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Sundaram Equity Savings Fund - Growth Accumulation Plan

  • Regular
  • Direct
Category : Equity Savings
Fund House : PRINCIPAL Mutual Fund
  • NAV
    : ₹ 70.8222 0.19%
    (as on 03rd October, 2025)
Crisil Rating
Relatively weak performance among peers
Risk-O-Meter
Moderate Risk

The fund has 71.38% investment in domestic equities of which 54.25% is in Large Cap stocks, 5.87% is in Mid Cap stocks, 1.75% in Small Cap stocks.The fund has 22.53% investment in Debt, of which 11.16% in Government securities, 11.36% is in Low Risk securities.

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Returns (NAV as on 03rd October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 26-Sep-25 10061.20 0.61% - 0.43% 7/26
1 Month 03-Sep-25 10066.60 0.67% - 0.60% 11/26
3 Month 03-Jul-25 10016.20 0.16% - 0.86% 20/23
6 Month 03-Apr-25 10503.90 5.04% - 5.07% 11/24
YTD 01-Jan-25 10431.60 4.32% - 4.48% 12/23
1 Year 03-Oct-24 10389.20 3.89% 3.89% 4.54% 15/23
2 Year 03-Oct-23 12335.50 23.36% 11.05% 10.00% 6/23
3 Year 03-Oct-22 13949.00 39.49% 11.72% 10.30% 3/23
5 Year 01-Oct-20 18343.50 83.44% 12.88% 10.53% 2/23
10 Year 01-Oct-15 24623.90 146.24% 9.42% 8.20% 3/15
Since Inception 23-May-02 70822.20 608.22% 8.73% 7.63% 9/25

SIP Returns (NAV as on 03rd October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 03-Oct-24 12000 12410.99 3.42 % 6.39 %
2 Year 03-Oct-23 24000 26121.7 8.84 % 8.36 %
3 Year 03-Oct-22 36000 42104.82 16.96 % 10.43 %
5 Year 01-Oct-20 60000 78501.37 30.84 % 10.68 %
10 Year 01-Oct-15 120000 206319.16 71.93 % 10.44 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 77.00%  |   Category average turnover ratio is 705.13%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 71.38% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 71.38%
No of Stocks : 68 (Category Avg - 73.72) | Large Cap Investments : 54.25%| Mid Cap Investments : 5.87% | Small Cap Investments : 1.75% | Other : 9.49%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bharti Airtel Ltd. Telecom - cellular & fixed line services 1008 8.84% 0.07% 9.45% (Jun 2025) 4.78% (Feb 2025) 5.34 L 21.95 k
Reliance Industries Ltd. Refineries & marketing 899.6 7.89% -0.36% 9.54% (Apr 2025) 5.58% (Oct 2024) 6.63 L 0.00
ICICI Bank Ltd. Private sector bank 690.2 6.05% -0.31% 6.36% (Jul 2025) 2.57% (Sep 2024) 4.94 L 14.46 k
Infosys Ltd. Computers - software & consulting 549.7 4.82% -0.23% 5.73% (Feb 2025) 3.64% (Oct 2024) 3.74 L 0.00
HDFC Bank Ltd. Private sector bank 495.6 4.35% 0.87% 4.35% (Aug 2025) 2.1% (Dec 2024) 5.21 L 3.28 L
State Bank Of India Public sector bank 426.1 3.74% -0.07% 4.01% (Jun 2025) 0.86% (Jan 2025) 5.31 L -2.60 k
Larsen & Toubro Ltd. Civil construction 270.1 2.37% 0.25% 2.4% (Dec 2024) 1.39% (Apr 2025) 75.00 k 9.89 k
Kotak Mahindra Bank Ltd. Private sector bank 250.1 2.19% 0.61% 2.19% (Aug 2025) 0% (Sep 2024) 1.28 L 38.42 k
Axis Bank Ltd. Private sector bank 237.1 2.08% -1.17% 4.26% (Oct 2024) 2.08% (Aug 2025) 2.27 L -1.13 L
Hindustan Unilever Ltd. Diversified fmcg 193.2 1.69% 0.25% 2.35% (Apr 2025) 1.34% (Jun 2025) 72.65 k 8.75 k
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 13 (Category Avg - 15.84) | Modified Duration 2.24 Years (Category Avg - 2.56)| Yield to Maturity 6.24% (Category Avg - 6.38%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 9.00% 9.67%
CD 4.31% 0.57%
T-Bills 2.16% 0.74%
CP 0.00% 0.20%
NCD & Bonds 7.05% 7.50%
PTC 0.00% 0.04%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 11.16% 10.41%
Low Risk 11.36% 8.19%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 4.93%
Margin Margin 0.88%
Net Receivables Net Receivables 0.28%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    4.61vs3.57
    Category Avg
  • Beta

    High volatility
    0.73vs0.5
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.12vs1
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.07vs0.08
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    2.19vs1.43
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth NA 843.46 0.69 1.46 6.17 6.98 11.67
LIC MF Equity Savings Fund - Growth 1 28.43 0.78 1.03 6.63 6.86 10.25
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth NA 856.80 0.77 1.23 5.29 6.64 9.41
ICICI Prudential Equity Savings Fund - Growth NA 15863.40 0.26 1.02 4.35 6.10 9.01
Mirae Asset Equity Savings Fund - Growth NA 1615.12 0.90 0.34 6.06 5.25 11.54
HSBC Equity Savings Fund - Growth NA 671.33 0.62 3.76 9.62 5.20 13.77
Tata Equity Savings Fund - Regular Plan - Growth 2 265.63 0.14 0.20 3.66 5.17 10.13
Franklin India Equity Savings Fund - Growth NA 657.94 0.59 0.94 3.84 5.07 8.59
Bandhan Equity Savings Fund - Regular Plan - Growth NA 333.48 0.21 0.92 3.29 5.02 7.87
Kotak Equity Savings Fund - Growth NA 8486.87 1.59 2.33 6.97 4.98 12.26

More Funds from PRINCIPAL Mutual Fund

Out of 41 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 3 is/are ranked 4 * , 11 is/are ranked 3 * , 4 is/are ranked 2 * , 3 is/are ranked 1 * , and 18 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Sundaram Mid Cap Fund - Growth 4 12501.03 0.07 -0.23 12.27 -1.44 23.71
Sundaram Liquid Fund - Regular Plan - Growth 3 7150.26 0.47 1.39 2.98 6.71 6.94
Sundaram Aggressive Hybrid Fund - Growth 3 6679.69 1.08 -0.66 6.15 -0.82 13.18
Sundaram Large and Mid Cap Fund - Growth 2 6650.71 0.95 -0.18 9.17 -2.12 16.64
Sundaram Services Fund - Growth NA 4332.60 0.71 -3.15 6.03 0.78 13.22
Sundaram Services Fund - Growth NA 4332.60 0.69 -2.71 11.56 3.38 18.72
Sundaram Large Cap Fund - Regular Plan - Growth 1 3302.41 0.19 -2.20 5.23 -3.68 13.24
Sundaram Small Cap Fund - Growth 3 3282.20 1.46 -0.91 14.42 -2.99 20.60
Sundaram Multi Cap Fund - Growth 2 2810.27 0.79 0.12 10.77 -1.30 17.67
Sundaram Multi Asset Allocation Fund - Regular Plan - Growth NA 2669.25 2.93 3.28 10.67 9.20 0.00

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