Unifi Dynamic Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.5286 0.02%
(as on 07th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 893.96 Cr

(0.29% of Investment in Category)

Expense Ratio

: 0.93%

(0.74% Category average)

Risk-O-Meter

Moderate Risk

Dynamic Asset Allocation or Balanced Advantage :Dynamic Asset Allocation or Balanced Advantage : The fund has 40.23% investment in domestic equities of which 21.47% is in Large Cap stocks, 8.63% is in Mid Cap stocks, 1.74% in Small Cap stocks.The fund has 57.37% investment in Debt, of which 5.65% in Government securities, 27.19% is in Low Risk securities.

1M
3M
6M
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This Scheme

VS

CRISIL Hybrid 50+50 - Moderate Index

1.11%

2.57%

4.17%

6.33%

13.25%

12.53%

9.74%
NA
1.11%

2.83%

5.39%

5.43%

14.34%

13.47%

11.34%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 07th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	31-Oct-25	10017.00	0.17%	-	-0.34%	2/34
1 Month	07-Oct-25	10063.10	0.63%	-	1.11%	31/35
3 Month	07-Aug-25	10176.20	1.76%	-	2.83%	30/35
6 Month	07-May-25	10365.10	3.65%	-	5.39%	33/35
Since Inception	13-Mar-25	10528.60	5.29%	8.18%	11.34%	32/34

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 07th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 40.23% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 40.23%

No of Stocks : 106 (Category Avg - 74.54) | Large Cap Investments : 21.47%| Mid Cap Investments : 8.63% | Small Cap Investments : 1.74% | Other : 8.42%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	163.8	1.83%	0.58%	1.83% (Sep 2025)	0% (Oct 2024)	47.80 k	14.20 k
Hindalco Industries Ltd.	Aluminium	156.8	1.75%	0.07%	1.92% (Jun 2025)	0% (Oct 2024)	2.06 L	0.00
State Bank Of India	Public sector bank	143.3	1.60%	-0.07%	1.77% (Jul 2025)	0% (Oct 2024)	1.64 L	-0.15 L
Tata Consultancy Services Ltd.	Computers - software & consulting	137.5	1.54%	-0.17%	3.67% (Mar 2025)	0% (Oct 2024)	47.60 k	0.00
ICICI Bank Ltd.	Private sector bank	134	1.50%	-0.26%	2.25% (Jul 2025)	0% (Oct 2024)	99.40 k	-8.40 k
IDFC First Bank Ltd.	Private sector bank	130.7	1.46%	-0.02%	2.06% (May 2025)	0% (Oct 2024)	18.74 L	0.00
HDFC Bank Ltd.	Private sector bank	120.3	1.35%	0.14%	4.23% (Mar 2025)	0% (Oct 2024)	1.27 L	17.60 k
Axis Bank Ltd.	Private sector bank	111	1.24%	-0.03%	1.86% (Apr 2025)	0% (Oct 2024)	98.13 k	-6.25 k
ITC Limited	Diversified fmcg	105.4	1.18%	0.29%	1.18% (Sep 2025)	0% (Oct 2024)	2.62 L	76.80 k
Reliance Industries Ltd.	Refineries & marketing	102.3	1.14%	-0.04%	1.19% (Aug 2025)	0% (Oct 2024)	75.00 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 32 (Category Avg - 30.31) | Modified Duration 2.10 Years (Category Avg - 3.15)| Yield to Maturity 9.40% (Category Avg - 6.66%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	5.65%	8.64%
CD	0.00%	0.41%
T-Bills	0.00%	1.13%
CP	0.33%	0.29%
NCD & Bonds	51.39%	11.16%
PTC	0.00%	0.32%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	5.65%	9.77%
Low Risk	27.19%	11.24%
Moderate Risk	24.53%	0.73%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.16%
Margin	Margin	0.24%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	NA	66750.51	0.97	3.69	6.34	9.93	13.78
WhiteOak Capital Balanced Advantage Fund - Direct Plan - Growth	NA	1897.02	1.07	2.62	5.75	8.73	0.00
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth	NA	8370.71	1.05	2.66	5.22	8.31	13.78
Mirae Asset Balanced Advantage Fund - Direct Plan - Growth	NA	1933.78	1.27	2.96	6.01	8.12	13.68
Baroda BNP Paribas Balanced Advantage Fund - Direct - Growth	NA	4361.97	1.72	3.57	8.30	8.01	15.25
UTI Balanced Advantage Fund - Direct Plan - Growth	NA	3067.28	1.11	3.26	4.63	7.88	0.00
SBI Balanced Advantage Fund - Direct Plan - Growth	NA	37457.25	2.09	4.11	5.32	7.88	14.77
DSP Dynamic Asset Allocation Fund - Direct Plan - Growth	NA	3532.22	1.44	2.84	5.14	7.39	13.36
Nippon India Balanced Advantage Fund - Direct Plan - Growth	NA	9479.97	0.70	3.25	5.26	7.11	13.46
Franklin India Balanced Advantage Fund - Direct Plan - Growth	NA	2779.25	0.79	2.35	4.37	6.62	14.55

Detailed Comparison

More Funds from

Out of 3 mutual fund schemes offered by this AMC, and 3 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M
Unifi Dynamic Asset Allocation Fund - Direct Plan - Growth	NA	893.96	0.63	1.76	3.65
Unifi Liquid Fund - Direct Plan - Growth	NA	226.45	0.49	1.49	0.00
Unifi Flexi Cap Fund - Direct Plan - Growth	NA	146.33	1.16	1.74	0.00