By Sheetal Kumari | March 3, 2025
Moneycontrol PF Team| July 24, 2025
Top 10 Govt-Backed Student Loan Schemes Every Indian Must Know in 2025!
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Full interest subsidy for students from families earning below ₹4.5 lakh during course + 1 year moratorium.
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Get up to ₹10 lakh loan with 3% interest subsidy via a single portal for students with income below ₹8 lakh.
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100% interest waiver during moratorium for OBC/EBC students pursuing select foreign courses, income limit ₹8 lakh.
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Avail collateral-free education loans up to ₹7.5 lakh with faster processing for financially weaker sections.
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States like Gujarat & TN offer extra subsidies for girls, minorities, and foreign aspirants—check regional benefits!
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2025 reforms mandate banks to clear education loan requests within 15 working days—no more long delays!
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Apply and track education loans online with real-time status updates—thanks to the 2025 digital revamp.
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Many central and state schemes now extend support to international courses in engineering, medicine, and more.
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Several banks have lowered interest rates in 2025 for loans under government schemes—save big over time!
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Plan ahead, check eligibility, and apply early to benefit from India’s most supportive student loan ecosystem yet!
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