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IDFC Regular Savings Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Conservative Hybrid Fund
Fund House : IDFC Mutual Fund
  • NAV
    : ₹ 25.1996 0.1%
    (as on 26th May, 2022)
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Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderately High

Fund has 15.58% investment in indian stocks of which 13.43% is in large cap stocks, 0.94% is in mid cap stocks.Fund has 55.91% investment in Debt of which 41.92% in Government securities, 13.99% in funds invested in very low risk securities..

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Returns (NAV as on 25th May, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 18-May-22 9963.60 -0.36% - -0.22% 18/22
1 Month 25-Apr-22 9786.80 -2.13% - -2.00% 13/22
3 Month 25-Feb-22 9769.10 -2.31% - -0.67% 17/21
6 Month 25-Nov-21 9675.50 -3.25% - -1.46% 16/21
YTD 31-Dec-21 9682.10 -3.18% - -1.39% 16/21
1 Year 25-May-21 10097.00 0.97% 0.97% 4.60% 19/20
2 Year 22-May-20 11508.10 15.08% 7.24% 11.21% 16/19
3 Year 24-May-19 11641.70 16.42% 5.19% 6.68% 17/19
5 Year 25-May-17 12765.50 27.66% 5.00% 5.93% 16/19
10 Year 25-May-12 21875.10 118.75% 8.14% 8.38% 12/19
Since Inception 25-Feb-10 25175.40 151.75% 7.83% 7.28% 13/23

SIP Returns (NAV as on 25th May, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 25-May-21 12000 11751.19 -2.07 % -3.83 %
2 Year 22-May-20 24000 24519.54 2.16 % 2.08 %
3 Year 24-May-19 36000 38181.7 6.06 % 3.86 %
5 Year 25-May-17 60000 67674.43 12.79 % 4.76 %
10 Year 25-May-12 120000 168325.16 40.27 % 6.59 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2022)

Equity Holding : 15.58% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 15.58%
No of Stocks : 13 (Category Avg - 37.05) | Large Cap Investments : 13.43%| Mid Cap Investments : 0.94% | Small Cap Investments : 0% | Other : 1.21%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Tata Consultancy Services Ltd. Computers - software 27.4 1.55% -0.04% 1.67% (Jan 2022) 0.6% (Jul 2021) 7.73 k 0.00
Reliance Industries Ltd. Refineries/marketing 25.3 1.43% 0.12% 2.08% (Jun 2021) 1.14% (Jul 2021) 9.06 k 0.00
Bajaj Finance Ltd. Nbfc 24.1 1.36% -0.08% 1.52% (Jan 2022) 0.42% (May 2021) 3.61 k 0.00
State Bank Of India Banks 23.9 1.35% 0.04% 1.69% (Oct 2021) 0.46% (May 2021) 48.20 k 0.00
Infosys Ltd. Computers - software 23.9 1.35% -0.25% 1.6% (Mar 2022) 1.1% (Jul 2021) 15.26 k 0.00
ICICI Bank Ltd. Banks 23.5 1.33% 0.06% 1.56% (Oct 2021) 1.22% (Nov 2021) 31.62 k 0.00
Divis Laboratories Ltd. Pharmaceuticals 23.4 1.32% 0.06% 1.48% (Oct 2021) 0.15% (May 2021) 5.20 k 0.00
HDFC Bank Ltd. Banks 21.5 1.21% -0.05% 1.87% (May 2021) 0.96% (Jul 2021) 15.54 k 0.00
Maruti Suzuki India Ltd. Passenger/utility vehicles 18.5 1.04% 0.04% 1.12% (Jan 2022) 0.27% (Sep 2021) 2.39 k 0.00
Hindustan Unilever Ltd. Diversified 16.9 0.95% 0.10% 1% (Oct 2021) 0.44% (Jul 2021) 7.54 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 14 (Category Avg - 31.36) | Modified Duration 2.03 Years (Category Avg - 2.00)| Yield to Maturity 5.54% (Category Avg - 5.72%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 41.92% 30.27%
CD 0.00% 2.49%
T-Bills 0.00% 5.16%
NCD & Bonds 13.99% 26.42%
CP 0.00% 2.90%
PTC 0.00% 0.38%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 41.92% 35.44%
Low Risk 13.99% 30.59%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 20.44%
MF Units MF Units 7.13%
Net Receivables Net Receivables 0.94%
Margin Margin 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th April, 2022)

  • Standard Deviation

    High volatility
    5.69vs5.08
    Category Avg
  • Beta

    High volatility
    1.16vs0.88
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.42vs0.59
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs0.03
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -3.93vs-1.48
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
BOI AXA Conservative Hybrid - Regular Plan - Growth 2 55.65 -2.44 17.23 16.24 22.28 8.41
Sundaram Debt Oriented Hybrid Fund - Growth 1 32.11 -1.65 -1.32 -1.86 7.98 5.37
UTI Regular Savings Fund - Growth 3 1600.81 -1.97 -1.41 -2.09 7.41 6.80
SBI Conservative Hybrid Fund - Regular Plan - Growth 4 5976.04 -1.75 -0.21 -0.98 6.87 9.77
Aditya Birla Sun Life Regular Savings Fund- Regular Plan - Growth 3 1726.83 -2.54 -2.01 0.00 6.54 8.24
Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth NA 843.50 -0.69 0.67 1.92 6.52 0.00
ICICI Prudential Regular Savings Fund - Growth 3 3284.94 -1.14 0.16 0.26 6.01 8.62
Nippon India Hybrid Bond Fund - Growth 1 703.96 -1.07 -0.39 0.60 5.61 0.78
HDFC Hybrid Debt Fund - Growth 3 2710.51 -2.04 -0.51 -0.68 5.10 8.38
Kotak Debt Hybrid - Growth 5 1468.63 -2.38 -1.02 -2.06 4.81 10.24

More Funds from IDFC Mutual Fund

Out of 52 mutual fund schemes offered by this AMC, 7 is/are ranked 5 * , 5 is/are ranked 4 * , 8 is/are ranked 3 * , 6 is/are ranked 2 * , 1 is/are ranked 1 * , and 25 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Corporate Bond Fund - Regular Plan - Growth 4 17597.07 -0.96 -0.98 -0.19 1.85 6.45
IDFC Banking & PSU Debt Fund - Regular Plan - Growth 4 17075.76 -0.43 -0.04 0.80 2.62 7.05
IDFC Cash Fund - Regular Plan - Growth 4 11871.20 0.29 0.88 1.75 3.43 4.05
IDFC Bond Fund - Short Term - Regular Plan - Growth 5 11133.75 -0.77 -0.71 -0.07 1.84 6.09
IDFC Low Duration Fund - Regular Plan - Growth 3 6250.62 -0.20 0.28 1.13 2.88 5.34
IDFC Flexi Cap Fund - Regular Plan - Growth 3 5644.87 -8.93 -8.59 -10.06 2.11 8.91
IDFC Arbitrage Fund - Regular Plan - Growth 3 4917.18 0.25 0.65 1.53 3.54 4.08
IDFC Ultra Short Term Fund - Regular Plan - Growth 3 4694.72 0.00 0.00 0.00 0.00 0.00
IDFC Ultra Short Term Fund - Regular Plan - Growth 3 4694.72 -0.03 0.60 1.48 3.15 4.86
IDFC Sterling Value Fund - Regular Plan - Growth 5 4635.91 -8.63 -2.31 -2.10 13.02 16.85

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