What cyber insurance really covers in everyday digital and ID fraud cases
Business | Updated: Jan 05, 2026
- Cyber insurance covers unauthorized transactions, not user-approved scams.
- Identity theft cover usually helps with paperwork, not reimbursing losses.
- Policies may not cover all family members unless explicitly named
US intervention in Venezuela: Near-term impact on India’s oil import mix is unlikely, says official
Business | Updated: Jan 05, 2026
- US intervention in Venezuela unlikely to affect India's oil imports in 1-3 years
- Few Indian refineries can process Venezuela's heavy, high-sulfur crude.
- Any increase in Venezuelan oil imports to India will be gradual and limited
Chevron, US oil stocks rally as Trump vows Venezuela revival
Business | Updated: Jan 05, 2026
- US oil stocks surged after Trump pledged to revive Venezuela's energy sector
- Chevron up 10%, ConocoPhillips and Exxon Mobil also rose in premarket trading
- Venezuela's oil industry revival may take years, cost over $100 billion
Bitcoin advances to three-week high as stocks, silver rise
Business | Updated: Jan 05, 2026
- Bitcoin reaches 3-week high, surpasses 50-day moving average post-market crash.
- Investors still favor risk assets despite Venezuela's political uncertainty.
- Traders eye $94,000 as key resistance, $88,000 as support for Bitcoin
What is mis-selling in insurance, and why has IRDAI flagged it in its latest report? | Explained
Business | Updated: Jan 05, 2026
- Life insurer complaints steady, but mis-selling and unfair practices increased
- India's life insurance penetration dropped to 2.7%, below the global average.
- IRDAI urges insurers to tackle mis-selling with better controls and root cause analysis.
Gold, silver jump as Venezuela tensions add to geopolitical risk
Business | Updated: Jan 05, 2026
- Gold rose 2.3% to above $4,430 an ounce amid heightened geopolitical risks
- Silver gained nearly 5%, outperforming gold as investors seek safe havens
- US capture of Maduro and Venezuela uncertainty fueled market volatility
Got a message from the tax department? It may be time to revise your return
Business | Updated: Jan 05, 2026
- Income Tax messages may flag mismatches between your return and official records
- Revise your return if the message shows missing or incorrect income.
- Ignoring real mismatches can lead to extra tax, interest, or refund delays
Air India kicks off search to replace CEO amid persistent losses
Business | Updated: Jan 05, 2026
- Tata Group seeks new Air India CEO amid slow recovery after deadly crash
- Current CEO Campbell Wilson will not get contract extension, search underway
- New CEO announcement expected after crash report release, likely by June
Active vs passive multi-asset funds: What’s the difference and how should investors choose?
Business | Updated: Jan 05, 2026
- Active multi-asset funds often outperform passive funds but carry higher costs
- Passive multi-asset funds offer lower costs but deliver more index-like returns
- Investors should consider flexibility, risk, and returns, not just expense ratios.
New Income Tax Act to roll out from April 1: Here's what CBDT chief told tax officials
Business | Updated: Jan 05, 2026
- India's new Income Tax Act to replace 1961 law from April 1, 2026
- CBDT chief urges officials to prepare for new rules, procedures, and training
- Technology and data platforms will play a key role in the transition
What loan apps really see when you give them contacts and photo access
Business | Updated: Jan 05, 2026
- Loan apps often request excessive permissions like contacts and gallery access.
- Contacts access can lead to harassment if repayments are missed
- Check lender identity, privacy policy, and permissions before using loan apps.
Taking Stock: Nifty slips from record high, Sensex down 322 pts; IT, oil & gas worst hit
Business | Updated: Jan 05, 2026
- Nifty hit a fresh high but closed down 0.30%
- Nifty Bank and midcap indices touched record highs before profit booking
- Realty and consumer durables rose; IT and oil & gas sectors fell.
Gold, silver jewellery demand weakens sharply in December 2025
Business | Updated: Jan 05, 2026
- Gold sales fell 35-40% YoY in Dec 2025; silver jewelry down 15-20%.
- Demand for silver bars and coins rose 15–18 percent despite record-high prices
- High prices and global tensions drove buyers away from gold and silver jewellery
Amara Raja doubling down on building local distribution network in US amid tariffs: Report
Business | Updated: Jan 05, 2026
- Amara Raja aims to double export revenue share in five years
- Company expands US presence despite tariff challenges
- Shares closed at Rs 930.80, up 3% in five days, but down 19% in one year
Systematic withdrawal plans: A smart way to generate regular income without depleting savings
Business | Updated: Jan 05, 2026
- SWPs enable regular withdrawals from mutual funds, providing flexible income and growth.
- SWPs are more tax-efficient than FDs as only capital gains are taxed on withdrawals.
- SWPs suit retirees needing steady cash flow but need careful withdrawal planning.
