IDFC Regular Savings Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Conservative Hybrid Fund

Fund House : IDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 24.5163 -0.06%
(as on 20th April, 2021)

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Crisil Rank

Average performance among peers

Fund Size

: ₹ 179.59 Cr

(1.39% of Investment in Category)

Expense Ratio

: 2.18%

(2.03% Category average)

Risk-O-Meter

Moderate

Conservative Hybrid Fund :Conservative Hybrid Fund : Fund has 17.87% investment in indian stocks of which 16% is in large cap stocks.Fund has 52.43% investment in Debt of which 20.84% in Government securities, 31.59% in funds invested in very low risk securities..

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This Scheme

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Nifty 50

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NA
0.18%

-0.59%

5.07%

14.51%

7.42%

7.5%

7.81%

NA
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SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 20th April, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12-Apr-21	9993.50	-0.07%	-	0.02%	18/25
1 Month	19-Mar-21	9961.40	-0.39%	-	0.18%	21/25
3 Month	20-Jan-21	9923.80	-0.76%	-	-0.59%	20/24
6 Month	20-Oct-20	10351.30	3.51%	-	5.07%	21/24
YTD	01-Jan-21	9989.40	-0.11%	-	0.23%	20/24
1 Year	20-Apr-20	11201.20	12.01%	12.01%	14.51%	17/24
2 Year	18-Apr-19	11421.00	14.21%	6.84%	7.42%	17/23
3 Year	20-Apr-18	12040.60	20.41%	6.38%	6.46%	14/23
5 Year	20-Apr-16	14134.80	41.35%	7.16%	7.50%	15/23
10 Year	20-Apr-11	22600.00	126.00%	8.49%	8.29%	11/22
Since Inception	25-Feb-10	24516.30	145.16%	8.37%	7.81%	12/26

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 20th April, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	20-Apr-20	12000	12553.27	4.61 %	8.67 %
2 Year	18-Apr-19	24000	25877.9	7.82 %	7.42 %
3 Year	20-Apr-18	36000	40152.81	11.54 %	7.22 %
5 Year	20-Apr-16	60000	70719.46	17.87 %	6.51 %
10 Year	20-Apr-11	120000	180498.63	50.42 %	7.91 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Mar,2021)

Equity Holding : 17.87% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 17.87%

No of Stocks : 27 (Category Avg - 29.65) | Large Cap Investments : 16%| Mid Cap Investments : 0% | Small Cap Investments : 0% | Other : 1.87%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Infosys Ltd.	Computers - software	35.7	1.99%	0.15%	2.54% (Nov 2020)	1.37% (Jun 2020)	26.09 k	0.00
Reliance Industries Ltd.	Refineries/marketing	34.1	1.90%	-0.32%	3.37% (Aug 2020)	1.9% (Jan 2021)	17.03 k	-1.89 k
HDFC Bank Ltd.	Banks	33.7	1.87%	-0.29%	3.07% (Nov 2020)	1.87% (Mar 2021)	22.53 k	-2.50 k
Housing Development Finance Corporation Ltd.	Housing finance	25.8	1.43%	-0.04%	1.73% (Apr 2020)	1.4% (Dec 2020)	10.31 k	0.00
ICICI Bank Ltd.	Banks	23.1	1.29%	-0.05%	2.6% (Nov 2020)	1.19% (Dec 2020)	39.71 k	0.00
Tata Consultancy Services Ltd.	Computers - software	18.8	1.05%	0.09%	1.21% (Oct 2020)	0.9% (Jun 2020)	5.91 k	0.00
Kotak Mahindra Bank Ltd.	Banks	14.8	0.82%	-0.03%	0.97% (Dec 2020)	0% (Apr 2020)	8.43 k	0.00
Hindustan Unilever Ltd.	Diversified	13.9	0.77%	0.01%	1.12% (Apr 2020)	0.69% (Dec 2020)	5.70 k	-0.63 k
ITC Limited	Cigarettes	13.7	0.76%	0.04%	0.76% (Mar 2021)	0% (Apr 2020)	62.70 k	0.00
Larsen & Toubro Ltd.	Engineering, designing, construction	12.3	0.69%	-0.02%	0.73% (Feb 2021)	0.51% (Dec 2020)	8.69 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 18 (Category Avg - 19.70) | Modified Duration 1.75 Years (Category Avg - 2.24)| Yield to Maturity 4.77% (Category Avg - 5.06%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	20.84%	23.06%
CD	0.00%	0.86%
T-Bills	0.00%	3.51%
CP	0.00%	1.55%
NCD & Bonds	31.59%	31.68%
PTC	0.00%	1.05%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	20.84%	26.57%
Low Risk	31.59%	27.95%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	18.69%
MF Units	MF Units	6.00%
Net Receivables	Net Receivables	4.92%
Margin	Margin	0.09%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Regular Savings Fund- Regular Plan - Growth	2	1202.15	0.26	1.66	12.56	26.26	6.15
SBI Debt Hybrid Fund - Regular Plan - Growth	3	1247.29	0.71	1.37	9.96	22.21	7.75
UTI Regular Savings Fund - Growth	3	1630.88	0.38	0.11	8.48	21.52	5.32
Kotak Debt Hybrid - Growth	4	465.83	0.69	0.93	9.25	21.14	9.26
HDFC Hybrid Debt Fund - Growth	1	2434.39	0.06	1.50	9.85	19.75	7.44
Axis Regular Saver Fund - Growth	3	226.46	0.11	0.52	6.74	17.88	6.15
Canara Robeco Conservative Hybrid Fund - Regular Plan - Growth	5	477.24	0.00	0.93	6.36	17.51	9.75
DSP Regular Savings Fund - Regular Plan - Growth	2	186.01	1.25	1.49	6.73	17.30	4.23
ICICI Prudential Regular Savings Fund - Growth	3	3161.90	0.02	0.53	5.58	16.15	8.59
Franklin India Debt Hybrid Fund - Growth	3	188.72	0.14	0.69	6.58	15.32	6.71

Detailed Comparison

More Funds from IDFC Mutual Fund

Out of 64 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 2 is/are ranked 4 * , 11 is/are ranked 3 * , 7 is/are ranked 2 * , and 39 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDFC Corporate Bond Fund - Regular Plan - Growth	4	22942.72	0.96	0.67	1.74	8.77	8.25
IDFC Banking & PSU Debt Fund - Regular Plan - Growth	3	17763.88	0.81	0.90	1.76	8.05	9.41
IDFC Bond Fund - Short Term - Regular Plan - Growth	2	12981.43	0.76	0.72	1.45	7.24	8.20
IDFC Cash Fund - Regular Plan - Growth	3	8142.30	0.28	0.79	1.52	3.31	5.47
IDFC Low Duration Fund - Regular Plan - Growth	5	6881.15	0.50	0.97	1.74	5.57	7.08
IDFC Arbitrage Fund - Regular Plan - Growth	2	6755.62	0.54	1.07	1.80	3.39	5.14
IDFC Flexi Cap Fund - Regular Plan - Growth	2	5288.99	-2.05	-0.14	21.59	46.03	4.84
IDFC Ultra Short Term Fund - Regular Plan - Growth	5	5019.95	0.36	0.85	1.58	4.45	0.00
IDFC Bond Fund - Medium Term Plan - Regular Plan - Growth	5	4713.11	0.87	-0.23	0.73	6.12	8.10
IDFC Dynamic Bond Fund - Regular Plan - Growth	5	3951.99	1.00	-0.87	0.04	5.99	9.61