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Kotak Tax Saver Fund - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 73.246 0.28%
    (as on 12th August, 2022)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Very High

The fund has 96.73% investment in domestic equities of which 59.38% is in Large Cap stocks, 21.04% is in Mid Cap stocks, 12.44% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 12th August, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 05-Aug-22 10140.10 1.40% - 1.66% 50/58
1 Month 12-Jul-22 10958.40 9.58% - 9.49% 30/58
3 Month 12-May-22 11237.70 12.38% - 13.36% 38/58
6 Month 11-Feb-22 10201.70 2.02% - 1.60% 19/58
YTD 31-Dec-21 10223.90 2.24% - 0.41% 19/58
1 Year 12-Aug-21 10908.30 9.08% 9.08% 7.92% 23/58
2 Year 12-Aug-20 16737.70 67.38% 29.37% 31.11% 26/58
3 Year 09-Aug-19 17229.90 72.30% 19.80% 21.20% 28/57
5 Year 11-Aug-17 18688.10 86.88% 13.31% 12.55% 14/46
10 Year 10-Aug-12 41591.10 315.91% 15.30% 15.13% 11/28
Since Inception 23-Nov-05 73246.00 632.46% 12.64% 14.16% 33/56

SIP Returns (NAV as on 12th August, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 12-Aug-21 12000 12591.49 4.93 % 9.26 %
2 Year 12-Aug-20 24000 28873.05 20.3 % 18.89 %
3 Year 09-Aug-19 36000 49744.57 38.18 % 22.16 %
5 Year 11-Aug-17 60000 91953.18 53.26 % 17.09 %
10 Year 10-Aug-12 120000 269321.02 124.43 % 15.44 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Jul,2022)

Equity Holding : 96.73% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.73%
No of Stocks : 57 (Category Avg - 47.18) | Large Cap Investments : 59.38%| Mid Cap Investments : 21.04% | Small Cap Investments : 12.44% | Other : 3.87%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 2210.2 7.91% 0.64% 8.63% (Oct 2021) 6.77% (Mar 2022) 27.00 L 1.00 L
State Bank Of India Banks 1585.1 5.67% 0.33% 5.77% (Jan 2022) 5.02% (Aug 2021) 30.00 L 1.00 L
Reliance Industries Ltd. Refineries/marketing 1254.7 4.49% -0.64% 5.22% (Apr 2022) 2.9% (Jan 2022) 5.00 L 0.00
Infosys Ltd. Computers - software 1239.8 4.44% -0.18% 6.25% (Dec 2021) 4.44% (Jul 2022) 8.00 L 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 1039.6 3.72% 0.18% 4.51% (Dec 2021) 3.54% (Jun 2022) 5.75 L 0.00
Axis Bank Ltd. Banks 942.2 3.37% 0.10% 3.55% (Apr 2022) 2.03% (Dec 2021) 13.00 L 0.00
ITC Limited Cigarettes 939.5 3.36% 0.01% 3.36% (Jul 2022) 0% (Aug 2021) 31.00 L 0.00
SRF Ltd. Chemicals - speciality 898.5 3.22% -0.08% 4.67% (Sep 2021) 3.22% (Jul 2022) 3.70 L 0.00
HDFC Bank Ltd. Banks 788.8 2.82% -0.11% 3.87% (Aug 2021) 2.82% (Jul 2022) 5.50 L 0.00
Tata Consultancy Services Ltd. Computers - software 731 2.62% -0.24% 3.79% (Aug 2021) 2.62% (Jul 2022) 2.21 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 3.19%
Net Receivables Net Receivables 0.08%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

  • Standard Deviation

    Low volatility
    20.33vs20.71
    Category Avg
  • Beta

    High volatility
    0.92vs0.9
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.71vs0.75
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.16vs0.17
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    0.86vs2.21
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Tax Saver Fund - Growth 4 9408.98 8.88 13.05 6.92 15.51 17.73
Parag Parikh Tax Saver Fund - Regular Plan - Growth NA 680.09 6.36 9.16 1.04 12.42 23.26
Quant Tax Plan - Growth 5 1584.38 9.54 13.52 2.41 12.36 37.98
Sundaram Tax Saving Fund - Growth 3 930.44 8.84 13.67 1.53 10.61 19.74
Tata India Tax Savings Fund - Regular Plan - Growth 3 3014.29 10.13 14.20 2.44 10.49 17.83
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth 5 3692.39 8.83 11.75 0.37 10.20 24.12
Nippon India Tax Saver Fund - Growth 3 11740.98 9.62 13.28 2.28 9.85 17.57
Union Long Term Equity Fund - Growth 4 525.85 10.26 13.83 2.86 9.04 21.80
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth 4 485.36 9.97 14.15 1.89 8.68 20.67
PGIM India ELSS Tax Saver Fund - Growth 5 397.64 8.24 10.69 -0.17 8.63 20.06

More Funds from Kotak Mahindra Mutual Fund

Out of 61 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 9 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 34 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Flexi Cap Fund - Growth 3 36316.01 10.49 13.10 1.15 6.32 16.03
Kotak Liquid Fund - Regular Plan - Growth 3 29482.62 0.39 1.16 2.01 3.69 3.95
Kotak Equity Arbitrage Fund - Growth 4 24542.53 0.21 0.76 1.67 3.62 4.17
Kotak Emerging Equity Fund - Growth 4 20619.12 10.46 14.45 6.59 12.49 27.52
Kotak Money Market Fund - Growth 4 14576.16 0.41 1.30 2.10 3.96 4.83
Kotak Balanced Advantage Fund - Growth NA 14157.16 5.10 7.21 2.49 5.42 11.94
Kotak Bond Short Term Plan - Growth 2 13157.52 0.71 1.33 0.66 2.52 5.71
Kotak Savings Fund - Growth 3 11486.96 0.38 1.23 1.87 3.51 4.63
Kotak Overnight Fund - Regular Plan - Growth NA 10768.60 0.41 1.12 1.96 3.59 3.55
Kotak Equity Opportunities Fund - Growth 3 10286.06 9.94 12.98 3.75 9.02 20.82

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