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Franklin India ELSS Tax Saver Fund - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 1456.208 0.91%
    (as on 01st October, 2025)
Crisil Rating
Above average performance among peers
Risk-O-Meter
Very High Risk

The fund has 96.07% investment in domestic equities of which 56.88% is in Large Cap stocks, 10.02% is in Mid Cap stocks, 7.85% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
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  • Benchmark
    Nifty 500
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Returns (NAV as on 01st October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Sep-25 9880.80 -1.19% - -1.26% 28/57
1 Month 01-Sep-25 10019.90 0.20% - 0.61% 39/57
3 Month 01-Jul-25 9665.90 -3.34% - -2.46% 49/57
6 Month 01-Apr-25 10744.20 7.44% - 10.12% 44/57
YTD 01-Jan-25 9892.30 -1.08% - 0.66% 38/56
1 Year 01-Oct-24 9484.10 -5.16% -5.16% -5.16% 31/56
2 Year 29-Sep-23 13753.50 37.54% 17.20% 15.89% 15/56
3 Year 30-Sep-22 16819.00 68.19% 18.89% 17.38% 14/52
5 Year 01-Oct-20 28841.50 188.41% 23.58% 21.79% 14/52
10 Year 01-Oct-15 34605.30 246.05% 13.21% 13.83% 20/29
Since Inception 10-Apr-99 1456208.00 14462.08% 20.68% 14.68% 1/57

SIP Returns (NAV as on 01st October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Oct-24 12000 12165.31 1.38 % 2.56 %
2 Year 29-Sep-23 24000 26097.29 8.74 % 8.27 %
3 Year 30-Sep-22 36000 44959.84 24.89 % 14.96 %
5 Year 01-Oct-20 60000 91709.8 52.85 % 16.98 %
10 Year 01-Oct-15 120000 267397.07 122.83 % 15.3 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 13.00%  |   Category average turnover ratio is 82.39%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 96.07% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.07%
No of Stocks : 51 (Category Avg - 54.36) | Large Cap Investments : 56.88%| Mid Cap Investments : 10.02% | Small Cap Investments : 7.85% | Other : 21.29%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Private sector bank 6355.7 9.72% -0.32% 10.05% (Jul 2025) 7.99% (Sep 2024) 45.47 L 0.00
HDFC Bank Ltd. Private sector bank 6205.2 9.49% -0.32% 9.81% (Jul 2025) 7.8% (Sep 2024) 65.21 L 32.60 L
Larsen & Toubro Ltd. Civil construction 3182.8 4.87% 0.08% 4.9% (Jan 2025) 4.48% (Apr 2025) 8.84 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 2866.7 4.39% 0.05% 5.59% (Jan 2025) 4.19% (May 2025) 15.18 L 0.00
Infosys Ltd. Computers - software & consulting 2825.7 4.32% 0.00% 5.61% (Jan 2025) 4.32% (Aug 2025) 19.23 L 0.00
Axis Bank Ltd. Private sector bank 2354.8 3.60% 0.01% 4.05% (Apr 2025) 3.45% (Jan 2025) 22.53 L 0.00
Eternal Ltd. E-retail/ e-commerce 2354.6 3.60% 0.16% 3.6% (Aug 2025) 2.38% (Mar 2025) 75.00 L 0.00
HCL Technologies Limited Computers - software & consulting 2127.8 3.25% 0.05% 4.09% (Dec 2024) 3.2% (Jul 2025) 14.63 L 0.00
Reliance Industries Ltd. Refineries & marketing 1999.1 3.06% 0.00% 3.21% (Jun 2025) 2.35% (Dec 2024) 14.73 L 0.00
Grasim Industries Limited Cement & cement products 1901.3 2.91% 0.10% 2.91% (Aug 2025) 2.35% (Dec 2024) 6.85 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 3.93%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    10.86vs11.71
    Category Avg
  • Beta

    Low volatility
    0.91vs0.92
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.11vs0.92
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.13vs0.12
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    3.5vs1.08
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC ELSS Tax saver - Growth 5 16525.28 0.84 -0.40 9.95 0.46 22.25
Parag Parikh ELSS Tax Saver Fund - Regular Plan - Growth 4 5524.49 0.26 -2.46 6.61 -0.25 18.19
WhiteOak Capital ELSS Tax Saver Fund - Regular Plan - Growth NA 406.58 -0.25 -2.52 9.89 -0.61 0.00
HSBC Tax Saver Equity Fund - Growth 2 240.95 -0.44 -3.03 11.83 -0.63 19.28
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth 3 25562.27 1.28 -1.20 11.46 -2.02 17.50
ICICI Prudential ELSS Tax Saver Fund - Growth 3 14345.55 1.10 0.11 10.13 -2.25 16.90
Sundaram ELSS Tax Saver Fund - Growth 3 1362.33 -0.18 -1.01 9.54 -2.42 15.23
ICICI Prudential Long Term Wealth Enhancement Fund - Growth NA 40.49 2.08 2.36 13.69 -2.67 19.84
PGIM India ELSS Tax Saver Fund - Growth 3 763.35 -0.69 -3.10 7.33 -3.21 13.49
Aditya Birla Sun Life ELSS Tax Saver Fund - Regular Plan - Growth 3 15216.10 0.13 -1.37 11.68 -3.30 14.77

More Funds from Franklin Templeton Mutual Fund

Out of 40 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 6 is/are ranked 4 * , 8 is/are ranked 3 * , 3 is/are ranked 2 * , 5 is/are ranked 1 * , and 17 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Flexi Cap Fund - Growth 4 18726.71 0.21 -3.41 7.52 -4.49 18.73
Franklin India Small Cap Fund - Growth 3 13302.32 -0.89 -5.50 9.82 -11.03 21.38
Franklin India Small Cap Fund - Growth 3 13302.32 0.78 -5.03 12.24 -8.97 22.36
Franklin India Focused Equity Fund - Growth 3 12263.29 0.21 -0.96 10.28 -4.88 16.58
Franklin India Mid Cap Fund - Growth 4 12251.16 -1.15 -4.50 8.56 -5.34 21.10
Franklin India Large Cap Fund - Growth 3 7689.74 -0.95 -2.76 7.72 -4.34 14.49
Franklin India Large Cap Fund - Growth 3 7689.74 1.08 -2.50 7.54 -5.14 13.48
Franklin India Opportunities Fund - Growth 3 7509.40 -0.46 0.12 12.29 -2.06 29.06
Franklin India ELSS Tax Saver Fund - Growth 4 6537.22 0.20 -3.34 7.44 -5.16 18.89
Franklin India Multi Cap Fund - Regular Plan - Growth NA 4931.46 0.77 -0.78 12.31 -2.44 0.00

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