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Kotak Tax Saver Scheme - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 72.623 0.6%
    (as on 14th October, 2021)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Very High

Fund has 98.79% investment in indian stocks of which 55.37% is in large cap stocks, 24.18% is in mid cap stocks, 12.88% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 14th October, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 07-Oct-21 10206.50 2.06% - 3.10% 57/60
1 Month 14-Sep-21 10256.30 2.56% - 5.59% 57/60
3 Month 14-Jul-21 10999.20 9.99% - 13.85% 56/60
6 Month 13-Apr-21 12427.40 24.27% - 33.06% 55/60
YTD 01-Jan-21 13444.00 34.44% - 42.55% 44/60
1 Year 14-Oct-20 15576.60 55.77% 55.77% 68.75% 46/60
2 Year 14-Oct-19 16759.30 67.59% 29.41% 33.72% 37/59
3 Year 12-Oct-18 18499.80 85.00% 22.69% 23.22% 28/56
5 Year 14-Oct-16 20909.50 109.10% 15.89% 16.07% 17/42
10 Year 14-Oct-11 43510.30 335.10% 15.83% 16.23% 15/27
Since Inception 23-Nov-05 72623.00 626.23% 13.28% 16.89% 42/58

SIP Returns (NAV as on 14th October, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 14-Oct-20 12000 14924.35 24.37 % 48.03 %
2 Year 14-Oct-19 24000 35543.37 48.1 % 42.9 %
3 Year 12-Oct-18 36000 56239.45 56.22 % 31.19 %
5 Year 14-Oct-16 60000 100911.02 68.19 % 20.91 %
10 Year 14-Oct-11 120000 299907.35 149.92 % 17.43 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Sep,2021)

Portfolio Turnover Ratio : 31.52%  |   Category average turnover ratio is 19.86%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 98.79% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.79%
No of Stocks : 56 (Category Avg - 48.97) | Large Cap Investments : 55.37%| Mid Cap Investments : 24.18% | Small Cap Investments : 12.88% | Other : 6.36%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 1752.1 7.63% -0.36% 8.37% (Feb 2021) 5.09% (Oct 2020) 25.00 L 0.00
Infosys Ltd. Computers - software 1340.2 5.84% -0.23% 6.78% (Dec 2020) 5.61% (May 2021) 8.00 L 0.00
State Bank Of India Banks 1200.5 5.23% 0.21% 5.23% (Sep 2021) 0% (Oct 2020) 26.50 L 0.00
SRF Ltd. Chemicals - speciality 1071.5 4.67% 0.16% 4.67% (Sep 2021) 2.95% (Mar 2021) 95.00 k -5.00 k
Larsen & Toubro Ltd. Engineering, designing, construction 979.2 4.27% -0.01% 4.29% (Jul 2021) 2.13% (Oct 2020) 5.75 L 0.00
HDFC Bank Ltd. Banks 877.2 3.82% -0.05% 4.19% (May 2021) 3.43% (Jan 2021) 5.50 L 0.00
Tata Consultancy Services Ltd. Computers - software 849.5 3.70% -0.09% 6.1% (Oct 2020) 3.32% (Jul 2021) 2.25 L 0.00
Reliance Industries Ltd. Refineries/marketing 755.8 3.29% 0.28% 7.94% (Oct 2020) 2.85% (Jul 2021) 3.00 L 0.00
Bajaj Finance Ltd. Nbfc 728.5 3.17% -0.01% 3.18% (Aug 2021) 0% (Oct 2020) 95.00 k 0.00
Linde India Ltd. Industrial gas 586 2.55% 0.26% 2.55% (Sep 2021) 1.33% (Jan 2021) 2.25 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 1.13%
Net Receivables Net Receivables 0.08%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2021)

  • Standard Deviation

    High volatility
    19.22vs19.05
    Category Avg
  • Beta

    High volatility
    0.91vs0.85
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.88vs0.83
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.19vs0.19
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    1.85vs2.47
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Growth 5 433.15 7.31 13.17 40.20 98.16 38.05
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth 5 3439.01 8.86 15.15 34.28 83.97 24.76
Franklin India Taxshield Fund - Growth 3 5020.57 8.57 14.60 32.32 75.30 19.90
Nippon India Tax Saver Fund - Growth 1 12466.99 5.95 16.46 30.21 74.04 15.79
ICICI Prudential Long Term Equity Fund (Tax Saving) - Growth 3 10028.81 6.23 16.40 31.36 70.32 21.58
Baroda ELSS - 96 - Plan A - Growth 3 217.67 7.20 20.14 37.67 70.17 23.13
BOI AXA Tax Advantage Fund - Regular Plan - Growth 5 517.49 4.83 14.62 36.58 69.94 31.26
DSP Tax Saver Fund - Regular Plan - Growth 4 9755.66 3.44 11.33 30.12 69.58 25.64
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth 4 419.70 4.95 13.63 31.91 69.32 21.32
JM Tax Gain Fund - Growth 3 65.33 6.91 17.37 31.60 68.82 25.83

More Funds from Kotak Mahindra Mutual Fund

Out of 78 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 8 is/are ranked 4 * , 12 is/are ranked 3 * , 6 is/are ranked 2 * , and 48 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Flexi Cap Fund - Growth 2 38608.87 2.88 10.71 22.85 49.97 19.93
Kotak Liquid - Regular Plan - Growth 2 29614.07 0.25 0.81 1.60 3.15 4.90
Kotak Equity Arbitrage Fund - Growth 4 24999.78 0.20 0.77 1.93 3.91 4.92
Kotak Bond Short Term Plan - Growth 3 17160.49 0.22 1.59 2.78 4.35 8.25
Kotak Emerging Equity - Growth 4 16318.43 4.54 12.46 30.22 81.29 28.90
Kotak Savings Fund - Growth 3 12698.31 0.22 0.82 1.70 3.36 6.03
Kotak Money Market - Growth 3 11435.75 0.26 0.93 1.89 3.74 6.15
Kotak Balanced Advantage Fund - Growth NA 11286.23 1.48 5.69 11.05 22.21 14.40
Kotak Corporate Bond Fund - Growth 3 10540.78 0.26 1.59 2.81 4.79 8.20
Kotak Low Duration Fund - Growth 2 10205.28 0.24 1.16 2.26 4.08 7.03

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