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PGIM India ELSS Tax Saver Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 25.64 -2.73%
    (as on 24th January, 2022)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Very High

Fund has 96.35% investment in indian stocks of which 66.7% is in large cap stocks, 6.5% is in mid cap stocks, 13.61% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 21st January, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 14-Jan-22 9676.90 -3.23% - -3.08% 23/57
1 Month 21-Dec-21 10685.00 6.85% - 5.70% 9/57
3 Month 21-Oct-21 10313.00 3.13% - 0.51% 10/57
6 Month 20-Jul-21 11622.60 16.23% - 13.38% 8/57
YTD 31-Dec-21 10228.90 2.29% - 1.63% 13/57
1 Year 21-Jan-21 13672.20 36.72% 36.72% 36.44% 18/57
2 Year 21-Jan-20 16694.10 66.94% 29.16% 28.08% 21/57
3 Year 21-Jan-19 18537.30 85.37% 22.82% 22.23% 23/54
5 Year 20-Jan-17 24339.80 143.40% 19.45% 17.48% 12/42
Since Inception 11-Dec-15 26360.00 163.60% 17.17% 17.10% 20/53

SIP Returns (NAV as on 21st January, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 21-Jan-21 12000 14222.31 18.52 % 35.83 %
2 Year 21-Jan-20 24000 36456.41 51.9 % 45.99 %
3 Year 21-Jan-19 36000 57758.26 60.44 % 33.17 %
5 Year 20-Jan-17 60000 104377.4 73.96 % 22.28 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Dec,2021)

Equity Holding : 96.35% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.35%
No of Stocks : 37 (Category Avg - 48.91) | Large Cap Investments : 66.7%| Mid Cap Investments : 6.5% | Small Cap Investments : 13.61% | Other : 9.54%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Infosys Ltd. Computers - software 277.7 8.11% 0.47% 8.38% (Jun 2021) 7.03% (Sep 2021) 1.47 L 0.00
ICICI Bank Ltd. Banks 274.2 8.01% -0.01% 8.9% (Oct 2021) 7.82% (Jun 2021) 3.71 L 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 181.4 5.30% 0.18% 5.52% (Sep 2021) 4.39% (Apr 2021) 95.66 k 0.00
State Bank Of India Banks 167.7 4.90% -0.18% 5.48% (Oct 2021) 3.36% (Jan 2021) 3.64 L 0.00
Bharti Airtel Ltd. Telecom - services 164.7 4.81% -0.50% 5.6% (Oct 2021) 3.97% (May 2021) 2.41 L 0.00
HDFC Bank Ltd. Banks 148.2 4.33% -1.20% 5.86% (Feb 2021) 4.33% (Dec 2021) 1.00 L -0.22 L
HCL Technologies Limited Computers - software 120.2 3.51% 0.37% 3.87% (Sep 2021) 2.02% (May 2021) 91.10 k 0.00
Sun Pharmaceutical Industries Ltd. Pharmaceuticals 120 3.50% 0.26% 3.5% (Dec 2021) 2.58% (May 2021) 1.42 L 0.00
Reliance Industries Ltd. Refineries/marketing 111.9 3.27% -1.19% 6.08% (Feb 2021) 3.27% (Dec 2021) 47.25 k -0.14 L
Praj Industries Ltd. Engineering, designing, construction 105 3.07% -0.01% 3.29% (Jul 2021) 1.63% (Jan 2021) 3.13 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 3.60%
Net Receivables Net Receivables 0.05%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2021)

  • Standard Deviation

    High volatility
    19.34vs19.31
    Category Avg
  • Beta

    High volatility
    0.91vs0.88
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.87vs0.85
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.18vs0.19
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    2.32vs2.5
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Direct Plan - Growth 5 658.11 -0.56 -1.44 6.73 53.41 36.65
IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth 5 3532.70 1.09 -1.71 9.62 41.40 23.77
Mahindra Manulife ELSS Kar Bachat Yojana - Direct Plan - Growth 5 429.44 0.79 -2.51 8.84 33.76 20.52
BOI AXA Tax Advantage Fund - Direct Plan - Growth 5 552.46 -2.02 -3.49 4.58 33.32 29.18
Nippon India Tax Saver Fund - Direct Plan - Growth 1 12023.75 1.70 -4.06 9.66 33.11 13.66
Parag Parikh Tax Saver Fund - Direct Plan - Growth NA 375.27 0.70 -1.11 10.50 32.12 0.00
Baroda ELSS - 96 - Plan B (Direct) - Growth 4 216.70 -1.38 -4.70 9.78 31.38 19.57
DSP Tax Saver Fund - Direct Plan - Growth 4 9635.58 1.54 -4.02 5.01 31.17 22.69
Franklin India Taxshield Fund - Direct - Growth 2 5000.07 0.79 -4.35 8.81 30.66 17.73
Motilal Oswal Long Term Equity Fund - Direct Plan - Growth 2 2350.81 1.52 -0.93 5.11 29.63 19.86

More Funds from PGIM India Mutual Fund

Out of 25 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 3 is/are ranked 4 * , 3 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 10 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
PGIM India Midcap Opportunities Fund - Direct Plan - Growth 5 4069.76 5.55 2.84 19.57 58.36 39.18
PGIM India Flexi Cap Fund - Direct Plan - Growth 5 3301.69 3.95 0.57 12.88 40.18 31.73
PGIM India Global Equity Opportunities Fund - Direct Plan - Growth NA 1724.94 -11.53 -16.70 -8.31 -8.22 25.24
PGIM India Small Cap Fund - Direct Plan - Growth NA 1492.71 9.03 6.38 0.00 0.00 0.00
PGIM India Balanced Advantage Fund - Direct Plan - Growth NA 1360.30 1.22 0.61 5.86 0.00 0.00
PGIM India Liquid Fund - Direct Plan - Growth 1 564.81 0.30 0.87 1.71 3.42 4.76
PGIM India Ultra Short Duration Fund - Direct Plan - Growth 3 526.51 0.37 0.91 1.84 3.85 7.72
PGIM India Large Cap Fund - Direct Plan - Growth 3 362.01 4.00 -3.68 7.50 17.75 17.33
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth 4 342.34 6.85 3.13 16.23 36.72 22.82
PGIM India Fixed Duration Fund - Series AY - Direct Plan - Growth NA 338.94 0.38 1.01 2.04 4.71 8.31

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