Sundaram Focused Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Focused Fund

Fund House : PRINCIPAL Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 123.7647 0.4%
(as on 02nd June, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 808.92 Cr

(0.79% of Investment in Category)

Expense Ratio

: 1.34%

(0.83% Category average)

Risk-O-Meter

Very High

Focused Fund :Focused Fund : The fund has 88.26% investment in domestic equities of which 50.35% is in Large Cap stocks, 19.08% is in Mid Cap stocks, 8.59% in Small Cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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6M
1Y
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ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

3.59%

8.7%

-0.58%

12.74%

10.38%

12.56%

6.57%
NA
3.92%

8.08%

0.68%

14.04%

11.03%

12.52%

14.83%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 02nd June, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-May-23	10052.90	0.53%	-	0.91%	24/26
1 Month	02-May-23	10381.00	3.81%	-	3.92%	15/26
3 Month	02-Mar-23	10819.50	8.20%	-	8.08%	11/26
6 Month	02-Dec-22	10058.40	0.58%	-	0.68%	13/26
YTD	30-Dec-22	10432.40	4.32%	-	4.10%	12/26
1 Year	02-Jun-22	11433.80	14.34%	14.34%	14.04%	12/25
2 Year	02-Jun-21	12026.50	20.27%	9.67%	11.03%	16/24
3 Year	02-Jun-20	19242.00	92.42%	24.38%	24.98%	11/20
5 Year	02-Jun-18	19530.50	95.30%	14.32%	12.52%	5/16
10 Year	02-Jun-13	42327.20	323.27%	15.51%	15.87%	6/13
Since Inception	01-Jan-13	39911.20	299.11%	14.20%	14.83%	16/25

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 02nd June, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	02-Jun-22	12000	12932.33	7.77 %	14.7 %
2 Year	02-Jun-21	24000	25974.09	8.23 %	7.8 %
3 Year	02-Jun-20	36000	44812.14	24.48 %	14.75 %
5 Year	02-Jun-18	60000	90087.1	50.15 %	16.26 %
10 Year	02-Jun-13	120000	257552.66	114.63 %	14.6 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 30th Apr,2023)

Portfolio Turnover Ratio : 29.00% | Category average turnover ratio is 213.28%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 88.26% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 88.26%

No of Stocks : 30 (Category Avg - 27.88) | Large Cap Investments : 50.35%| Mid Cap Investments : 19.08% | Small Cap Investments : 8.59% | Other : 10.23%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	633.2	7.83%	-0.02%	8.87% (Aug 2022)	7.66% (Jan 2023)	6.90 L	0.00
Reliance Industries Ltd.	Refineries & marketing	588.2	7.27%	-0.07%	7.34% (Mar 2023)	5.3% (Sep 2022)	2.43 L	0.00
Housing Development Finance Corporation Ltd.	Housing finance company	571.8	7.07%	0.06%	7.07% (Apr 2023)	4.05% (May 2022)	2.06 L	0.00
Infosys Ltd.	Computers - software & consulting	514.9	6.37%	-0.35%	7.02% (Jun 2022)	5.53% (Sep 2022)	4.11 L	48.00 k
Larsen & Toubro Ltd.	Civil construction	368.9	4.56%	0.19%	4.56% (Apr 2023)	3.37% (Jun 2022)	1.56 L	0.00
Canara Bank	Public sector bank	354.3	4.38%	0.03%	5.24% (Dec 2022)	3.49% (Jun 2022)	11.16 L	-0.64 L
State Bank Of India	Public sector bank	326.7	4.04%	0.21%	4.42% (Jul 2022)	3.83% (Oct 2022)	5.65 L	0.00
Avenue Supermarts Ltd.	Diversified retail	252.9	3.13%	-0.05%	3.9% (Aug 2022)	3.13% (Apr 2023)	72.00 k	0.00
- Ashok Leyland Ltd.	Commercial vehicles	237.2	2.93%	0.00%	3.7% (Jun 2022)	2.93% (Mar 2023)	16.25 L	0.00
Triveni Turbine Ltd.	Heavy electrical equipment	226.9	2.80%	-0.05%	2.86% (Mar 2023)	0% (May 2022)	6.21 L	-0.41 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	10.27%
TREPS	TREPS	1.22%
Net Receivables	Net Receivables	0.25%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2023)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

15.79vs14.75

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.99vs0.9

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.07vs1.02

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.17vs0.17

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-2.18vs-1.74

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Focused 30 Fund - Direct Plan - Growth	5	4379.74	2.53	7.19	2.12	22.02	34.36
360 ONE Focused Equity Fund - Direct Plan - Growth	4	3671.51	3.73	8.33	3.16	20.23	28.98
JM Focused Fund - (Direct) - Growth	3	43.69	5.42	8.51	2.75	18.80	22.02
Franklin India Focused Equity Fund - Direct - Growth	4	8267.99	4.43	7.95	0.30	17.64	30.06
ICICI Prudential Focused Equity Fund - Direct Plan - Growth	5	4172.43	3.73	8.51	1.62	17.35	27.16
Canara Robeco Focused Equity Fund - Direct Plan - Growth	NA	1750.99	3.85	8.17	1.20	17.19	0.00
UTI Focused Equity Fund - Direct Plan - Growth	NA	2353.04	5.81	10.10	3.13	16.81	0.00
Mahindra Manulife Focused Fund - Direct Plan - Growth	NA	708.03	2.31	6.93	0.06	16.45	0.00
HSBC Focused Fund - Direct Plan - Growth	NA	1359.92	3.54	8.96	1.42	15.23	0.00
Bandhan Focused Equity Fund - Direct Plan - Growth	2	1246.32	5.13	12.29	4.60	15.15	21.51

Detailed Comparison

More Funds from PRINCIPAL Mutual Fund

Out of 42 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 9 is/are ranked 3 * , 4 is/are ranked 2 * , 3 is/are ranked 1 * , and 23 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Mid Cap Fund - Direct Plan - Growth	3	7217.45	5.42	7.98	2.30	19.56	30.01
Sundaram Large and Mid Cap Fund - Direct Plan - Growth	3	5024.03	4.70	8.11	1.09	14.88	27.00
Sundaram Liquid Fund - Direct Plan - Growth	2	3995.44	0.60	1.83	3.48	6.37	4.35
Sundaram Aggressive Hybrid Fund - Direct Plan - Growth	3	3073.48	2.86	5.76	-0.61	11.18	21.00
Sundaram Large Cap Fund - Direct Plan - Growth	3	2915.05	3.13	7.15	-0.85	13.32	0.00
Sundaram Services Fund - Direct Plan - Growth	NA	2393.28	4.81	9.10	0.92	15.95	31.45
Sundaram Small Cap Fund - Direct Plan - Growth	2	2067.81	7.06	11.85	7.59	23.04	41.86
Sundaram Flexi Cap Fund - Direct Plan - Growth	NA	1913.61	4.52	8.31	2.06	0.00	0.00
Sundaram Multi Cap Fund - Direct Plan - Growth	2	1850.73	4.16	7.17	0.30	12.26	28.31
Sundaram Ultra Short Duration Fund - Direct Plan - Growth	4	1638.89	0.65	2.06	3.73	6.65	4.68