LIC MF Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : LIC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 12.0304 0%
(as on 10th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 731.36 Cr

(3.94% of Investment in Category)

Expense Ratio

: 0.63%

(0.53% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 65.21% investment in domestic equities of which 27.23% is in Large Cap stocks, 12.98% is in Mid Cap stocks, 9.39% in Small Cap stocks.The fund has 9.24% investment in Debt, of which 7.82% in Government securities, 1.42% is in Low Risk securities.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty 500 TRI 65% + Nifty Composite Debt Index 25% + Price of Domestic Gold 10%

%

%

%

%

%

%

%
NA
3.32%

5.01%

15.9%

10.88%

19.79%

19.67%

13.95%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 09th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	01-Oct-25	10162.80	1.63%	-	1.63%	15/30
1 Month	09-Sep-25	10314.70	3.15%	-	3.30%	15/30
3 Month	09-Jul-25	10573.00	5.73%	-	4.72%	9/28
6 Month	09-Apr-25	11774.80	17.75%	-	15.69%	10/27
Since Inception	14-Feb-25	12030.50	20.30%	32.94%	13.93%	1/21

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 09th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 65.21% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 65.21%

No of Stocks : 64 (Category Avg - 64.87) | Large Cap Investments : 27.23%| Mid Cap Investments : 12.98% | Small Cap Investments : 9.39% | Other : 15.64%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	155.6	2.13%	0.00%	1.5% (Aug 2025)	0% (Sep 2024)	82.81 k	29.19 k
# ITC Limited	Diversified fmcg	135.8	1.86%	0.00%	1.5% (Aug 2025)	0% (Sep 2024)	3.38 L	91.30 k
# Axis Bank Ltd.	Private sector bank	135.7	1.86%	0.00%	2.76% (Apr 2025)	0% (Sep 2024)	1.20 L	0.00
# Kotak Mahindra Bank Ltd.	Private sector bank	122.3	1.67%	0.00%	2.67% (Mar 2025)	0% (Sep 2024)	61.39 k	0.00
# State Bank Of India	Public sector bank	111.6	1.53%	0.00%	1.97% (Mar 2025)	0% (Sep 2024)	1.28 L	0.00
# SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	111.4	1.52%	0.00%	1.98% (Apr 2025)	0% (Sep 2024)	1.27 L	0.00
# Allied Blenders and Distillers Ltd.	Breweries & distilleries	108.3	1.48%	0.00%	1.71% (Jul 2025)	0% (Sep 2024)	2.13 L	0.00
# Hero Motocorp Ltd.	2/3 wheelers	107.9	1.48%	0.00%	1.69% (Feb 2025)	0% (Sep 2024)	19.72 k	-1.92 k
# Bharat Electronics Ltd.	Aerospace & defense	105.7	1.45%	0.00%	1.94% (Jun 2025)	0% (Sep 2024)	2.62 L	0.00
# MOIL Ltd.	Industrial minerals	103.9	1.42%	0.00%	1.38% (Aug 2025)	0% (Sep 2024)	2.81 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 7 (Category Avg - 16.23) | Modified Duration 0.00 Years (Category Avg - 2.87)| Yield to Maturity - -- (Category Avg - 6.54%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	7.82%	7.79%
CD	0.00%	0.56%
T-Bills	0.00%	0.70%
CP	0.00%	0.17%
NCD & Bonds	1.42%	8.50%
PTC	0.00%	0.11%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	7.82%	8.50%
Low Risk	1.42%	9.11%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	16.00%
MF Units	MF Units	5.47%
TREPS	TREPS	4.18%
Net Receivables	Net Receivables	-0.10%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth	NA	3421.65	2.15	4.83	12.92	16.69	0.00
DSP Multi Asset Allocation Fund - Direct Plan - Growth	NA	3877.86	5.02	7.97	19.16	16.60	0.00
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth	NA	691.32	5.29	7.72	19.84	15.95	0.00
Union Multi Asset Allocation Fund - Direct Plan - Growth	NA	766.46	5.07	7.31	18.49	15.65	0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth	NA	6959.46	3.41	6.47	19.74	14.26	22.66
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth	NA	2669.25	3.28	5.26	15.95	13.70	0.00
Kotak Multi Asset Allocation Fund - Direct Plan - Growth	NA	8373.72	6.14	10.57	23.26	13.26	0.00
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	NA	2227.21	2.93	4.09	15.21	12.88	0.00
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth	NA	4447.24	3.62	5.03	17.74	12.14	0.00
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth	NA	2254.29	2.99	5.32	19.55	12.09	0.00

Detailed Comparison

More Funds from LIC Mutual Fund

Out of 34 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 8 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Liquid Fund - Direct Plan - Growth	2	12211.17	0.49	1.44	3.05	6.82	7.07
LIC MF Large & Mid Cap Fund - Direct Plan - Growth	3	3013.32	1.08	-1.27	14.57	-1.64	17.23
LIC MF Money Market Fund - Direct Plan - Growth	NA	2097.83	0.57	1.53	3.57	7.12	6.78
LIC MF Low Duration Fund - Direct Plan - Growth	3	1918.67	0.63	1.56	3.65	7.92	7.58
LIC MF Banking & PSU Fund - Direct Plan - Growth	3	1899.80	0.77	1.17	3.64	8.39	7.98
LIC MF Multi Cap Fund - Direct Plan - Growth	NA	1715.77	1.99	1.09	20.28	1.00	0.00
LIC MF Large Cap Fund - Direct Plan - Growth	2	1445.32	0.68	-1.36	10.95	-0.06	13.40
LIC MF ELSS Tax Saver - Direct Plan - Growth	3	1087.00	0.20	-1.35	10.49	-2.11	15.85
LIC MF Flexi Cap Fund - Direct Plan - Growth	1	1032.01	2.17	3.54	21.14	-0.69	15.84
LIC MF Infrastructure Fund - Direct Plan - Growth	4	1025.34	2.31	-0.61	24.59	-0.93	28.92

All funds

Forum

NITINPIMPALE
MF Investment Help
Follow

1 days ago

purchase unit will adjust difference in NAV 10.263 View more

Posted by : NITINPIMPALE
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  purchase unit will adjust difference in NAV 10.263
  
  Repost Cancel
You will now receive notification when someone reply to this message.
krishna_ksvs
MF Investment Help
Follow

13 days ago

View more

Posted by : krishna_ksvs
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

14 hrs ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

63 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
ravisistla
MF Investment Help
Follow

76 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

114 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More