
    S&P BSE 500 TRI
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • S&P BSE 500 TRI : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 01st December, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Nov-22 10163.10 1.63% - 1.75% 37/56
1 Month 01-Nov-22 10211.30 2.11% - 2.04% 28/56
3 Month 01-Sep-22 10559.80 5.60% - 4.82% 24/55
6 Month 01-Jun-22 11459.30 14.59% - 14.12% 28/55
YTD 31-Dec-21 10619.00 6.19% - 7.14% 35/55
1 Year 01-Dec-21 10840.20 8.40% 8.40% 9.30% 33/55
2 Year 01-Dec-20 15524.60 55.25% 24.60% 25.88% 25/55
3 Year 29-Nov-19 17827.60 78.28% 21.19% 21.15% 21/55
5 Year 01-Dec-17 19622.90 96.23% 14.42% 12.85% 11/44
Since Inception 02-Jan-13 35762.80 257.63% 13.71% 15.61% 41/52

SIP Returns (NAV as on 01st December, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Dec-21 12000 13115.59 9.3 % 17.63 %
2 Year 01-Dec-20 24000 28532.19 18.88 % 17.58 %
3 Year 29-Nov-19 36000 51392.9 42.76 % 24.52 %
5 Year 01-Dec-17 60000 97420.43 62.37 % 19.46 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Oct,2022)

Portfolio Turnover Ratio : 59.00%  |   Category average turnover ratio is 47.59%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 95.69% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.69%
No of Stocks : 62 (Category Avg - 46.31) | Large Cap Investments : 61.24%| Mid Cap Investments : 7.52% | Small Cap Investments : 7.86% | Other : 19.07%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 427.1 7.42% 0.05% 7.54% (Aug 2022) 5.58% (Nov 2021) 4.70 L 0.00
HDFC Bank Ltd. Banks 392.9 6.82% 0.03% 7.75% (May 2022) 5.07% (Apr 2022) 2.63 L 0.00
Infosys Ltd. Computers - software 384.1 6.67% 0.25% 7.9% (Dec 2021) 6.12% (Aug 2022) 2.50 L 0.00
Reliance Industries Ltd. Refineries/marketing 332.7 5.78% 0.13% 8.59% (Apr 2022) 5.65% (Sep 2022) 1.31 L 0.00
Tata Consultancy Services Ltd. Computers - software 214.3 3.72% 0.05% 4.39% (May 2022) 0% (Nov 2021) 67.10 k 0.00
State Bank Of India Banks 206 3.58% 0.11% 3.61% (Jul 2022) 2.22% (Dec 2021) 3.59 L 0.00
Axis Bank Ltd. Banks 193 3.35% 0.93% 3.35% (Oct 2022) 0% (Nov 2021) 2.13 L 31.40 k
Bharti Airtel Ltd. Telecom - services 175.3 3.04% -0.03% 3.11% (Jan 2022) 2.72% (Jul 2022) 2.11 L 0.00
Bajaj Finance Ltd. Nbfc 135 2.34% -0.18% 3.07% (Nov 2021) 2% (Jun 2022) 18.90 k 0.00
National Thermal Power Corporation Ltd. Power 117.7 2.04% 0.06% 2.27% (Jan 2022) 0.87% (Jun 2022) 6.80 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 1 (Category Avg - 0.09) | Modified Duration 0.00 Years (Category Avg - 1.52)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type
% Weight
Category Average
T-Bills 0.06% 0.01%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.06% 0.01%
Low Risk 0.00% 0.00%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 3.10%
Net Receivables Net Receivables 1.15%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2022)

  • Standard Deviation

    High volatility
    20.42vs20.38
    Category Avg
  • Beta

    High volatility
    0.91vs0.89
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.67vs0.65
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.15vs0.15
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    4.09vs2.53
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Direct Plan - Growth 5 2126.60 2.56 8.19 19.25 18.14 41.02
HDFC Tax Saver Fund - Direct Plan - Growth 4 10065.81 3.32 8.26 17.38 16.55 18.49
Parag Parikh Tax Saver Fund - Direct Plan - Growth 5 848.19 1.07 8.27 13.21 13.73 25.66
Tata India Tax Savings Fund - Direct Plan - Growth 3 3190.55 3.38 7.19 16.43 13.31 18.51
IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth 5 3986.13 2.16 6.13 13.46 12.72 25.02
SBI Long Term Equity Fund - Direct Plan - Growth 4 11599.86 3.37 7.18 16.72 12.28 20.31
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth 4 437.12 3.08 7.33 14.64 12.04 21.83
Kotak Tax Saver Fund - Direct Plan - Growth 5 3062.89 2.52 6.03 16.29 11.83 20.67
Nippon India Tax Saver Fund - Direct Plan - Growth 3 12051.94 3.47 6.48 15.38 11.77 16.06
Quantum Tax Saving Fund - Direct Plan - Growth 3 112.95 3.15 5.77 12.59 11.62 16.32

More Funds from

Out of 20 mutual fund schemes offered by this AMC, 5 is/are ranked 4 * , 1 is/are ranked 3 * , 1 is/are ranked 2 * , 3 is/are ranked 1 * , and 10 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Union Balanced Advantage Fund - Direct Plan - Growth NA 1857.06 1.25 2.46 7.27 5.39 12.62
Union Flexi Cap Fund - Direct Plan - Growth 4 1360.62 2.38 5.54 13.92 5.42 20.50
Union Liquid Fund - Direct Plan - Growth 3 1178.17 0.54 1.50 2.78 4.67 4.19
Union Small Cap Fund - Direct Plan - Growth 4 1160.79 -3.13 -0.28 10.88 7.90 30.71
Union Hybrid Equity Fund - Direct Plan - Growth NA 581.59 1.91 4.46 11.43 4.78 0.00
Union Long Term Equity Fund - Direct Plan - Growth 4 575.88 2.11 5.60 14.59 8.40 21.19
Union Midcap Fund - Direct Plan - Growth NA 565.39 0.13 1.14 11.92 7.25 0.00
Union Large and Mid Cap Fund - Direct Plan - Growth NA 408.87 1.35 3.88 12.88 4.24 0.00
Union Corporate Bond Fund - Direct Plan - Growth 1 378.47 0.72 0.97 2.47 2.46 5.44
Union Focused Fund - Direct Plan - Growth 4 336.31 2.65 5.43 14.59 6.30 19.93

Forum

+ See More