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Sundaram Equity Savings Fund - Growth Accumulation Plan

  • Regular
  • Direct
Category : Equity Savings
Fund House : PRINCIPAL Mutual Fund
  • NAV
    : ₹ 71.9785 0.31%
    (as on 27th October, 2025)
Crisil Rating
Relatively weak performance among peers
Risk-O-Meter
Moderate Risk

The fund has 74.14% investment in domestic equities of which 54.38% is in Large Cap stocks, 6% is in Mid Cap stocks, 1.54% in Small Cap stocks.The fund has 22.35% investment in Debt, of which 11.08% in Government securities, 11.25% is in Low Risk securities.

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Returns (NAV as on 27th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Oct-25 10019.00 0.19% - 0.12% 10/26
1 Month 26-Sep-25 10225.50 2.25% - 1.67% 4/26
3 Month 25-Jul-25 10221.30 2.21% - 2.27% 12/25
6 Month 25-Apr-25 10522.60 5.23% - 4.96% 10/24
YTD 01-Jan-25 10601.90 6.02% - 5.82% 10/23
1 Year 25-Oct-24 10719.40 7.19% 7.15% 6.90% 9/23
2 Year 27-Oct-23 12698.40 26.98% 12.67% 11.04% 5/23
3 Year 27-Oct-22 13751.90 37.52% 11.19% 10.13% 6/23
5 Year 27-Oct-20 18328.90 83.29% 12.88% 10.50% 2/23
10 Year 27-Oct-15 24838.20 148.38% 9.52% 8.24% 3/15
Since Inception 23-May-02 71978.50 619.79% 8.78% 7.81% 10/25

SIP Returns (NAV as on 27th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 25-Oct-24 12000 12605.78 5.05 % 9.46 %
2 Year 27-Oct-23 24000 26386.78 9.94 % 9.4 %
3 Year 27-Oct-22 36000 42559.07 18.22 % 11.16 %
5 Year 27-Oct-20 60000 79368.6 32.28 % 11.13 %
10 Year 27-Oct-15 120000 208840.71 74.03 % 10.67 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 78.00%  |   Category average turnover ratio is 838.64%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 74.14% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 74.14%
No of Stocks : 65 (Category Avg - 79.60) | Large Cap Investments : 54.38%| Mid Cap Investments : 6% | Small Cap Investments : 1.54% | Other : 12.22%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bharti Airtel Ltd. Telecom - cellular & fixed line services 1048 9.09% 0.25% 9.45% (Jun 2025) 4.78% (Feb 2025) 5.58 L 24.23 k
Reliance Industries Ltd. Refineries & marketing 931.8 8.08% 0.19% 9.54% (Apr 2025) 5.58% (Oct 2024) 6.83 L 20.37 k
ICICI Bank Ltd. Private sector bank 851.5 7.39% 1.33% 7.39% (Sep 2025) 2.75% (Dec 2024) 6.32 L 1.38 L
HDFC Bank Ltd. Private sector bank 579 5.02% 0.68% 5.02% (Sep 2025) 2.1% (Dec 2024) 6.09 L 88.00 k
State Bank Of India Public sector bank 469.8 4.08% 0.34% 4.08% (Sep 2025) 0.86% (Jan 2025) 5.38 L 7.50 k
Axis Bank Ltd. Private sector bank 423.6 3.68% 1.60% 4.26% (Oct 2024) 2.08% (Aug 2025) 3.74 L 1.48 L
Kotak Mahindra Bank Ltd. Private sector bank 280.6 2.43% 0.24% 2.43% (Sep 2025) 0% (Oct 2024) 1.41 L 13.20 k
Larsen & Toubro Ltd. Civil construction 274.4 2.38% 0.01% 2.4% (Dec 2024) 1.39% (Apr 2025) 75.00 k 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 261.1 2.27% 1.02% 2.99% (Dec 2024) 0.24% (May 2025) 76.20 k 32.00 k
Bajaj Finance Ltd. Non banking financial company (nbfc) 190.3 1.65% 0.63% 1.65% (Sep 2025) 0.49% (Apr 2025) 1.91 L 58.50 k
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 13 (Category Avg - 16.92) | Modified Duration 2.45 Years (Category Avg - 2.51)| Yield to Maturity 6.27% (Category Avg - 6.43%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 8.94% 9.79%
CD 4.29% 0.78%
T-Bills 2.14% 0.65%
CP 0.00% 0.28%
NCD & Bonds 6.96% 7.85%
PTC 0.00% 0.18%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 11.08% 10.44%
Low Risk 11.25% 8.97%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 1.50%
TREPS TREPS 1.14%
Margin Margin 0.87%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    4.61vs3.57
    Category Avg
  • Beta

    High volatility
    0.73vs0.5
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.12vs1
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.07vs0.08
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    2.19vs1.43
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Equity Savings Fund - Growth 1 29.82 1.80 2.17 5.67 10.25 9.82
Edelweiss Equity Savings Fund - Regular Plan - Growth NA 946.86 1.76 2.96 6.13 9.24 11.43
Kotak Equity Savings Fund - Growth NA 8782.37 1.90 3.79 6.70 8.50 11.90
Mirae Asset Equity Savings Fund - Growth NA 1669.56 2.10 2.15 5.92 8.42 11.38
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth NA 911.51 1.48 2.40 5.22 8.36 9.22
ICICI Prudential Equity Savings Fund - Growth NA 16487.15 1.36 2.04 4.44 7.47 8.95
HSBC Equity Savings Fund - Growth NA 723.21 1.75 4.96 9.79 7.46 13.84
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth NA 264.97 2.56 2.30 5.52 7.05 10.21
Mahindra Manulife Equity Savings Fund - Growth NA 558.10 2.10 2.91 5.99 6.84 9.83
UTI Equity Savings Fund - Growth NA 733.39 2.36 2.67 4.07 6.75 10.87

More Funds from PRINCIPAL Mutual Fund

Out of 41 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 4 is/are ranked 4 * , 9 is/are ranked 3 * , 5 is/are ranked 2 * , 3 is/are ranked 1 * , and 17 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Sundaram Mid Cap Fund - Growth 4 12585.11 2.22 2.29 10.64 4.87 24.03
Sundaram Liquid Fund - Regular Plan - Growth 2 7481.60 0.47 1.40 2.93 6.63 6.95
Sundaram Aggressive Hybrid Fund - Growth 2 6944.38 2.02 1.79 5.01 3.75 13.29
Sundaram Large and Mid Cap Fund - Growth 3 6740.02 1.82 2.53 7.94 3.07 16.77
Sundaram Services Fund - Growth NA 4425.86 2.99 0.90 4.68 6.15 12.46
Sundaram Services Fund - Growth NA 4425.86 2.93 1.88 8.50 9.57 18.96
Sundaram Small Cap Fund - Growth 3 3340.55 1.12 0.20 10.80 2.56 20.70
Sundaram Large Cap Fund - Regular Plan - Growth 1 3279.53 1.72 1.33 3.98 1.63 12.83
Sundaram Multi Cap Fund - Growth 3 2828.73 2.35 2.54 9.93 5.59 17.72
Sundaram Multi Asset Allocation Fund - Regular Plan - Growth NA 2798.62 2.89 5.99 8.45 13.99 0.00

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