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Franklin India ELSS Tax Saver Fund - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 1521.5997 0.49%
    (as on 29th October, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Very High Risk

The fund has 95.25% investment in domestic equities of which 56.09% is in Large Cap stocks, 10.18% is in Mid Cap stocks, 7.73% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

This Scheme
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  • Benchmark
    Nifty 500
  • NA
  • NA
  • Gold
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Returns (NAV as on 29th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Oct-25 10123.80 1.24% - 0.84% 10/55
1 Month 29-Sep-25 10545.10 5.45% - 4.62% 9/56
3 Month 29-Jul-25 10305.90 3.06% - 3.19% 30/56
6 Month 29-Apr-25 10649.40 6.49% - 9.22% 47/56
YTD 01-Jan-25 10336.60 3.37% - 4.44% 32/55
1 Year 29-Oct-24 10381.70 3.82% 3.82% 3.91% 32/55
2 Year 27-Oct-23 14681.80 46.82% 21.07% 19.50% 17/55
3 Year 28-Oct-22 16819.60 68.20% 18.89% 17.97% 20/52
5 Year 29-Oct-20 29359.10 193.59% 24.02% 22.48% 16/51
10 Year 29-Oct-15 35849.80 258.50% 13.61% 14.14% 17/28
Since Inception 10-Apr-99 1521599.70 15116.00% 20.82% 15.10% 2/56

SIP Returns (NAV as on 29th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 29-Oct-24 12000 12756.33 6.3 % 11.85 %
2 Year 27-Oct-23 24000 26952.7 12.3 % 11.57 %
3 Year 28-Oct-22 36000 46474.83 29.1 % 17.29 %
5 Year 29-Oct-20 60000 94422.57 57.37 % 18.17 %
10 Year 29-Oct-15 120000 277951.83 131.63 % 16.02 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 11.00%  |   Category average turnover ratio is 78.13%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 95.25% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.25%
No of Stocks : 51 (Category Avg - 53.58) | Large Cap Investments : 56.09%| Mid Cap Investments : 10.18% | Small Cap Investments : 7.73% | Other : 21.23%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
- HDFC Bank Ltd. Private sector bank 6201.3 9.49% 0.00% 9.81% (Jul 2025) 8.28% (Oct 2024) 65.21 L 0.00
ICICI Bank Ltd. Private sector bank 6129.2 9.38% -0.34% 10.05% (Jul 2025) 8.5% (Dec 2024) 45.47 L 0.00
Larsen & Toubro Ltd. Civil construction 3234 4.95% 0.08% 4.95% (Sep 2025) 4.48% (Apr 2025) 8.84 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 2851 4.36% -0.02% 5.59% (Jan 2025) 4.19% (May 2025) 15.18 L 0.00
Infosys Ltd. Computers - software & consulting 2772.2 4.24% -0.08% 5.61% (Jan 2025) 4.24% (Sep 2025) 19.23 L 0.00
Axis Bank Ltd. Private sector bank 2549.4 3.90% 0.30% 4.05% (Apr 2025) 3.45% (Jan 2025) 22.53 L 0.00
Eternal Ltd. E-retail/ e-commerce 2441.3 3.74% 0.14% 3.74% (Sep 2025) 2.38% (Mar 2025) 75.00 L 0.00
HCL Technologies Limited Computers - software & consulting 2025.8 3.10% -0.15% 4.09% (Dec 2024) 3.1% (Sep 2025) 14.63 L 0.00
Reliance Industries Ltd. Refineries & marketing 2009.1 3.08% 0.02% 3.21% (Jun 2025) 2.35% (Dec 2024) 14.73 L 0.00
Grasim Industries Limited Cement & cement products 1888.5 2.89% -0.02% 2.91% (Aug 2025) 2.35% (Dec 2024) 6.85 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 4.75%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    10.86vs11.71
    Category Avg
  • Beta

    Low volatility
    0.91vs0.92
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.11vs0.92
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.13vs0.12
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    3.5vs1.08
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth 4 25910.64 6.07 4.80 11.44 9.20 18.47
HDFC ELSS Tax saver - Growth 5 16644.54 4.53 5.15 8.30 9.01 22.17
Aditya Birla Sun Life ELSS Tax Saver Fund - Regular Plan - Growth 3 15174.87 5.45 4.82 11.94 7.88 15.68
ICICI Prudential ELSS Tax Saver Fund - Growth 4 14425.23 4.26 5.38 8.53 7.47 16.89
Sundaram ELSS Tax Saver Fund - Growth 3 1356.01 4.61 3.45 8.51 7.32 15.56
WhiteOak Capital ELSS Tax Saver Fund - Regular Plan - Growth NA 414.27 4.69 3.03 9.34 7.14 20.59
ICICI Prudential Long Term Wealth Enhancement Fund - Growth NA 41.11 3.78 6.88 11.33 6.84 19.93
Navi ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth NA 102.15 5.79 5.01 7.51 6.70 0.00
Parag Parikh ELSS Tax Saver Fund - Regular Plan - Growth 4 5638.79 2.85 2.19 6.21 6.67 17.28
PGIM India ELSS Tax Saver Fund - Growth 2 757.48 4.53 2.23 5.80 6.15 13.47

More Funds from Franklin Templeton Mutual Fund

Out of 40 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 14 is/are ranked 3 * , 3 is/are ranked 2 * , 5 is/are ranked 1 * , and 17 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Flexi Cap Fund - Growth 3 18912.06 5.42 3.11 6.65 4.46 18.77
Franklin India Small Cap Fund - Growth 3 13265.80 4.54 0.60 11.41 0.84 22.79
Franklin India Small Cap Fund - Growth 3 13265.80 4.95 -0.25 8.11 -1.63 22.47
Franklin India Focused Equity Fund - Growth 3 12302.98 4.64 3.76 8.65 5.73 16.80
Franklin India Mid Cap Fund - Growth 3 12212.71 5.58 2.33 8.96 3.99 22.64
Franklin India Opportunities Fund - Growth 3 7766.16 4.23 4.57 11.50 7.72 30.67
Franklin India Large Cap Fund - Growth 3 7668.77 5.39 4.86 7.27 5.36 14.00
Franklin India Large Cap Fund - Growth 3 7668.77 4.15 3.32 6.92 6.03 15.42
Franklin India ELSS Tax Saver Fund - Growth 3 6531.42 5.45 3.06 6.49 3.82 18.89
Franklin India Multi Cap Fund - Regular Plan - Growth NA 4968.91 5.34 5.45 11.85 7.48 0.00

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