End of a five-year wait for homebuyers: Noida Authority lifts OC ban for Sports City, registries set to resume
Business | Updated: Jan 05, 2026
- Noida ends 5-year ban on occupancy certificates for Sector 150 Sports City homes
- Supreme Court order led to conditional OCs and registries for compliant projects
- Luxury homebuyers to receive possession and registry soon.
Telecom veteran Akhil Gupta to retire from Bharti Enterprises on March 31
Business | Updated: Jan 05, 2026
- Akhil Gupta to retire as Bharti Enterprises vice chairman after March 31
- Gupta played a key role in Bharti Airtel's growth and major acquisitions
- He played a key role in Airtel's Africa growth and telecom infrastructure reforms.
When a credit card balance transfer helps—and when it makes things worse
Business | Updated: Jan 05, 2026
- Balance transfers help with a clear repayment plan and disciplined spending.
- Risks: fees, higher rates post-promo, and more debt from new spending.
- Balance transfers need careful planning to be effective tools, not solutions.
Large taxpayers may soon have fully automated tax compliance systems
Business | Updated: Jan 05, 2026
- Government to open tax portal APIs for third-party automation and AI integration
- Large taxpayers may soon automate GST, income tax, and customs filings and compliance.
- API access reduces manual intervention, streamlines tax tracking and litigation.
Madhya Pradesh’s Jal Jeevan numbers tell a cleaner story than the ground reality
Business | Updated: Jan 05, 2026
- Madhya Pradesh reports low water contamination but recent deaths raise concerns
- State took remedial action in 87 percent of contaminated water cases
- Nationally, only 26 percent of contaminated water cases saw corrective action
India looks to Peru, Chile FTAs to diversify silver supplies amid China export curbs
Business | Updated: Jan 05, 2026
- India expands FTA talks with Peru, Chile to secure silver amid China export limits.
- India's silver demand rises due to green energy and EVs, increasing import reliance
- FTAs aim to diversify supply, cut costs, and stabilize silver imports for industry
Venezuela slipped down India’s trade map long before Maduro’s fall
Business | Updated: Jan 05, 2026
- India's trade with Venezuela has sharply declined since 2013.
- Venezuela's share of India's Latin American imports dropped below 1% by 2021.
- Venezuelan regime change unlikely to affect India's trade position.
Inflation, consumption outlook 2026: Policy support and low inflation expected to sustain demand recovery
Business | Updated: Jan 05, 2026
- India's consumption-led growth to strengthen in 2026 with moderate inflation.
- Policy support and rate cuts have improved incomes and borrowing conditions.
- Rural and urban consumption expected to broaden as inflation stays low
Hedge fund Tribeca eyes Venezuela gold rush after 127% gain
Business | Updated: Jan 05, 2026
- Ben Cleary sees Venezuela as a major investment opportunity after US action
- Tribeca fund team visiting Caracas to explore assets and partnerships
- Uncertainty remains over investor protection and future profits in Venezuela
Metal shares extend gains, up 6% in 5-day run; Jefferies sees 26% potential upside in Tata Steel
Business | Updated: Jan 05, 2026
- Metal shares rose for the fifth session as China's factory activity grew in December.
- Nifty Metal index peaked at 11,532.10, led by Hindustan Copper's gains.
- Jefferies picked Tata Steel, JSW Steel, and Jindal Stainless as top sector bets
FPI outflows in G-sec FAR hit 8-month high in December
Business | Updated: Jan 05, 2026
- FPI outflows from FAR bonds in December hit an 8-month high at Rs 12,667 crore
- Bond yields rose in December amid dimming RBI rate cut expectations
- Inclusion in Bloomberg index may boost FPI flows to Indian bonds in 2026
Why following SWP rules doesn’t always protect your retirement
Business | Updated: Jan 05, 2026
- SWP plans can fail due to market timing, inflation, and portfolio structure.
- A flexible SWP with buffers and reviews prevents running out of money.
- Ignoring taxes and treating SWP as fixed can quietly erode retirement funds.
Cupid shares fall 20% for 2nd straight session after 550% jump in 2025: Here's what analysts say
Business | Updated: Jan 05, 2026
- Cupid shares fell 36 percent in two days after a 550 percent rally in 2025
- Stock placed under ASM Stage 1, requiring 100 percent margin to curb volatility
- Analysts advise caution; consolidation needed before considering new positions
IRDAI likely working on commission cap rules, draft norms expected in 4 months
Business | Updated: Jan 05, 2026
- IRDAI to cap commissions for insurance agents, brokers, and digital intermediaries.
- Draft regulations expected in four months, phased rollout over 6-12 months.
- RBI flags high commissions for raising costs and risks in insurance sector.
Indian lenders' loan growth picks up pace in December quarter
Business | Updated: Jan 05, 2026
- HDFC Bank and Bank of Baroda saw improved loan growth in the December quarter
- Festive spending and tax cuts boosted credit demand in India
- Loan growth exceeded deposits, raising the loan-to-deposit ratio to a record high.