IDFC Regular Savings Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Conservative Hybrid Fund

Fund House : IDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 24.0229 0.2%
(as on 23rd November, 2020)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 172.63 Cr

(1.53% of Investment in Category)

Expense Ratio

: 2.27%

(2.13% Category average)

Risk-O-Meter

Moderately High

(Min ₹100 for SIP, ₹5000 for one time investment)

Conservative Hybrid Fund :Conservative Hybrid Fund : Fund has 23.94% investment in indian stocks of which 18.71% is in large cap stocks, 1.6% is in mid cap stocks, 1.11% in small cap stocks.Fund has 70% investment in Debt of which 39.96% in Government securities, 30.04% in funds invested in very low risk securities..

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This Scheme

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Nifty 50

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2.47%

4.55%

11.14%

7.74%

7.71%

7.08%

8.26%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 23rd November, 2020)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13-Nov-20	10037.90	0.38%	-	0.76%	19/23
1 Month	23-Oct-20	10131.50	1.31%	-	2.47%	22/23
3 Month	21-Aug-20	10339.20	3.39%	-	4.55%	19/23
6 Month	22-May-20	10981.20	9.81%	-	11.14%	14/23
YTD	01-Jan-20	10616.10	6.16%	-	7.16%	16/22
1 Year	22-Nov-19	10637.90	6.38%	6.34%	7.74%	17/22
2 Year	22-Nov-18	11693.10	16.93%	8.11%	7.71%	11/22
3 Year	23-Nov-17	11737.40	17.37%	5.48%	5.27%	13/22
5 Year	23-Nov-15	14157.90	41.58%	7.19%	7.08%	10/21
10 Year	23-Nov-10	22361.90	123.62%	8.37%	7.99%	8/21
Since Inception	25-Feb-10	24022.90	140.23%	8.49%	8.26%	10/24

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 23rd November, 2020)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	22-Nov-19	12000	12772.55	6.44 %	12.06 %
2 Year	22-Nov-18	24000	26219.56	9.25 %	8.72 %
3 Year	23-Nov-17	36000	40340.31	12.06 %	7.51 %
5 Year	23-Nov-15	60000	71491.76	19.15 %	6.93 %
10 Year	23-Nov-10	120000	183303.6	52.75 %	8.2 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

Equity Holding : 23.94% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 23.94%

No of Stocks : 30 (Category Avg - 30.59) | Large Cap Investments : 18.71%| Mid Cap Investments : 1.6% | Small Cap Investments : 1.11% | Other : 2.52%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Banks	43.5	2.52%	0.21%	2.52% (Oct 2020)	1.77% (Nov 2019)	36.78 k	-47.00
Infosys Ltd.	Computers - software	41.5	2.40%	0.46%	2.5% (Oct 2020)	0.9% (Dec 2019)	39.09 k	6.09 k
Reliance Industries Ltd.	Refineries/marketing	39.5	2.29%	-0.31%	3.37% (Aug 2020)	1.65% (Mar 2020)	19.24 k	-0.76 k
ICICI Bank Ltd.	Banks	36.5	2.11%	0.28%	2.11% (Oct 2020)	1.34% (Jan 2020)	92.92 k	4.47 k
Bharti Airtel Ltd.	Telecom - services	25.4	1.47%	0.03%	1.86% (Jun 2020)	0.32% (Dec 2019)	58.59 k	0.00
Tata Consultancy Services Ltd.	Computers - software	20.4	1.18%	0.07%	1.21% (Oct 2020)	0.75% (Dec 2019)	7.66 k	0.00
Fine Organic Industries Ltd.	Chemicals - speciality	19.2	1.11%	-0.02%	1.13% (Sep 2020)	0.68% (Dec 2019)	7.24 k	0.00
Ipca Laboratories Ltd.	Pharmaceuticals	17	0.98%	-0.08%	1.06% (Sep 2020)	0.38% (Dec 2019)	7.35 k	-1.05 k
Maruti Suzuki India Ltd.	Passenger/utility vehicles	13.5	0.78%	0.01%	0.78% (Oct 2020)	0.32% (Dec 2019)	1.93 k	-20.00
Mahindra & Mahindra Ltd.	Passenger/utility vehicles	12.7	0.74%	-0.04%	0.78% (Sep 2020)	0% (Nov 2019)	21.41 k	-0.50 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 18 (Category Avg - 19.86) | Modified Duration 2.27 Years (Category Avg - 3.08)| Yield to Maturity 4.90% (Category Avg - 5.90%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	39.96%	27.34%
CD	0.00%	1.61%
T-Bills	0.00%	1.66%
CP	0.00%	1.40%
NCD & Bonds	30.04%	36.16%
PTC	0.00%	1.50%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	39.96%	29.00%
Low Risk	30.04%	32.41%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.52%
Net Receivables	Net Receivables	2.43%
Margin	Margin	0.11%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Canara Robeco Conservative Hybrid Fund - Regular Plan - Growth	5	296.91	2.47	4.50	12.26	12.55	8.41
Baroda Conservative Hybrid Fund - Plan A - Growth	NA	26.47	2.20	3.85	7.87	12.09	8.73
Axis Regular Saver Fund - Growth	3	167.53	3.49	5.57	13.11	12.07	5.88
Kotak Debt Hybrid - Growth	4	285.79	2.79	5.41	13.46	11.31	7.00
BOI AXA Conservative Hybrid - Regular Plan - Growth	2	81.49	1.69	4.07	11.59	10.58	0.28
SBI Debt Hybrid Fund - Growth	3	963.54	3.40	6.18	14.92	10.08	5.88
ICICI Prudential Regular Savings Fund - Growth	3	2255.57	2.20	4.33	12.22	9.85	8.00
HSBC Regular Savings Plan - Growth	4	81.81	2.32	4.80	11.21	8.69	5.73
LIC MF Debt Hybrid Fund - Growth	5	80.08	1.33	3.43	7.99	8.38	6.10
UTI Regular Savings Fund - Growth	2	1618.59	4.33	7.74	15.88	8.11	4.77

Detailed Comparison

More Funds from IDFC Mutual Fund

Out of 62 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 4 is/are ranked 4 * , 11 is/are ranked 3 * , 6 is/are ranked 2 * , and 37 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDFC Banking & PSU Debt Fund - Regular Plan - Growth	4	19779.57	0.77	2.27	4.80	10.70	9.69
IDFC Corporate Bond Fund - Regular Plan - Growth	3	19345.04	0.87	2.69	5.72	11.57	8.58
IDFC Bond Fund - Short Term - Regular Plan - Growth	3	13210.24	0.68	2.00	4.51	9.58	8.49
IDFC Cash Fund - Regular Plan - Growth	3	10189.64	0.26	0.79	1.62	4.25	6.01
IDFC Low Duration Fund - Regular Plan - Growth	5	7175.13	0.45	1.32	3.26	7.06	7.52
IDFC Arbitrage Fund - Regular Plan - Growth	2	7098.16	0.21	0.89	1.33	3.74	5.47
IDFC Ultra Short Term Fund - Regular Plan - Growth	5	5034.17	0.32	0.99	2.23	5.86	0.00
IDFC Multi Cap Fund - Regular Plan - Growth	2	4765.45	8.27	11.53	34.15	4.55	1.47
IDFC Bond Fund - Medium Term Plan - Regular Plan - Growth	5	3915.62	0.60	2.54	4.27	10.17	8.40
IDFC Money Manager Fund - Regular Plan - Growth	3	2841.51	0.25	0.76	1.86	5.19	5.98