Kotak Multi Asset Allocation Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : Kotak Mahindra Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 14.373 -0.1%
(as on 07th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 8958.44 Cr

(5.95% of Investment in Category)

Expense Ratio

: 1.72%

(1.85% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 65.82% investment in domestic equities of which 36.51% is in Large Cap stocks, 5.75% is in Mid Cap stocks, 8.58% in Small Cap stocks.The fund has 10.49% investment in Debt, of which 8.28% in Government securities, 2.21% is in Low Risk securities.

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This Scheme

VS

NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5%

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NA
0.82%

5.7%

9.16%

11.25%

18.16%

17.91%

11.68%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 07th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	31-Oct-25	9923.40	-0.77%	-	-0.44%	28/30
1 Month	07-Oct-25	9970.20	-0.30%	-	0.82%	30/32
3 Month	07-Aug-25	10882.00	8.82%	-	5.70%	1/29
6 Month	07-May-25	11472.70	14.73%	-	9.16%	1/28
YTD	01-Jan-25	11273.80	12.74%	-	12.26%	14/27
1 Year	07-Nov-24	11207.90	12.08%	12.08%	11.25%	12/25
2 Year	07-Nov-23	14305.80	43.06%	19.58%	18.16%	6/15
Since Inception	22-Sep-23	14373.00	43.73%	18.58%	11.68%	4/41

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 07th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	07-Nov-24	12000	13361.12	11.34 %	21.56 %
2 Year	07-Nov-23	24000	28104.84	17.1 %	15.94 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 91.37% | Category average turnover ratio is 254.79%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 65.82% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 65.82%

No of Stocks : 54 (Category Avg - 62.55) | Large Cap Investments : 36.51%| Mid Cap Investments : 5.75% | Small Cap Investments : 8.58% | Other : 14.98%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	4167.5	4.65%	-0.47%	5.12% (Aug 2025)	3.76% (Nov 2024)	2.60 L	-0.30 L
State Bank Of India	Public sector bank	3743.2	4.18%	0.07%	4.66% (Jul 2025)	2.48% (Dec 2024)	42.90 L	0.00
Hero Motocorp Ltd.	2/3 wheelers	3283.5	3.67%	0.02%	3.67% (Sep 2025)	2.18% (Feb 2025)	6.00 L	0.00
National Thermal Power Corporation Ltd.	Power generation	2670.3	2.98%	-0.09%	3.7% (Oct 2024)	2.89% (Jan 2025)	78.44 L	0.00
Infosys Ltd.	Computers - software & consulting	2667.3	2.98%	-0.27%	3.4% (Jul 2025)	2.61% (Apr 2025)	18.50 L	0.00
Magma Fincorp Ltd.	Non banking financial company (nbfc)	2163.4	2.41%	0.17%	2.47% (Jun 2025)	0.92% (Nov 2024)	43.48 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2066.2	2.31%	-0.17%	2.69% (Jun 2025)	1.5% (Dec 2024)	11.00 L	0.00
HDFC Bank Ltd.	Private sector bank	2035.1	2.27%	-0.16%	3.68% (Oct 2024)	1.53% (Jan 2025)	21.40 L	0.00
Power Finance Corporation Ltd.	Financial institution	1969.2	2.20%	0.02%	2.33% (Nov 2024)	1.98% (Jan 2025)	48.00 L	0.00
Bank Of Baroda	Public sector bank	1939.1	2.16%	0.07%	2.41% (Apr 2025)	1.6% (Dec 2024)	75.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 21 (Category Avg - 16.90) | Modified Duration 6.54 Years (Category Avg - 2.75)| Yield to Maturity 6.71% (Category Avg - 6.52%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	8.28%	7.14%
CD	0.00%	1.00%
T-Bills	0.00%	0.66%
CP	1.11%	0.12%
NCD & Bonds	1.10%	8.03%
PTC	0.00%	0.10%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	8.28%	7.80%
Low Risk	2.21%	9.02%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	14.65%
MF Units	MF Units	5.66%
Net Receivables	Net Receivables	1.69%
TREPS	TREPS	1.34%
MF Units	MF Units	0.30%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Multi Asset Allocation Fund - Regular Plan - Growth	NA	4400.45	0.89	8.38	12.84	15.89	0.00
WhiteOak Capital Multi Asset Allocation Fund - Regular Plan - Growth	NA	3942.58	0.71	4.64	8.14	15.54	0.00
Mahindra Manulife Multi Asset Allocation Fund - Regular Plan - Growth	NA	691.32	1.60	8.24	12.33	15.36	0.00
Union Multi Asset Allocation Fund - Regular Plan - Growth	NA	777.90	0.35	6.77	9.86	14.52	0.00
Nippon India Multi Asset Allocation Fund - Growth	NA	7759.34	0.60	6.66	12.21	14.47	19.80
Sundaram Multi Asset Allocation Fund - Regular Plan - Growth	NA	2798.62	0.73	5.86	7.70	14.43	0.00
Mirae Asset Multi Asset Allocation Fund - Regular Plan - Growth	NA	2370.69	1.35	5.42	8.94	12.71	0.00
ICICI Prudential Multi-Asset Fund - Growth	3	67999.63	1.00	5.83	7.93	12.51	19.09
SBI Multi Asset Allocation Fund - Regular Plan - Growth	NA	10484.39	1.79	6.40	10.71	12.36	17.21
Aditya Birla Sun Life Multi Asset Allocation Fund - Regular Plan - Growth	NA	4692.61	0.64	5.88	9.41	12.19	0.00

Detailed Comparison

More Funds from Kotak Mahindra Mutual Fund

Out of 121 mutual fund schemes offered by this AMC, 7 is/are ranked 4 * , 11 is/are ranked 3 * , 8 is/are ranked 2 * , 4 is/are ranked 1 * , and 91 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Arbitrage Fund - Growth	3	71517.53	0.55	1.40	2.80	6.48	7.27
Kotak Midcap Fund - Growth	4	58299.59	-1.47	1.97	12.81	3.60	20.91
Kotak Flexi Cap Fund - Growth	4	54083.13	0.47	2.67	7.16	6.37	15.71
Kotak Money Market Fund - Growth	4	32820.86	0.47	1.45	3.30	7.54	7.52
Kotak Liquid Fund - Regular Plan - Growth	2	29473.72	0.47	1.43	2.99	6.65	6.95
Kotak Large & Midcap Fund - Growth	3	28380.64	0.40	3.83	8.90	3.44	18.00
Kotak Multicap Fund - Regular Plan - Growth	4	20284.98	0.78	7.05	12.90	4.30	22.22
Kotak Bond Short Term Plan - Growth	3	18155.54	0.46	1.28	2.85	7.70	7.35
Kotak Corporate Bond Fund - Growth	3	17545.56	0.51	1.47	3.18	8.31	7.82
Kotak Small Cap Fund - Growth	2	17480.17	-0.50	0.66	8.26	-8.36	15.67